USA contactless credit/debit/transit (2014-2016)
May 29, 2016, 12:38 pm
#4111
Join Date: Oct 2015
Location: Northern Virginia
Posts: 1,592
I've noticed when going over my debit card statement that many Apple Pay purchases are posting as 'Debit Card Purchase' rather than 'Digital Card Purchase'. For example, Exxon Speedpass+, a coffee shop using Square, a different coffee shop using Shopkeep, and some other merchants. On the contrary, the Lyft app one time didn't authorise my card before the ride (not even the Apple Pay prompt) and made me enter my debit card at the end. The transaction still posted as 'Digital Card Purchase' despite being authorised with my physical card. Either there's something at the processor level I'm unaware of, or there's a glitch on Capital One's part.
May 29, 2016, 1:59 pm
#4112
Join Date: Sep 2014
Posts: 1,722
I went to Pump and Pantry(gas station, c-store) and they upgraded to Equinox L5300's from MX850's without emv slots. NFC is enabled and it uses Retalix on IBM hardware as it says WAVED when NFC is used. Just like Casey's General Store and Love's Travel Stops the latter which still declines, while Casey's tweaked it a bit and now allows NFC to work 100%. Pump and Pantry has not tweaked it so all but the grandfathered card declines still.
This probably means nothing but I found a Target on the contactless locator is is at 2025 N Central Expy Mckinney, TX 75070 if anyone wants to look for themselves.
This probably means nothing but I found a Target on the contactless locator is is at 2025 N Central Expy Mckinney, TX 75070 if anyone wants to look for themselves.
May 29, 2016, 3:09 pm
#4113
Join Date: Oct 2015
Location: Northern Virginia
Posts: 1,592
I went to Pump and Pantry(gas station, c-store) and they upgraded to Equinox L5300's from MX850's without emv slots. NFC is enabled and it uses Retalix on IBM hardware as it says WAVED when NFC is used. Just like Casey's General Store and Love's Travel Stops the latter which still declines, while Casey's tweaked it a bit and now allows NFC to work 100%. Pump and Pantry has not tweaked it so all but the grandfathered card declines still.
This probably means nothing but I found a Target on the contactless locator is is at 2025 N Central Expy Mckinney, TX 75070 if anyone wants to look for themselves.
This probably means nothing but I found a Target on the contactless locator is is at 2025 N Central Expy Mckinney, TX 75070 if anyone wants to look for themselves.
May 29, 2016, 4:50 pm
#4114
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
I've noticed when going over my debit card statement that many Apple Pay purchases are posting as 'Debit Card Purchase' rather than 'Digital Card Purchase'. For example, Exxon Speedpass+, a coffee shop using Square, a different coffee shop using Shopkeep, and some other merchants. On the contrary, the Lyft app one time didn't authorise my card before the ride (not even the Apple Pay prompt) and made me enter my debit card at the end. The transaction still posted as 'Digital Card Purchase' despite being authorised with my physical card. Either there's something at the processor level I'm unaware of, or there's a glitch on Capital One's part.
May 29, 2016, 6:42 pm
#4116
Join Date: Oct 2015
Location: Northern Virginia
Posts: 1,592
I don't believe that's it. I've made Apple Pay purchases processed as both credit and debit that post as 'Digital Card Purchase'. Example: Pret A Manger (credit) and Best Buy (debit).
May 30, 2016, 8:23 pm
#4117
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
El Pollo Loco has both contact EMV and contactless MSD enabled with Micros POSes and Pax PX7 terminals. Might be the first fast food chain with EMV? Seemed to run fairly quickly based on the person in front of me. Interestingly the contactless logo only lights up (lower left) when the cashier turns on the terminal.
Also, is it me or has Pax flat out copied Ingenico on all of their products?
EDIT: actually, Subway might be first. Haven't been able to confirm yet.
Also, is it me or has Pax flat out copied Ingenico on all of their products?
EDIT: actually, Subway might be first. Haven't been able to confirm yet.
May 30, 2016, 8:56 pm
#4118
Join Date: Oct 2014
Programs: Skymiles
Posts: 3,251
El Pollo Loco has both contact EMV and contactless MSD enabled with Micros POSes and Pax PX7 terminals. Might be the first fast food chain with EMV? Seemed to run fairly quickly based on the person in front of me. Interestingly the contactless logo only lights up (lower left) when the cashier turns on the terminal.
Also, is it me or has Pax flat out copied Ingenico on all of their products?
EDIT: actually, Subway might be first. Haven't been able to confirm yet.
Also, is it me or has Pax flat out copied Ingenico on all of their products?
EDIT: actually, Subway might be first. Haven't been able to confirm yet.
May 30, 2016, 9:17 pm
#4119
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
PAX literally feels like a ripoff dollar store product compared to Verifone and Ingenico, but I have noticed it seems to be the preferred brand for a lot of food service semi integrated operations, specifically Digital Dining etc. That being said as long as they have EMV and NFC, I'm a happy camper.
Speaking of EMV, apparently people are still trying to come out with stuff that uses the magstripe. Today's product is called Spend, which seems about as thick as my iPhone and uses MST. To their credit they do mention that they're working on making deals with banks to be able to tokenize card data but isn't that going to get them in trouble with Samsung?
May 30, 2016, 9:26 pm
#4120
Join Date: Sep 2014
Posts: 1,722
El Pollo Loco has both contact EMV and contactless MSD enabled with Micros POSes and Pax PX7 terminals. Might be the first fast food chain with EMV? Seemed to run fairly quickly based on the person in front of me. Interestingly the contactless logo only lights up (lower left) when the cashier turns on the terminal.
Also, is it me or has Pax flat out copied Ingenico on all of their products?
EDIT: actually, Subway might be first. Haven't been able to confirm yet.
Also, is it me or has Pax flat out copied Ingenico on all of their products?
EDIT: actually, Subway might be first. Haven't been able to confirm yet.
May 30, 2016, 9:42 pm
#4121
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
You should take a picture of the PAX PX7 as I have never seen one in person and there are like no real life pictures of them on the internet. Also Speaking of PAX, Runza a locally based chain mostly in my state has PAX S300 pinpads at many locations which looks a lot like the VX820 but instead black. Visa Android Pay still says "Receive Error" and they have not fixed it at all, so no idea what is wrong with their setup. EMV Contact does work though and its not too slow. The Capital One Wallet has worked in the past but it didn't the last time I tried, said something about no response from issuer or something. Maybe Apple/Android Pay MasterCard/Amex only works?
Also, I mentioned above that Subway might be the first fast food place with EMV. I've seen a few get added the map before today, not to mention the one next to the El Pollo Loco I went to today apparently added a mounting bracket for their VX820. I'll see about going this week to see if they have EMV contactless like Starbucks does.
May 31, 2016, 9:48 am
#4122
Join Date: Aug 2008
Programs: HHonors Gold, Marriott Lifetime Gold, IHG Gold, OZ*G, AA Gold, AS MVP
Posts: 1,874
PAX literally feels like a ripoff dollar store product compared to Verifone and Ingenico, but I have noticed it seems to be the preferred brand for a lot of food service semi integrated operations, specifically Digital Dining etc. That being said as long as they have EMV and NFC, I'm a happy camper.
May 31, 2016, 12:51 pm
#4123
Join Date: Apr 2015
Posts: 489
At Disneyland today. Some of the carts that sell food have new POS systems. The Mickey face on the back in an NFC reader for Apple Pay and MagicBands (not yet announced for Disneyland but it's coming) and the reader is turned on! Apple Pay will ding and the Mickey will flash green, but will immidiatly give an error to the person behind the counter. So it looks like it's almost ready, just not yet.
May 31, 2016, 1:20 pm
#4124
Join Date: Oct 2014
Programs: Skymiles
Posts: 3,251
At Disneyland today. Some of the carts that sell food have new POS systems. The Mickey face on the back in an NFC reader for Apple Pay and MagicBands (not yet announced for Disneyland but it's coming) and the reader is turned on! Apple Pay will ding and the Mickey will flash green, but will immidiatly give an error to the person behind the counter. So it looks like it's almost ready, just not yet.