I think we are writing at cross purposes. Priority Pass is not synonymous with " lounge access". Their program has a gaping deficiency for USA based flyers because it excludes most AA, DL and CO/UA lounges. Ameriprise provides some lounge access. American Express Platinum provides much better coverage for a small additional fee because of their relationship with AA and DL. I cannot say which is better value for a specific individual's travel pattern, but in terms of sheer coverage American Express has pulled far ahead by adding Priority Pass to the card benefits.