Originally Posted by
Uh Clem
Cancelling a card can actually hurt your credit rating a little if it's a card that you've had for a few years. If you need to maintain a high credit score you may want to cancel your newest card. Another option is to ask to change to a plan with no yearly fee. You probably won't earn as many miles but you can keep the card.
He said he's only had the card for a little over a year. I say dump it & ask for a prorated refund on the annual fee!!