Last edit by: XP1
Warning: The T-M website contains an apparent Bill Pay function. Attempting to use it to pay credit card bills, or probably any significant $ amount bills of any sort, will get your account frozen. Ditto large scale ATM or MO withdrawals. The one method of unloading likely to keep you under the radar is small scale WM BP. Also likely to get you shut down, according to consensus reports, is running much more than $5K a month thru your account. You ignore this advice at your own risk.
SUMMARY
1. FAQ's
2. Free to use for TMo customers.
3. Issued by Bancorp
4. Load at T-mobile store (Registers are HARD CODED not to accept anything other than cash.)
5. or Reloadit, (find a grocery store that sold reloadit cards with a cc)
List Stores hard coded for cash or Credit Card accepted
T-Mobile (cash only)
Home Depot (cash only, hard coded)
Harris Teeter - Bought with CC on 2/16/14, hard coded denied CC on 5 APR 2014
Winn-Dixie - Hard coded for cash (debit may work, untested) as of Oct-2015
Meijer (Cash/Debit including VGC)
Giant Eagle/GetGo (Cash, Debit including VGC )
Safeways/Vons/Pavilions in California - most only Cash
Food Lion - Manager override now required. Many stores cash or bank debit only, but registers are not hard coded.
Save-A-Lot: Hard coded cash only
BigY: At least some stores have gone cash only as of 1/8
Acme in PA: Hard-coded cash only (Source)
Note on ReloadIt Cards
These come in two main flavors, up to $500, and up to $950 (there are ones that go up to $50, too). Both are $3.95 load fee. The older grey cards, have CASH ONLY on them. Even if the cash register is coded to accept it, many cashiers will be hesitant to even try, or get shut down by manager.
The maximum value reload will be $2,500.00. There is no maximum number of times you may value reload your Card Account per day; however, the maximum dollar amount of value reloads you may make to your Card Account in one day is $2,500.00. We will accept direct deposits larger than $2,500.00, but any direct deposit value reloaded to your Card Account will count against the $2,500.00 daily limit.
Value Reload Fee: Each time you value reload $300.00 or more to your Card Account in a single transaction, you will receive a credit for any fee you paid. If you are a T-Mobile Wireless Customer and value reload your Card Account at a participating T-Mobile Wireless location, you will receive a refund at the register (and will pay no fee for your value reload). If you value reload your Card Account for $300.00 or more via another method, we will issue a credit to your Card Account in the amount of the fee you paid.
In practice, a ReloadIt >= $300 loaded via the safe will receive credit for the fee. However, the terms formally state "Please note: Value reloads made from Reloadit Packs that have been placed in the Program Manager’s Reloadit `Safe' are not eligible for any fee credit." so this is not guaranteed.
The Limits:
Daily limit: $2500 during a rolling 24 hour period
Monthly limit: ?
Annual Limit: ?
Max Bill Pay (per transaction): = $5000 (tested March 6th, can do 'at least' a second for the same amount to the same payee momment later).
Daily ATM limit: $500 (rolling 24 hr rather than calendar day)
Total monthly bill pay limit: ?
The maximum value of your Card Account is restricted to $10,000.00
T-Mobile Prepaid Customer Service Email: [email protected]
If you need to escalate to the FDIC, Bancorp's registered FDIC# is 35444.
If you want to try to open an FDIC complaint or investigation you can send one in electronically at
http://www2.fdic.gov/IDASP/DIRSInfoRequest.asp
Alternative FDIC link to file complaint
https://www2.fdic.gov/starsmail/index.asp
FAQ
SUMMARY
1. FAQ's
2. Free to use for TMo customers.
3. Issued by Bancorp
4. Load at T-mobile store (Registers are HARD CODED not to accept anything other than cash.)
5. or Reloadit, (find a grocery store that sold reloadit cards with a cc)
List Stores hard coded for cash or Credit Card accepted
T-Mobile (cash only)
Home Depot (cash only, hard coded)
Harris Teeter - Bought with CC on 2/16/14, hard coded denied CC on 5 APR 2014
Winn-Dixie - Hard coded for cash (debit may work, untested) as of Oct-2015
Meijer (Cash/Debit including VGC)
Giant Eagle/GetGo (Cash, Debit including VGC )
Safeways/Vons/Pavilions in California - most only Cash
Food Lion - Manager override now required. Many stores cash or bank debit only, but registers are not hard coded.
Save-A-Lot: Hard coded cash only
BigY: At least some stores have gone cash only as of 1/8
Acme in PA: Hard-coded cash only (Source)
Note on ReloadIt Cards
These come in two main flavors, up to $500, and up to $950 (there are ones that go up to $50, too). Both are $3.95 load fee. The older grey cards, have CASH ONLY on them. Even if the cash register is coded to accept it, many cashiers will be hesitant to even try, or get shut down by manager.
The maximum value reload will be $2,500.00. There is no maximum number of times you may value reload your Card Account per day; however, the maximum dollar amount of value reloads you may make to your Card Account in one day is $2,500.00. We will accept direct deposits larger than $2,500.00, but any direct deposit value reloaded to your Card Account will count against the $2,500.00 daily limit.
Value Reload Fee: Each time you value reload $300.00 or more to your Card Account in a single transaction, you will receive a credit for any fee you paid. If you are a T-Mobile Wireless Customer and value reload your Card Account at a participating T-Mobile Wireless location, you will receive a refund at the register (and will pay no fee for your value reload). If you value reload your Card Account for $300.00 or more via another method, we will issue a credit to your Card Account in the amount of the fee you paid.
In practice, a ReloadIt >= $300 loaded via the safe will receive credit for the fee. However, the terms formally state "Please note: Value reloads made from Reloadit Packs that have been placed in the Program Manager’s Reloadit `Safe' are not eligible for any fee credit." so this is not guaranteed.
The Limits:
Daily limit: $2500 during a rolling 24 hour period
Monthly limit: ?
Annual Limit: ?
Max Bill Pay (per transaction): = $5000 (tested March 6th, can do 'at least' a second for the same amount to the same payee momment later).
Daily ATM limit: $500 (rolling 24 hr rather than calendar day)
Total monthly bill pay limit: ?
The maximum value of your Card Account is restricted to $10,000.00
T-Mobile Prepaid Customer Service Email: [email protected]
If you need to escalate to the FDIC, Bancorp's registered FDIC# is 35444.
If you want to try to open an FDIC complaint or investigation you can send one in electronically at
http://www2.fdic.gov/IDASP/DIRSInfoRequest.asp
Alternative FDIC link to file complaint
https://www2.fdic.gov/starsmail/index.asp
FAQ
- My fee did not get refunded. Has there been a policy change? ReloadIt Fees are processed overnight and could take 24 hours after you reload the card. As of 9/2015, ReloadIt cards added to the safe prior to loading on T-Mobile will still get the $3.95 refunded.
- What is a safe transaction amount? There is no definite safe or unsafe amount. However, starting the last week of Jul 2015, people have been reporting the account frozen after transactions larger than $1K.
- Can I use the BP Feature? It works well for some people. Many have reported getting shutdown after using it. A few have reported having the payments lost. Like all MS activity, use at your own risk.
- Should I mix in some regular spending to make it look like this is my primary card? If it makes you feel better, go for it. However people who do this still get shutdown.
- I can't log in. Did I get shutdown? Possibly. But more likely the website is having technical issues. Call in, o try to make a swipe purchase and test it out.
- If I pay my taxes with this card, will I get shutdown? Large purchase raise red flags. Taxes are no different and there are reports of people being shut down for doing this.
- What is a T-Mobile wireless customer? A qualifying T-Mobile wireless customer can be either a postpaid or prepaid customer. Source: http://www.flyertalk.com/forum/24790705-post3703.html
T-Mobile Visa Prepaid - Bluebird Competitor for MS! (May not load w/CC)
#2806
Join Date: May 2008
Programs: AA PLT 2MM
Posts: 2,026
There seems to be a problem with the ReloadIts at Vons/Pavillions for the past week.
My very 'friendly' stores, where the managers DO know what they're doing and have sold these to me many times before have been unable to get these to scan -- can't even get to the point where they are prompted to enter the amount.
Tried mixing it up too: $40-$950 cards, 'regular' $20-$500 cards, and even the 'netspend' $20-$500 cards. None worked. Even tried an old silver card, it didn't work either.
I hope this isn't some sort of 'attempted' system update in the goal of hard coding these as cash only.
My very 'friendly' stores, where the managers DO know what they're doing and have sold these to me many times before have been unable to get these to scan -- can't even get to the point where they are prompted to enter the amount.
Tried mixing it up too: $40-$950 cards, 'regular' $20-$500 cards, and even the 'netspend' $20-$500 cards. None worked. Even tried an old silver card, it didn't work either.
I hope this isn't some sort of 'attempted' system update in the goal of hard coding these as cash only.
#2807
Join Date: Jul 2014
Posts: 3,688
There seems to be a problem with the ReloadIts at Vons/Pavillions for the past week.
My very 'friendly' stores, where the managers DO know what they're doing and have sold these to me many times before have been unable to get these to scan -- can't even get to the point where they are prompted to enter the amount.
Tried mixing it up too: $40-$950 cards, 'regular' $20-$500 cards, and even the 'netspend' $20-$500 cards. None worked. Even tried an old silver card, it didn't work either.
I hope this isn't some sort of 'attempted' system update in the goal of hard coding these as cash only.
My very 'friendly' stores, where the managers DO know what they're doing and have sold these to me many times before have been unable to get these to scan -- can't even get to the point where they are prompted to enter the amount.
Tried mixing it up too: $40-$950 cards, 'regular' $20-$500 cards, and even the 'netspend' $20-$500 cards. None worked. Even tried an old silver card, it didn't work either.
I hope this isn't some sort of 'attempted' system update in the goal of hard coding these as cash only.
#2808
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
Great, but... What do you tell the checker to get them to do an override?. My checkers tend to be skittish about selling them in the first place. Almost everyone turns it over and looks for the "cash only" that used to be on the $20-$900 cards.
The only time I accidently asked for $500, instead of $495, the checker had to get an override key from the manager. I'm guessing a checker might feel much more personally responsible for the sale if they personally do an override.
Are you doing this with a checker who knows you from selling you cards on a long term basis? I don't have an established relationship with a checker like I do with some cashiers at CVS, who have even offered to help me avoid the $2k limit by doing OVs one at a time. I didn't take her up on that, lest it get her in trouble, but she offered it on her own. I wish I had a checker like that in a grocery store, but I don't.
The only time I accidently asked for $500, instead of $495, the checker had to get an override key from the manager. I'm guessing a checker might feel much more personally responsible for the sale if they personally do an override.
Are you doing this with a checker who knows you from selling you cards on a long term basis? I don't have an established relationship with a checker like I do with some cashiers at CVS, who have even offered to help me avoid the $2k limit by doing OVs one at a time. I didn't take her up on that, lest it get her in trouble, but she offered it on her own. I wish I had a checker like that in a grocery store, but I don't.
Some people say to mix up your store so you don't stand out, for me this same store has been working well so I instead mix up the credit card I use. I have been using this store for about 5 months now ever since the OV stopped consistently working at WM. It was actually a blessing in disguise because prior to this I had not ventured into the world of reloadits.
Last edited by particlemn; Nov 20, 2014 at 11:53 am Reason: fixed spelling thanks commdiver
#2813
Join Date: Jun 2013
Posts: 293
#2817
Join Date: Apr 2014
Location: ANC
Programs: AS, UA, IHG, HH,
Posts: 171
did you forget a zero? I've got one safeway (called carrs) in my area where RL's have been pulled and won't even scan but there is about 5 others where it has been no prob. A new tactic that has had good results for me is to use the self check out. But first I ask the attendant if I can pay for it at the self check out and I'll flash the back of the RL to them. I've also always loaded less than $500. I am still concerned about how my go to store has had RL's pulled.
#2818
Join Date: Feb 2005
Location: So Cal
Programs: UA Gold/0.744MM, WN AL, Hyatt Diamond, MR Scum, Hertz PC, National Exec, Avis PC
Posts: 5,561
Went to a second Vons in my area and they had problems with RLs as well. Got further than the first one though. They could actually enter an amount, then they are prompted for the override. They scan that an another message pops up that says "Check key sequence". No one there had any idea what that meant. Tried both the 500 and 950 variety. Even tried loading 499 onto one of the 500s to see if it was a max load issue, but no - same behavior
Then went to a Ralphs - don't carry RLs
Then went to Albertsons. Cashier tried and tried, but couldn't get it to work. Called over manager who was confused. After about 10 minutes they both came to the realization that it was cash only (even though the PIN pad prompted me to swipe my card). After I did that, every option on their register except cash got greyed out....
So suddenly I am completely without RLs which puts a decent crimp in my MSing
So you got RLs to work at 4 different Vons in the SoCal area???
Then went to a Ralphs - don't carry RLs
Then went to Albertsons. Cashier tried and tried, but couldn't get it to work. Called over manager who was confused. After about 10 minutes they both came to the realization that it was cash only (even though the PIN pad prompted me to swipe my card). After I did that, every option on their register except cash got greyed out....
So suddenly I am completely without RLs which puts a decent crimp in my MSing
So you got RLs to work at 4 different Vons in the SoCal area???
#2820
Join Date: Nov 2006
Location: Left Coast
Programs: UA 1K & 1MM, HH Diamond, Marriott/SPG Gold (UA comp)
Posts: 1,354
For those of u that are getting an error loading the RL to TMo, wait 30 min after purchase. I hit the same error and CSA said wait. Previously could do a load in the pkg lot but last time I had to wait.