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RIA Money Transfer: No fee to send money straight to a bank account using debit card

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Old Jul 23, 2014, 6:38 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: kingrat
More or less DEAD - YMMV


http://riamoneytransfer.com/ allows you to send money to anyone (including yourself), using debit & credit cards, for no fee.

Per the FAQ ( https://www.riamoneytransfer.com/help/faq ), "You can send up to $2999.99 per money transfer, per day. However, please be advised that the max amount you can send in 30 days is $8,000.

* Please note, Oklahoma and Arizona residents are limited to send a max amount of $999.99 per user per calendar day.

Work
Suntrust Debit [source]
UFB Debit [source]
NW Buxx [source]
Wells Fargo Visa [source]
TD Buxx [source]
PP Debit [source]

Does not work
OneVanilla [source]
Chase SW Visa [source]
US BUXX [source]
MetaBank MC GC [source]

From experience, the status of "under review" lasts a day or two tops, but is perfectly usual [source]
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RIA Money Transfer: No fee to send money straight to a bank account using debit card

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Old Jul 22, 2014, 2:23 pm
  #16  
Original Poster
 
Join Date: Mar 2011
Location: NY, NY
Posts: 696
Originally Posted by Andy2
Thanks for posting this. I just did a small transfer with my UFB Direct AA debit card.

The trouble with this card is that it takes two months for miles to post, so a person has to wait a long time to determine success or failure.

Has anyone gotten any credit card to work?
FWIW, with my SunTrust, the transaction is listed as:

"CHECK CARD PURCHASE RIA FINANCIAL SERVICES 562-3452100 CA"

(Check card purchase being the operative part)
ukinny2000 is offline  
Old Jul 22, 2014, 2:24 pm
  #17  
 
Join Date: Jul 2012
Programs: AA Plat
Posts: 133
Originally Posted by aarif1
Same error? Do you have your cash advance limit set to $0 or $100 or something?
Yes, I called and set it to $0 right before I tried. You?
thadeusd3 is offline  
Old Jul 22, 2014, 2:38 pm
  #18  
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Posts: 10,071
This is definitely the first time I've ever had a website ask for my debit card PIN.

Not reassuring.
josephstern is offline  
Old Jul 22, 2014, 2:42 pm
  #19  
 
Join Date: Oct 2011
Location: BOS
Posts: 588
Originally Posted by thadeusd3
Yes, I called and set it to $0 right before I tried. You?
I haven't tried a credit card yet (just OneVanilla), but it makes sense that this counts as a cash advance.
aarif1 is offline  
Old Jul 22, 2014, 2:49 pm
  #20  
 
Join Date: Jul 2012
Programs: AA Plat
Posts: 133
Has anyone had success with any airline credit cards yet?
thadeusd3 is offline  
Old Jul 22, 2014, 2:51 pm
  #21  
 
Join Date: Feb 2014
Location: Seattle
Programs: SPG Platinum, HHonors Diamond, DL Diamond Medallion
Posts: 244
Works with NW Buxx; not US Buxx
Ayase is offline  
Old Jul 22, 2014, 2:57 pm
  #22  
 
Join Date: Apr 2014
Location: Midwest
Programs: Southwest CP, Hilton Diamond, Hyatt Platinum, Club Carlson Gold
Posts: 69
So if a husband and wife each have a UFB Direct AA Checking... can they just send money back and forth to each other ad infinitum..?
WhoGoesThere is offline  
Old Jul 22, 2014, 2:59 pm
  #23  
 
Join Date: Feb 2014
Location: Seattle
Programs: SPG Platinum, HHonors Diamond, DL Diamond Medallion
Posts: 244
Originally Posted by WhoGoesThere
So if a husband and wife each have a UFB Direct AA Checking... can they just send money back and forth to each other ad infinitum..?
You can even send yourself. No need to send each other.
Ayase is offline  
Old Jul 22, 2014, 2:59 pm
  #24  
Original Poster
 
Join Date: Mar 2011
Location: NY, NY
Posts: 696
Originally Posted by WhoGoesThere
So if a husband and wife each have a UFB Direct AA Checking... can they just send money back and forth to each other ad infinitum..?
ad nauseum even :-p
ukinny2000 is offline  
Old Jul 22, 2014, 3:03 pm
  #25  
 
Join Date: Nov 2008
Location: SAN
Programs: DL PM
Posts: 428
Would a referral conga starting with OP be a good idea? Obviously in another thread/forum.
BHArt is offline  
Old Jul 22, 2014, 3:05 pm
  #26  
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Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,071
Originally Posted by Ayase
You can even send yourself. No need to send each other.
Yeah - that shouldn't be a red flag or anything.

I'm sure UFB will be happy about it also.
josephstern is offline  
Old Jul 22, 2014, 3:15 pm
  #27  
Original Poster
 
Join Date: Mar 2011
Location: NY, NY
Posts: 696
Originally Posted by josephstern
Yeah - that shouldn't be a red flag or anything.

I'm sure UFB will be happy about it also.
I send the money to myself, but NOT to the same Suntrust account linked to my ST debit cart. I send it to a checking account at another institution which doesn't have my primary checking.
ukinny2000 is offline  
Old Jul 22, 2014, 3:16 pm
  #28  
 
Join Date: Jun 2014
Posts: 319
Originally Posted by Ayase
Works with NW Buxx; not US Buxx
I wonder if TD will work.. I'm maxed out on my TD cards this month otherwise will be happy to try and report
Pecan Pie is offline  
Old Jul 22, 2014, 3:16 pm
  #29  
 
Join Date: Jul 2009
Posts: 721
Art, I started the conga before I read your post. OP, please PM me for "gratuitous" reply LOL.
zceuxbhjutf is offline  
Old Jul 22, 2014, 3:24 pm
  #30  
 
Join Date: Nov 2008
Location: SAN
Programs: DL PM
Posts: 428
I used Ayase's referral. Also got a notice after transfer (skipped adding my SSN) that my $20 transaction was being reviewed. Maybe I started too low for sending to myself.

Last edited by BHArt; Jul 22, 2014 at 3:26 pm Reason: Details
BHArt is offline  


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