Well, what you're missing that many people in this thread didn't have to go through it the first time (or maybe second or third time) they applied for a BofA business card, just were "selected at random" to have that information requested on a subsequent business card application.

So just because it hasn't happened to you at X bank yet doesn't prove it never will happen to you. It could just mean you've been lucky so far.

We don't know what their "random" process is and thus we don't know who it could affect and who it couldn't affect.

And there are equivalents at some other banks, though perhaps not as big a "spurt" of them in a short reported with those other banks. (But it's among the things that led to the mantra over at Chase forum of "don't call, even if they ask you to call". People haven't come to that conclusion about BofA yet, but maybe that's what it would take? We don't know yet. Far fewer people apply for BofA cards than Chase cards so it takes longer to have fine-tuned datapoints.)