Took about a week to receive mine. Chase cards seem to post as purchase from what everyone is saying. I recently obtained the the C WN and posted my initial load of 1k as a "sale - wellsfargo prepaidcard".

As another datapoint, I also was not charged a load fee.

I've since made two Wells ATM withdrawals for $500 each one day after the other with no problem (and no fee), deposited the cash and payed the balance back off.

I've also made some other small purchases for good measure and payed those off as well.

This was done to meet a minimum spend and I'm in it with no fees so far. My statement should close in the next week so I will report back if the points have posted. Assuming they do, I'll give another go with a different card next month albeit with a different odd amount.

This may be too high profile for regular use since it posts as an actual prepaid card, but seems to work ok to help meet minimum spends. Like anything in this game, just don't overdo it. ^