Originally Posted by
Happy
I wish others pay attention to that because there are people feel that is safe and one poster even advocates such claiming he has never heard / read any data point about paying MOs at the branch would cause trouble. I have warned the poster that Citi treats each MO as a separate payment account. Too many payment accounts would get you in trouble. One case in the Chase closure thread the person was told by his branch manager that one of the reasons of his accounts got shut down was "too many payment accounts". Some cards such as FIA AMEX issued by BofA limits you to have only 3 linked bank accounts as payment account, and those are real bank accounts!
The pressure of compliance is big on the banks which are required to be on the look out of ML - one of the areas to monitor is the source of funds to pay off the debts. Banks rather fire the customers than incur large costs to meet the compliance requirements.