Originally Posted by
RamboAroundTheWorld
i closed my personal a few months ago before lowering the limit. this was before, it seems, that limit lowering was now a must do.
Lowering limits has been a thing for a long while now, certainly longer than a few months. Did you have a high limit on the closed BOA card, what did you enter for income on the app (ballpark fine) and what's your current credit limit across all cards?