Originally Posted by
alanR
I've said one very valid, very practical reason to reject the card - THERE IS NOTHING TO CONNECT CARD AND ID. It also means that both the person presenting the card and the person accepting the card are breaking the T&Cs of the card and the card company aren't responsible if someone does use it illegally. So there's two rather good reasons for not putting "see ID" on your card.
1) So you consider signature match to be more reliable? I say they are equally unreliable.
2) I said
practical reason. Small print is not a
practical reason which I explained above.
Originally Posted by
alanR
So if the card says "J Smith", then anyone called John Smith, Jane Smith, etc etc would be able to use it - and I suspect these days that organised groups could knock up legal looking ID in a few minutes. After all how many people in Idaho would even know what Alaskan ID looks like, let alone know if it's valid or not.
And if I find a card on the street and look at the signature on the back, practice it a little and then use the card, what's the difference? Neither signature match nor ID match provide absolute protection against credit card fraud, so how can you choose one as being
more secure than the other?