Citi Double Cash MasterCard unlimited 1% + 1%
Aug 28, 2014, 4:11 pm
#17
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
And I just spoke with CSR who said this is the first day of this card's existence so they don't have all the information finalized yet, but all information regarding conversions/ sign up bonus information should be known at least somewhat by Tuesday
Aug 28, 2014, 5:19 pm
#19
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
Secured Card 5% CD Rate
Forward 5x
Thank You 5x
Thank You Premier / Prestige Flight Points & Companion Pass
Banking TY points
Aug 28, 2014, 5:22 pm
#20
Original Poster
Join Date: Feb 2013
Location: The City of Angels, CA
Programs: Nothing current
Posts: 392
) on the fact that there will be enough interest charges generated to cover the cost of the cash back without having to charge an annual fee.-S
Aug 28, 2014, 6:40 pm
#22
Original Poster
Join Date: Feb 2013
Location: The City of Angels, CA
Programs: Nothing current
Posts: 392
Good catch. They also have now added the double cash card to the citicards site. Would love to convert my dividend card to this one. Hope they allow that.
Unfortunately, though, my dividend card is one of the oldest in my credit history. Does anyone know if converting it will reset the account open date?
Edit: Just chatted with a Citi agent who told me that I will be able to convert my card starting on Sep. 7th. She also told me that she didn't think converting the card would reset my account open date, but advised me to check with the CSR when I call to convert. Any data points anyone here on FT can provide would be great.
-S
Unfortunately, though, my dividend card is one of the oldest in my credit history. Does anyone know if converting it will reset the account open date?
Edit: Just chatted with a Citi agent who told me that I will be able to convert my card starting on Sep. 7th. She also told me that she didn't think converting the card would reset my account open date, but advised me to check with the CSR when I call to convert. Any data points anyone here on FT can provide would be great.
-S
Last edited by Sarfa33; Aug 28, 2014 at 6:45 pm
Aug 28, 2014, 8:17 pm
#23
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
Good catch. They also have now added the double cash card to the citicards site. Would love to convert my dividend card to this one. Hope they allow that.
Unfortunately, though, my dividend card is one of the oldest in my credit history. Does anyone know if converting it will reset the account open date?
Edit: Just chatted with a Citi agent who told me that I will be able to convert my card starting on Sep. 7th. She also told me that she didn't think converting the card would reset my account open date, but advised me to check with the CSR when I call to convert. Any data points anyone here on FT can provide would be great.
-S
Unfortunately, though, my dividend card is one of the oldest in my credit history. Does anyone know if converting it will reset the account open date?
Edit: Just chatted with a Citi agent who told me that I will be able to convert my card starting on Sep. 7th. She also told me that she didn't think converting the card would reset my account open date, but advised me to check with the CSR when I call to convert. Any data points anyone here on FT can provide would be great.
-S
Aug 28, 2014, 8:46 pm
#26
Join Date: Apr 2014
Posts: 11
Aug 28, 2014, 9:09 pm
#27
Join Date: Aug 2014
Programs: AA EXP, UA 1K, AS MVP Gold, Hyatt Diamond, SPG Plat, Hilton Gold
Posts: 3
I just paid renewal on my Arrivals based on two factors:
- convenience. 23k CL so I don't need to bother if Citi will allow me to move credit around from other cards. Also, as you mentioned, C+P, no FTF and TripIt Pro, some sense of a free, numerical credit score etc.
- more importantly, I also view the opportunity cost of getting a HP for this card. If I would get this Citi card I would likely be getting this instead of another Citi card where the benefits can be anywhere from $300-$600+.
Any other factors you guys consider?
- convenience. 23k CL so I don't need to bother if Citi will allow me to move credit around from other cards. Also, as you mentioned, C+P, no FTF and TripIt Pro, some sense of a free, numerical credit score etc.
- more importantly, I also view the opportunity cost of getting a HP for this card. If I would get this Citi card I would likely be getting this instead of another Citi card where the benefits can be anywhere from $300-$600+.
Any other factors you guys consider?
Arrival wins for year one (obviously with the signup). After that, the additional 0.2% from the Arrival would only offset the annual fee from the arrival if you spent >$44,500/year.
Arrival wins with no FTFs, Chip+Pin (I think?). Also, the Arrival is a WEMC, and no one knows what this card is yet.
But, most people have no FTF cards, and plenty of WEMCs. From a numbers game, this card wins from year 2 onward infinitum.
Arrival wins with no FTFs, Chip+Pin (I think?). Also, the Arrival is a WEMC, and no one knows what this card is yet.
But, most people have no FTF cards, and plenty of WEMCs. From a numbers game, this card wins from year 2 onward infinitum.
Aug 28, 2014, 9:12 pm
#28
Join Date: Aug 2014
Programs: AA EXP, UA 1K, AS MVP Gold, Hyatt Diamond, SPG Plat, Hilton Gold
Posts: 3
Agreed. But I view spend on these types of cards as the regular ~ $1k/month of regular spend, foreign transactions, basic cash back via AP when I am not meeting min spends or giving my favorite card some more business. For anything under 5k I find it tedious to bother with gift cards.
Aug 28, 2014, 9:12 pm
#29
Join Date: Apr 2004
Programs: AA plt 2 mm, Marriott LTT, HH dia
Posts: 1,215
I just paid renewal on my Arrivals based on two factors:
- convenience. 23k CL so I don't need to bother if Citi will allow me to move credit around from other cards. Also, as you mentioned, C+P, no FTF and TripIt Pro, some sense of a free, numerical credit score etc.
- more importantly, I also view the opportunity cost of getting a HP for this card. If I would get this Citi card I would likely be getting this instead of another Citi card where the benefits can be anywhere from $300-$600+.
Any other factors you guys consider?
- convenience. 23k CL so I don't need to bother if Citi will allow me to move credit around from other cards. Also, as you mentioned, C+P, no FTF and TripIt Pro, some sense of a free, numerical credit score etc.
- more importantly, I also view the opportunity cost of getting a HP for this card. If I would get this Citi card I would likely be getting this instead of another Citi card where the benefits can be anywhere from $300-$600+.
Any other factors you guys consider?
I factor in the length of time I would keep this card. This has no annual fee, and is great for those in between app times. This is the type of card I would keep open for a long time, and that will help my credit rating long term.