Oct 31, 2014, 6:05 am
Last edit by: lifeonthego_k
I'm going to update this first post as more info flows in to create a 'master list' of all credit cards that offer a decent way of accruing miles - so please help out!
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
The 'Best credit cards for KF miles accrual' master thread
Feb 16, 2016, 12:20 am
#5131
Join Date: Feb 2015
Location: SIN
Programs: SQ Krisflyer, Hilton Gold, Best Western Diamond, SPG Gold
Posts: 155
Feb 16, 2016, 7:36 am
#5132
Join Date: Feb 2016
Posts: 1
Hi everyone, super useful thread!
I've been using the DBS Altitude American Express and visa cards for my spendings (mostly overseas and flight bookings). With the accelerated 50% more miles bonus on amex, i've managed to earn quite a lot of miles.
I will be making a transaction of about 16k SGD in overseas currency but without the accelerated miles, I will only earn 32k miles with my DBS Altitude card. Should I be using another card such as Citibank rewards card? But that caps out at 120k reward points, which means I will lose 40k points. Ideally, I would like to use one card for the entire transaction instead of splitting the transaction up.
Hope to hear your advice, thanks!
I've been using the DBS Altitude American Express and visa cards for my spendings (mostly overseas and flight bookings). With the accelerated 50% more miles bonus on amex, i've managed to earn quite a lot of miles.
I will be making a transaction of about 16k SGD in overseas currency but without the accelerated miles, I will only earn 32k miles with my DBS Altitude card. Should I be using another card such as Citibank rewards card? But that caps out at 120k reward points, which means I will lose 40k points. Ideally, I would like to use one card for the entire transaction instead of splitting the transaction up.
Hope to hear your advice, thanks!
Feb 16, 2016, 10:39 pm
#5133
Join Date: Jun 2014
Programs: IHG Spire Ambassador, HHonors Diamond, Hyatt Platinum, SPG Gold
Posts: 413
Hi everyone, super useful thread!
I've been using the DBS Altitude American Express and visa cards for my spendings (mostly overseas and flight bookings). With the accelerated 50% more miles bonus on amex, i've managed to earn quite a lot of miles.
I will be making a transaction of about 16k SGD in overseas currency but without the accelerated miles, I will only earn 32k miles with my DBS Altitude card. Should I be using another card such as Citibank rewards card? But that caps out at 120k reward points, which means I will lose 40k points. Ideally, I would like to use one card for the entire transaction instead of splitting the transaction up.
Hope to hear your advice, thanks!
I've been using the DBS Altitude American Express and visa cards for my spendings (mostly overseas and flight bookings). With the accelerated 50% more miles bonus on amex, i've managed to earn quite a lot of miles.
I will be making a transaction of about 16k SGD in overseas currency but without the accelerated miles, I will only earn 32k miles with my DBS Altitude card. Should I be using another card such as Citibank rewards card? But that caps out at 120k reward points, which means I will lose 40k points. Ideally, I would like to use one card for the entire transaction instead of splitting the transaction up.
Hope to hear your advice, thanks!
Amex Krisflyer Ascend Card offers 40,000 bonus miles with 10k local spend in 3mths.
Feb 16, 2016, 11:46 pm
#5134
Join Date: May 2004
Location: SIN (LEJ once a year)
Programs: SQ, LH, BA, IHG Diamond AMB, HH Gold, SLH Indulged, Accor Gold, Hyatt Discoverist
Posts: 7,744
What makes you think so? From Amex's site below the T&Cs for the full benefits offer where you pay the full annual fee of 256$ upfront.
Spend S$5,000 to S$9,999 (both inclusive) within the first 3 months upon Card approval and receive 15,000 Bonus KrisFlyer miles. The eligible spend excludes interest, cash withdrawal, balance transfer and Card-related fees charged by American Express.
Spend S$10,000 and above in the first 3 months upon Card approval and receive 35,000 Bonus KrisFlyer miles. (The 35,000 miles will be credited to your account in 2 parts, 15,000 KrisFlyer miles when you spend S$5,000 and another 20,000 miles when you spend an additional S$5,000 and above). The eligible spend excludes interest, cash withdrawal, balance transfer and Card-related fees charged by American Express.
Spend S$10,000 and above in the first 3 months upon Card approval and receive 35,000 Bonus KrisFlyer miles. (The 35,000 miles will be credited to your account in 2 parts, 15,000 KrisFlyer miles when you spend S$5,000 and another 20,000 miles when you spend an additional S$5,000 and above). The eligible spend excludes interest, cash withdrawal, balance transfer and Card-related fees charged by American Express.
Feb 18, 2016, 9:14 am
#5135
Join Date: Jun 2014
Programs: IHG Spire Ambassador, HHonors Diamond, Hyatt Platinum, SPG Gold
Posts: 413
I can't find anything in the detailed T&C for the Amex Ascend that states that the 10K SGD spend has to be local spend meaning that overseas purchases would not qualify.
What makes you think so? From Amex's site below the T&Cs for the full benefits offer where you pay the full annual fee of 256$ upfront.
What makes you think so? From Amex's site below the T&Cs for the full benefits offer where you pay the full annual fee of 256$ upfront.
Of course it may also be overseas spend, but for this i'm not totally sure a simple call will fix
On another hand, I'll have to do a online payment for some tour services that I am buying here : https://rockvalleytravel.fatcow.com/rockvalleytravel/payment
Anyone have any idea if this will be eligible for 10xDBS for DBS World Women's Mastercard ?
Feb 19, 2016, 3:56 pm
#5136
Join Date: Apr 2007
Location: Anywhere
Posts: 6,587
Hi everyone, super useful thread!
I've been using the DBS Altitude American Express and visa cards for my spendings (mostly overseas and flight bookings). With the accelerated 50% more miles bonus on amex, i've managed to earn quite a lot of miles.
I will be making a transaction of about 16k SGD in overseas currency but without the accelerated miles, I will only earn 32k miles with my DBS Altitude card. Should I be using another card such as Citibank rewards card? But that caps out at 120k reward points, which means I will lose 40k points. Ideally, I would like to use one card for the entire transaction instead of splitting the transaction up.
I've been using the DBS Altitude American Express and visa cards for my spendings (mostly overseas and flight bookings). With the accelerated 50% more miles bonus on amex, i've managed to earn quite a lot of miles.
I will be making a transaction of about 16k SGD in overseas currency but without the accelerated miles, I will only earn 32k miles with my DBS Altitude card. Should I be using another card such as Citibank rewards card? But that caps out at 120k reward points, which means I will lose 40k points. Ideally, I would like to use one card for the entire transaction instead of splitting the transaction up.
You should definitely look at splitting:
- First SGD 6,000 on DBS Altitude Amex
- Remaining SGD 10,000 on either Citi Rewards (if shopping, earning 4 miles per SGD 1) or UOB PRVI MC (if anything else, earning 2.4 miles per SGD1)
Feb 21, 2016, 5:38 am
#5140
Join Date: Jan 2016
Location: SIN
Posts: 352
Kaligo - off topic?
Apologies I this isnt rightly placed.
I made my first Kaligo booking via KF 3000 bonus miles offer. Booking was refundable, and now I would like to cancel it and make another booking. Question: will I still be eligible for 3k KF bonus?
I made my first Kaligo booking via KF 3000 bonus miles offer. Booking was refundable, and now I would like to cancel it and make another booking. Question: will I still be eligible for 3k KF bonus?
Feb 21, 2016, 6:00 am
#5141
Join Date: Apr 2011
Location: Singapore / India
Programs: SQ QPP, Hilton Diamond, IHG Platinum, Taj Inner Circle Gold
Posts: 639
Kaligo has superb customer service as per my experience.
Feb 22, 2016, 7:35 pm
#5143
Join Date: May 2006
Location: SIN
Programs: KF, MPC, BAEC // Bonvoy, WoH, Honors
Posts: 1,464
Will the bonus points be credited separately at a later stage, or can I interpret this as I do in fact need to use the link from the promotion page?
On the promotion page it clearly states:
To enjoy the offer, please book through Expedia.com.sg/bonus.
Last edited by Kilian Zoll; Feb 22, 2016 at 7:46 pm
Feb 22, 2016, 7:45 pm
#5144
Join Date: May 2012
Location: SIN
Programs: JL GC | Marriott LT Silver | Global Entry | SQ Silver
Posts: 6,820
I've made two transactions to Expedia SG (not using the referral link) with my Citi Rewards Card over the past week, and neither has generated any bonus points, just 1x Citirewards point per $1.
Will the bonus points be credited separately at a later stage, or can I interpret this as I do in fact need to use the link from the promotion page?
Will the bonus points be credited separately at a later stage, or can I interpret this as I do in fact need to use the link from the promotion page?
The additional Citi dollars or Citi Miles or cash back will be credited to the customer's credit card account latest by:
Dec 31 2014 for all qualifying charges made at Expedia from Aug 1 to Oct 31 2014;
Mar 31 2015 for all qualifying charges made at Expedia from Nov 1 to Jan 31 2015;
Jun 30 2015 for all qualifying charges made at Expedia from Feb 1 to Apr 30 2015;
Sep 30 2015 for all qualifying charges made at Expedia from May 1 to Jul 31 2015. - Did not post for some.
Dec 31 2015 for all qualifying charges made at a Participating Expedia Website from Aug 1 to Oct 31 2015; - Missing some transactions
Mar 31 2016 for all qualifying charges made at a Participating Expedia Website from Nov 1 to Jan 31 2016;
Jun 30 2016 for all qualifying charges made at a Participating Expedia Website from Feb 1 to Apr 30 2016;
Sep 30 2016 for all qualifying charges made at a Participating Expedia Website from May 1 to Jul 31 2016.
If you're only booking flights and not hotels or packages, only certain airlines are eligible for the bonus points. Please refer to the wikipost. Hope this info helps.
Feb 23, 2016, 12:27 am
#5145
Join Date: May 2006
Location: SIN
Programs: KF, MPC, BAEC // Bonvoy, WoH, Honors
Posts: 1,464
As per the T&Cs and the info I've posted in the wikipost above (you can only view it on a regular browser, not via the mobile app), the bonus points are credited in batches. I've added it below for your easy reference:
The additional Citi dollars or Citi Miles or cash back will be credited to the customer's credit card account latest by:
Dec 31 2014 for all qualifying charges made at Expedia from Aug 1 to Oct 31 2014;
Mar 31 2015 for all qualifying charges made at Expedia from Nov 1 to Jan 31 2015;
Jun 30 2015 for all qualifying charges made at Expedia from Feb 1 to Apr 30 2015;
Sep 30 2015 for all qualifying charges made at Expedia from May 1 to Jul 31 2015. - Did not post for some.
Dec 31 2015 for all qualifying charges made at a Participating Expedia Website from Aug 1 to Oct 31 2015; - Missing some transactions
Mar 31 2016 for all qualifying charges made at a Participating Expedia Website from Nov 1 to Jan 31 2016;
Jun 30 2016 for all qualifying charges made at a Participating Expedia Website from Feb 1 to Apr 30 2016;
Sep 30 2016 for all qualifying charges made at a Participating Expedia Website from May 1 to Jul 31 2016.
If you're only booking flights and not hotels or packages, only certain airlines are eligible for the bonus points. Please refer to the wikipost. Hope this info helps.
The additional Citi dollars or Citi Miles or cash back will be credited to the customer's credit card account latest by:
Dec 31 2014 for all qualifying charges made at Expedia from Aug 1 to Oct 31 2014;
Mar 31 2015 for all qualifying charges made at Expedia from Nov 1 to Jan 31 2015;
Jun 30 2015 for all qualifying charges made at Expedia from Feb 1 to Apr 30 2015;
Sep 30 2015 for all qualifying charges made at Expedia from May 1 to Jul 31 2015. - Did not post for some.
Dec 31 2015 for all qualifying charges made at a Participating Expedia Website from Aug 1 to Oct 31 2015; - Missing some transactions
Mar 31 2016 for all qualifying charges made at a Participating Expedia Website from Nov 1 to Jan 31 2016;
Jun 30 2016 for all qualifying charges made at a Participating Expedia Website from Feb 1 to Apr 30 2016;
Sep 30 2016 for all qualifying charges made at a Participating Expedia Website from May 1 to Jul 31 2016.
If you're only booking flights and not hotels or packages, only certain airlines are eligible for the bonus points. Please refer to the wikipost. Hope this info helps.