Originally Posted by
Happy
Thanks for the link.
It is still not clear to me, when using a chip terminal the first time after changing PIN, do you need to use the new PIN or as we all know now at the POS of WMT, the chip and signature card can only be processed as EMV and no swipe. However no PIN entry of any kind is needed.
With the above in mind, how does the "activation" of the Barclay's card customized PIN works at POS?
Basically in your case
1. Set a pin online
2. Go to Wal-Mart or any other EMV chip capable location worldwide with a live CSR
3. Buy your goods and sign for transaction if prompted
Basically the way offline pin works is the pin has to actually be written on the actual chip in order for most automated kiosks overseas to accept the card.
Therefore this is just Barclays way of automating the pin write process in such a way that is completely invisible to the naked eye. After the pin has been retrieved from the server and written on the chip, the card can then be used truly just about anywhere
Just remember anytime you change the pin the same process has to be followed so that the card has a chance to go online and 're download the pin onto itself
At least that's the way I understand it after reading that post as well as keeping up with the EMV thread here on flyertalk
Hope that helps