Originally Posted by
ironmanjt
Same situation here. I had an AmEx card I hadn't used in months, which I then used at a hotel in Senegal to charge a ~$3,000 bill.
The next day....$24,000 of shopping in Paris...Hermes, Chanel, etc etc. AmEx never blinked at any of the charges...I often wonder how their fraud algorithms work
We had a Gymboree affinity card that we used exclusively at the Gymboree that's two miles from our house for a couple hundred bucks. Then we get a bill for $15K of luxury goods at two Paris boutiques and US Bank doesn't blink an eye. Like, seriously? You don't need a very complex algorithm to figure out that one of these things is not like the other.