Oct 31, 2014, 6:05 am
Last edit by: lifeonthego_k
I'm going to update this first post as more info flows in to create a 'master list' of all credit cards that offer a decent way of accruing miles - so please help out!
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
The 'Best credit cards for KF miles accrual' master thread
Mar 13, 2016, 9:35 pm
#5221
Join Date: Oct 2015
Posts: 55
I believe that if you are currently holding to any of their credit card, the sms should be able to work if the format of the details sent is correct. If i am not wrong, the requirement is that you need to hold at least 1 credit card with them (so they have your income data etc), hence their backend is able to process. I might be wrong, but that's my thought on why only sms method work.
Mar 13, 2016, 9:54 pm
#5223
Join Date: Feb 2016
Posts: 48
Mar 13, 2016, 9:55 pm
#5224
Join Date: Feb 2016
Posts: 48
Mar 13, 2016, 9:58 pm
#5225
Join Date: May 2012
Location: SIN
Programs: JL GC | Marriott LT Silver | Global Entry | SQ Silver
Posts: 6,819
Better check the T&Cs.
Mar 13, 2016, 10:36 pm
#5226
Join Date: May 2004
Location: SIN (LEJ once a year)
Programs: SQ, LH, BA, IHG Diamond AMB, HH Gold, SLH Indulged, Accor Gold, Hyatt Discoverist
Posts: 7,739
While it may offer a decent summary, it is not entirely accurate in all areas and most of the info seems scraped from forums like this one or HWZ.To the question on UOB PPV topping up Amex Imagine, I can only tell the OP to try it out with a small amount and verify if it works if you don't want to trust 3rd party accounts. I also thought it was excluded as per T&Cs, but with some of the screwed up accrual and posting mechanics of local banks you never know. YMMV
Mar 13, 2016, 10:39 pm
#5227
Join Date: Feb 2016
Posts: 48
You keep quoting that site. Any affiliation you may want to share? You have 11 posts and this probably the 3rd time you bring up that site. 
While it may be a decent summary, it is not entirely accurate in all areas and most of the info seems scraped from forums like this one or HWZ.
To the question on UOB PPV topping up Amex Imagine, I can only tell the OP to try it out with a small amount and verify if it works if you don't want to trust 3rd party accounts. I also thought it was excluded as per T&Cs, but with some of the screwed up accrual and posting mechanics of local banks you never know. YMMV
While it may be a decent summary, it is not entirely accurate in all areas and most of the info seems scraped from forums like this one or HWZ.To the question on UOB PPV topping up Amex Imagine, I can only tell the OP to try it out with a small amount and verify if it works if you don't want to trust 3rd party accounts. I also thought it was excluded as per T&Cs, but with some of the screwed up accrual and posting mechanics of local banks you never know. YMMV
the author of that website has even directly answered the original question "Anyone top up their AMEX Imagine using the UOB PPV? Does it reward with 10x points / 4xmiles?" from the post http://milelion.com/2015/07/04/hack-...on-everything/
Why not read what the authors written? He's clearly taken taken time and effort to read through the t&c's prior to writing the article and has tried it out the process and succeeded. Your answer is worse. You're assuming the t&c's and asking the person who asked the question to try and fail.
Last edited by toothpick2; Mar 13, 2016 at 10:47 pm
Mar 13, 2016, 10:58 pm
#5228
Join Date: May 2006
Location: SIN
Programs: KF, MPC, BAEC // Bonvoy, WoH, Honors
Posts: 1,464
Mar 14, 2016, 2:11 am
#5231
Join Date: May 2004
Location: SIN (LEJ once a year)
Programs: SQ, LH, BA, IHG Diamond AMB, HH Gold, SLH Indulged, Accor Gold, Hyatt Discoverist
Posts: 7,739
no, im not affiliated to the site at all. I think its a well written site which answered the same repeated questions in this forum.
the author of that website has even directly answered the original question "Anyone top up their AMEX Imagine using the UOB PPV? Does it reward with 10x points / 4xmiles?" from the post http://milelion.com/2015/07/04/hack-...on-everything/
Why not read what the authors written? He's clearly taken taken time and effort to read through the t&c's prior to writing the article and has tried it out the process and succeeded. Your answer is worse. You're assuming the t&c's and asking the person who asked the question to try and fail.
the author of that website has even directly answered the original question "Anyone top up their AMEX Imagine using the UOB PPV? Does it reward with 10x points / 4xmiles?" from the post http://milelion.com/2015/07/04/hack-...on-everything/
Why not read what the authors written? He's clearly taken taken time and effort to read through the t&c's prior to writing the article and has tried it out the process and succeeded. Your answer is worse. You're assuming the t&c's and asking the person who asked the question to try and fail.
, but no harm done. Even if a source such as a web site or this forum or HWZ states that something works or doesn't work, to be certain for yourself, it is best to do a small trial transaction and validate it if time is permitting. That way you can check for yourself and the specific circumstances of a purchase before putting bigger transactions through. Quite a common modus operandi for people who invest some time and effort to grow our community knowledge and share back results / findings.
You assume that the people who run that site have done all the ground work and while that may be the case, they could have just as easily scrapped if from other online sources. Take a simple example from the popular Citi Rewards card. I recall that one of our regular contributors here had previously bought items from Timberland in Singapore and it qualified for 10x points as it should as per T&Cs. He then made a purchase at Timberland overseas (Taiwan IIRC) and "ups" it didn't qualify as the merchant code (MCC) of the retailer in Taiwan was not coded properly to reflect clothing / apparel retail.
Same thing goes for some Paypal transactions using UOB PPV. I used UOB PPV for purchases using Paypal as payment before and it credited fine at 10UNI$, however; when I paid a local food delivery service for a monthly meal subscription via Paypal it didn't qualify. I argued it out based on T&Cs with UOB (experienced folks here know how much fun that is) and they did budge and adjust it for the 2 months period in question, but also made it clear that going forward it would not count. So I switched to another card.
So long story short, use the information offered here and in other places with some caution and do not blindly expect it to work perfectly. I welcome to see you around here more often and contribute some of your personal findings and experiences other than quoting your favorite site (which just increases their traffic and search ranking) as that is the spirit at least of this forum to make it better for everyone.
Last edited by demue; Mar 14, 2016 at 2:32 am
Mar 14, 2016, 2:37 am
#5232
Join Date: Feb 2016
Posts: 48
You don't seem to want to understand , but no harm done. Even if a source such as a web site or this forum or HWZ states that something works or doesn't work, to be certain for yourself, it is best to do a small trial transaction and validate it if time is permitting.
That way you can check for yourself and the specific circumstances of a purchase before putting bigger transactions through. Quite a common modus operandi for people who invest some time and effort to grow our community knowledge and share back results / findings.
You assume that the people who run that site have done all the ground work and while that may be the case, they could have just as easily scrapped if from other online sources. Take a simple example from the popular Citi Rewards card. I recall that one of our regular contributors here had previously bought items from Timberland in Singapore and it qualified for 10x points as it should as per T&Cs. He then made a purchase at Timberland overseas (Taiwan IIRC) and "ups" it didn't qualify as the merchant code (MCC) of the retailer in Taiwan was not coded properly to reflect clothing / apparel retail.
Same thing goes for some Paypal transactions using UOB PPV. I used UOB PPV for purchases using Paypal as payment before it credited fine at 10UNI$, however, when I paid a local food delivery service for a monthly meal subscription via Paypal it didn't qualify. I argued it out based on T&Cs with UOB (experienced folks here know how much fun that is) and they did budge and adjust it for the 3 months period in question, but also made it clear that going forward it would not count. So I switched to another card.
So long story short, use the information offered here and in other places with some caution and do not blindly expect it to work perfectly. I welcome to see you around here more often and contribute some of your personal findings and experiences as that is the spirit of the forum to make it better for everyone.
, but no harm done. Even if a source such as a web site or this forum or HWZ states that something works or doesn't work, to be certain for yourself, it is best to do a small trial transaction and validate it if time is permitting. That way you can check for yourself and the specific circumstances of a purchase before putting bigger transactions through. Quite a common modus operandi for people who invest some time and effort to grow our community knowledge and share back results / findings.
You assume that the people who run that site have done all the ground work and while that may be the case, they could have just as easily scrapped if from other online sources. Take a simple example from the popular Citi Rewards card. I recall that one of our regular contributors here had previously bought items from Timberland in Singapore and it qualified for 10x points as it should as per T&Cs. He then made a purchase at Timberland overseas (Taiwan IIRC) and "ups" it didn't qualify as the merchant code (MCC) of the retailer in Taiwan was not coded properly to reflect clothing / apparel retail.
Same thing goes for some Paypal transactions using UOB PPV. I used UOB PPV for purchases using Paypal as payment before it credited fine at 10UNI$, however, when I paid a local food delivery service for a monthly meal subscription via Paypal it didn't qualify. I argued it out based on T&Cs with UOB (experienced folks here know how much fun that is) and they did budge and adjust it for the 3 months period in question, but also made it clear that going forward it would not count. So I switched to another card.
So long story short, use the information offered here and in other places with some caution and do not blindly expect it to work perfectly. I welcome to see you around here more often and contribute some of your personal findings and experiences as that is the spirit of the forum to make it better for everyone.
I think it's rather ignorant that you suggest that blog hasn't done any research or groundwork prior to writing the posts. His posts have more credibility than the baseless replies here as they reference to T&C's.
Mar 14, 2016, 2:46 am
#5233
Join Date: May 2004
Location: SIN (LEJ once a year)
Programs: SQ, LH, BA, IHG Diamond AMB, HH Gold, SLH Indulged, Accor Gold, Hyatt Discoverist
Posts: 7,739
I haven't assumed the blogs done the groundwork - the author clearly has.
I think it's rather ignorant that you suggest that blog hasn't done any research or groundwork prior to writing the posts. His posts have more credibility than the baseless replies here as they reference to T&C's.
I think it's rather ignorant that you suggest that blog hasn't done any research or groundwork prior to writing the posts. His posts have more credibility than the baseless replies here as they reference to T&C's.
However, if all these discussions and posts here are so baseless, why do you "waste" your time reading and occasionally even posting? I have yet to see any post from your personal experience to be contributed here (not quoting other sources) so really can't see the what the purpose is, but alas it is an open forum, so have fun and do what you want to do.
Just to be sure, as a relatively new joiner to FT with an apparent dislike for reading T&Cs
, please do take a moment to familiarize yourself with FT T&Cs http://www.flyertalk.com/help/rules.php#externallinks, especially when it comes to quoting external sources (Section 7) to make sure you play by the rules.
Last edited by demue; Mar 14, 2016 at 2:55 am
Mar 14, 2016, 3:01 am
#5234
Join Date: Feb 2016
Posts: 48
You really seem advise resistant. I never said I assume they have or have not done anything, I said if you want to be sure yourself for a specific transaction (if possible) try it out. You can live your life by that web site for all I care, so no harm done.
However, if all these discussions and posts here are so baseless, why do you "waste" your time reading and occasionally even posting? I have yet to see any post from your personal experience to be contributed here (not quoting other sources) so really can't see the what the purpose is, but alas it is an open forum, so have fun and do what you want to do.
Just to be sure, as a relatively new joiner to FT with an apparent dislike for reading T&Cs, please do take a moment to familiarize yourself with FT T&Cs http://www.flyertalk.com/help/rules.php#externallinks, especially when it comes to quoting external sources (Section 7) to make sure you play by the rules.
However, if all these discussions and posts here are so baseless, why do you "waste" your time reading and occasionally even posting? I have yet to see any post from your personal experience to be contributed here (not quoting other sources) so really can't see the what the purpose is, but alas it is an open forum, so have fun and do what you want to do.
Just to be sure, as a relatively new joiner to FT with an apparent dislike for reading T&Cs
, please do take a moment to familiarize yourself with FT T&Cs http://www.flyertalk.com/help/rules.php#externallinks, especially when it comes to quoting external sources (Section 7) to make sure you play by the rules.His posts are also reviewed by replies he gets which he updates.
BTW, I also paid a local food delivery service for a monthly meal subscription via Paypal and it qualified for 10UNI$ so you must have done something wrong.
heres another blog i like to read http://www.cheaponana.com/
Last edited by toothpick2; Mar 14, 2016 at 3:10 am
Mar 14, 2016, 4:19 am
#5235
Join Date: Apr 2013
Location: SIN
Posts: 24
The quality of his posts far exceed the replies here. It's concise yet detailed. http://milelion.com/2016/03/12/milel...rd-guide-2016/
His posts are also reviewed by replies he gets which he updates.
BTW, I also paid a local food delivery service for a monthly meal subscription via Paypal and it qualified for 10UNI$ so you must have done something wrong.
heres another blog i like to read http://www.cheaponana.com/
His posts are also reviewed by replies he gets which he updates.
BTW, I also paid a local food delivery service for a monthly meal subscription via Paypal and it qualified for 10UNI$ so you must have done something wrong.
heres another blog i like to read http://www.cheaponana.com/
"If linking to your own blog, to a blog on behalf of someone, or to a blog of which you are a periodic or regular contributor, you must identify that fact in your post and you must include enough content for the FlyerTalk post to stand on its own without following the link. Do not post repeatedly in a manner that has the effect or purpose of driving traffic to a blog or website."