Originally Posted by
Superorb
I've never heard of anyone trying that either. If you decide to go for it be sure to report back here. I would be willing to bet that you could get the personal and first biz card approved easily, but a 3rd card would likely take some talking to a recon agent.
First thanks for all the great info, been super helpful in planning my future AS churnings. Came across this and had to post my DP.
I already had 1 AS personal from a couple years ago.
Started with all 3 CB frozen, unfroze Equifax in anticipation of biz apps. Applied for first Biz card with my SSN, 0 years, $500 income, went pending then showed up on my account page a day later.
Applied for second biz same-day with an EIN, 3 years, $10k income (unverified), went pending and didn't show up on my account page. Hmm, ok, wait and see.
Called and reduced CL on personal, then called and closed account 2 days later. Applied for second personal same day as biz apps thinking they pulled from the same CB (they didn't), went pending.
Ended up getting 2 letters, one for the personal saying my Experian was frozen and I needed to call, one for the second biz saying I "already had sufficient credit" but I could get a secured card if I put $1,500 into a CD.
Called recon on personal, told them to use TU which I had unfrozen, instantly approved.
Stewed a while on 2nd biz and decided to call, CSR says I can just split the CL between biz cards. She was nice and asked a few probing questions about why I needed a second biz card, I was charming and she approved
Turns out I was exactly 31 days after my app, so I had to take another HP, oh well.
So there we have it, 1 biz EIN, 1 biz SSN, and 1 personal. I'm thinking about going for another personal, then maybe trying for 2nd with each biz for a total of 6 and churning each every 4-6 months. What do y'all think?