Originally Posted by
longhorn11
From my experience credit karma gives you the wrong AAoA, it only counts open accounts (unless they've changed something recently). So it may be higher than 1 yr 8 mo, but whatever the number is, it gets rounded down to the year. In your case the closed 2010 citi card might actually be helping your AAoA, it just isn't helping your utilization.
Okay, so the way I see it, I should:
App for Chase SW 50K, and if I get denied/pended, call and leverage the CO card. If I get approved, close my CO card anyway.
App for the Barclays USAir card
App for the AMEX PRG card, and then (assuming I get instant approved), app for the SPG card.
Last question, I applied for the UA card and was instant approved on 2/08/12. Should I wait at all or does it not really matter? 30/60/90 days?