Originally Posted by
Ops5
Probably good advice based on most of the DP's we have, but not an absolute.
I did say "most" in what you quoted. So I wasn't being absolute.
What someone who doesn't know what's likely does shouldn't be the same thing that someone who does know what's likely does. That's why my "advice" is stronger than the "evidence", because IMHO the "evidence" is "bad enough" even though not absolute.
Since BofA appears to also be counting inquiries more than in the past, I'm not sure how good an idea it is for most people to "try" to apply for a card when it's not at clear where you will be approved. (But that, of course, depends on what else they've been applying for.)
Originally Posted by
azepine00
Yep - got instant approval while another one was open a few weeks ago...
Good for you, but that's neither proof that the same will happen to you the next time you try, nor proof that the same thing will happen to someone else. We already knew there were exceptions, but as I said "most" people get denied for a new personal AS card if they already have a personal AS card open.