Jan 6, 2016, 8:17 pm
Last edit by: RedSun
This is the thread for 2016. The previous megathread is here.
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
The current WF cards that earn 5x Go Far Rewards points (WF points) are WF Visa Signature card and WF Rewards card. The 5x introductory period is 6 months, then they earn just 1x WF points. Each card is now capped the 5x at $12,500. (Updated Mar-2019)
Wells Fargo Visa Signature card:
https://www.wellsfargo.com/credit-cards/visa-signature/
Wells Fargo Visa Rewards Card:
https://www.wellsfargo.com/credit-cards/rewards/
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on MS activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5x at Grocery-Gas-Drugstores(2016 onwards)
Jan 12, 2016, 7:03 am
#69
Join Date: Aug 2015
Programs: Marriott Gold, UA Gold
Posts: 71
Jan 12, 2016, 12:53 pm
#71
Join Date: Jul 2013
Posts: 1,036
Any risk with using Fidelity Bill Pay to pay down the CC balance. Have a current balance of $6000 (already posted). Can I use Fido Bill pay to reduce the balance down to $1000? Seems like it would be faster than transferring to my WF checking account and then paying. It says payment will post tomorrow (1/13) if I use Bill Pay vs arrive by 1/15 if I transfer to my WF checking.
Jan 12, 2016, 1:20 pm
#72
Join Date: Sep 2014
Posts: 1,837
Any risk with using Fidelity Bill Pay to pay down the CC balance. Have a current balance of $6000 (already posted). Can I use Fido Bill pay to reduce the balance down to $1000? Seems like it would be faster than transferring to my WF checking account and then paying. It says payment will post tomorrow (1/13) if I use Bill Pay vs arrive by 1/15 if I transfer to my WF checking.
Quickest way to clear CL is pay from WF checking.
Jan 13, 2016, 2:44 pm
#74
Join Date: Dec 2013
Posts: 80
So, I've been using Serve to MS, and then I would withdraw the balance directly to my WF Checking to kill two birds with one stone: 1) meet requirements to waive the monthly fee 2) Pay off credit card asap/clear credit limit.
Since I've been shut down for Serve, I'm looking for a different way to satisfy the direct deposit requirement. Do you guys have checking accounts that you know ACH-ing in will work for sure as the direct deposit (aka #1)? Should it be a push, or does pull work?
Since I've been shut down for Serve, I'm looking for a different way to satisfy the direct deposit requirement. Do you guys have checking accounts that you know ACH-ing in will work for sure as the direct deposit (aka #1)? Should it be a push, or does pull work?
Jan 14, 2016, 12:21 am
#75
Join Date: Mar 2014
Posts: 148
So, I've been using Serve to MS, and then I would withdraw the balance directly to my WF Checking to kill two birds with one stone: 1) meet requirements to waive the monthly fee 2) Pay off credit card asap/clear credit limit.
Since I've been shut down for Serve, I'm looking for a different way to satisfy the direct deposit requirement. Do you guys have checking accounts that you know ACH-ing in will work for sure as the direct deposit (aka #1)? Should it be a push, or does pull work?
Since I've been shut down for Serve, I'm looking for a different way to satisfy the direct deposit requirement. Do you guys have checking accounts that you know ACH-ing in will work for sure as the direct deposit (aka #1)? Should it be a push, or does pull work?
I'm in the same boat. Good question! I may just get stuck paying the $1 fee. Any Ideas out there???