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Old Sep 25, 2014, 2:08 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: eponymous_coward
American Express
Platinum ($450 Annual fee) http://www304.americanexpress.com/ge.../Platinum-Card
Plum Card (Business) ($250 Annual Fee) https://www.americanexpress.com/us/s...dit-cards/plum
Delta Reserve Card ($450 Annual Fee) https://www304.americanexpress.com/c...ta-credit-card
Delta Platinum Card ($195 Annual Fee) https://www304.americanexpress.com/credit-card/skymiles
Delta Gold Card ($95 Annual Fee) https://www304.americanexpress.com/c...delta-skymiles
Starwood Preferred Guest Card ($95 Annual Fee)https://www.americanexpress.com/us/c...referred-guest

Associated Credit Union Visa Platinum Preferred (no annual fee) http://www.acuonline.org/home/products/credit

Bank of America
Alaska Airlines Visa Signature cards, both personal and business ($75 Annual Fee) see the wikipost in this thread for signup links (which periodically change)
Amtrak Guests Rewards (two versions, one version with no annual fee) http://agr.amtrak.com/apply/
BankAmericard Travel Rewards (no annual fee; includes chip with online PIN as backup CVM) https://www.bankofamerica.com/credit...credit-card.go
Celebrity Cruises ($69 Annual Fee) https://www.bankofamerica.com/credit...credit-card.go

Barclays
Arrival Card ($0 Annual Fee) http://www.barclaycardarrival.com/ar...4&cellNumber=1
Arrival Plus Card ($89 Annual Fee) http://www.barclaycardarrival.com/
Carnival Cruises FunPoints ($0 Annual Fee) https://www.barclaycardus.com/apply/...2&cellNumber=2
Hawaiian Airlines ($89 Annual Fee) http://www.hawaiianairlinescard.com/
Lufthansa Miles & More Card ($79 Annual Fee, waived for certain miles & more members) https://www.barclaycardus.com/apply/...erid=BCSHP1214
Princess Cruises Card ($0 Annual Fee) https://www.barclaycardus.com/apply/...1&cellNumber=3
AAdvantage Aviator Red MasterCard ($89 Annual Fee; new applications not available)
Priceline Rewards ($0 Annual Fee)https://home.barclaycardus.com/cards...visa-card.html

Capital One --all cards http://www.capitalone.com/creditcard...ts/browse-all/ also see partner cards http://www.capitalone.com/creditcard...04_T_CCBRWPTNR

Chase
IHG Rewards Club Select ($49 fee, waived 1st yr, one free hotel night cert. yearly) https://creditcards.chase.com/credit...edit-card.aspx (previously known as Priority Club Select)
Hyatt ($75 annual fee, one free hotel night cert. yearly for category 1-4 hotels) https://creditcards.chase.com/credit...yatt-card.aspx
Marriott Rewards Premier ($85 annual fee, waived 1st yr, one free hotel night cert. yearly for category 1-5 hotels) https://creditcards.chase.com/credit...dit-cards.aspx
British Airways ($95 annual fee, 2-for-1 cert. after $30k annual spend) https://creditcards.chase.com/credit...edit-card.aspx
JP Morgan Select Visa (has both chip & signature and magnetic strip--$95 fee, waived 1st yr, has primary rental car coverage) https://creditcards.chase.com/credit...lect-card.aspx
Sapphire Preferred ($95 fee, waived 1st yr, 20% point discount on travel, 7% annual points bonus) https://creditcards.chase.com/credit...rred-card.aspx
United MileagePlus Club card ($395 annual fee, $100 statement credit, United Club membership, 2 free checked bags on UA, UA Premier Access) https://creditcards.chase.com/credit...edit-card.aspx
United MileagePlus Explorer card ($95 annual fee waived first year; 30K-55K sign-up bonus, depending on landing page offer [see UA forum for more info], free checked bag on UA, priority boarding on UA) https://creditcards.chase.com/credit...edit-card.aspx
Ink Bold Business ($95 annual fee, waived first year)
https://www.chase.com/online/busines...s/ink-bold.htm
Ink Plus Business ($95 annual fee, waived first year)
https://creditcards.chase.com/ink-bu.../ink-plus-card
Ritz-Carlton Rewards Credit Card (has both chip & signature and magnetic strip--$395 Annual fee. Has primary rental car coverage) https://creditcards.chase.com/credit...lton-card.aspx http://www.ritzcarltonrewardscard.com/home.php?pid=home

Citi
ThankYou Premier ($125 annual fee, waived 1st yr) https://www.citi.com/credit-cards/cr...er-credit-card
Prestige ($450 annual fee) https://www.citi.com/credit-cards/cr...-prestige-card
Executive AAdvantage ($450 annual fee) https://www.citi.com/credit-cards/cr...ite-mastercard
Expedia+ Voyager ($95 annual fee) https://www.citi.com/credit-cards/cr...a-plus-voyager
Hilton HHonors Reserve ($95 annual fee) https://www.citi.com/credit-cards/cr...s-reserve-card
AAdvantage Platinum MC ($95 annual fee, waived first year, retention offers may be possible subsequent years) -- as of 15 Nov 2015
Costco Anywhere Visa (no separate annual fee, requires a paid Costco Membership) https://www.citi.com/credit-cards/cr...sa-credit-card

Discover --all cards. no annual fee.
http://www.discovercard.com/credit-cards/

HSBC--several cards (But be careful--many of these cards have *very* low limits. The
Premier card, no annual fee, is a notable exception.) http://www.premiercardbenefits.com/1/2/3/

PenFed --all cards
examples:
Amex (no annual fee) https://www.penfed.org/productsandra...cards/amex.asp
Promise Visa (no annual fee) https://www.penfed.org/productsandra...romisecard.asp

Petal https://www.petalcard.com/ (Issued by WebBank, no AF, 1-1.5% cashback based on on timely payment, non-traditional approvals without credit scoring possible)

Navy Federal Credit Union --all cards
https://www.navyfederal.org/products...reditcards.php

Andrews FCU GlobeTrek Rewards Visa (No Annual Fee/Supports Chip & Pin) https://www.andrewsfcu.org/credit_ca...k_rewards.html

State Dept FCU Visa Platinum EMV Card (No Annual Fee/Supports Chip & Pin) https://www.sdfcu.org/emv-creditcards

San Francisco Fire Credit Union Platinum Visa (no annual fee) http://www.sffirecu.org/loans/credit-cards

Synchrony Bank/Cathay Pacific Signature Visa ($95 AF, no waiver, 1.5 Asia Miles per USD): https://us.cathaypacific.com/offers/credit-card/

Union Bank Graphite American Express ($99 annual fee, waived first year)
https://www.unionbank.com/personal-b...ards/index.jsp

**please check UA Fan's excellent list to see current bonus sign-up offers**
http://www.flyertalk.com/forum/miles...er-thread.html

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USA Cards with no Foreign Transaction Fees

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Old Aug 24, 2011, 9:52 am
  #46  
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Join Date: Dec 2009
Location: DCA
Posts: 814
Originally Posted by themicah
FYI we have a longstanding wiki on the flyerguide sister site that covers this topic:

http://flyerguide.com/wiki/index.php...reign_Exchange

I originally started it and it's gotten a bit out of hand as I haven't devoted attention to keeping it sane in recent months, but there's LOTs of info there.
Wow! Fantastic info. Thanks for posting the link. ^
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Old Aug 24, 2011, 9:54 am
  #47  
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Join Date: Dec 2009
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Posts: 814
Originally Posted by Dr_wanderlust
Penfed Promise visa has no FETF and is a nice backup for the Penfed amex when a merchant does not accept amex.

the hsbc Premier mastercard also does not have an FETF and carries no annual fee although if you count lost interest on savings there is an effective cost to the card.
Will note the Promise Visa. I decided not to list any of the hsbc cards because they are notorious for giving people very low credit limits, even if the applicant has perfect credit. They just seem useless.
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Old Aug 24, 2011, 9:59 am
  #48  
mia
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Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
Originally Posted by Montacute
...decided not to list any of the hsbc cards because they are notorious for giving people very low credit limits...
This is perhaps true of the HSBC-owned Orchard Bank and the other USA-based "finance company" cards, but that business is in process of being sold to Capital One.

HSBC Premier card is a high end product linked to their retail banking business which is relatively small in the USA, but large in other countries:

http://www.us.hsbc.com/1/2/3/hsbcpre...26909&frame=s1
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Old Aug 24, 2011, 10:04 am
  #49  
 
Join Date: Oct 2006
Location: USA
Programs: DL PM, Hyatt Globalist
Posts: 2,367
Originally Posted by Montacute
Will note the Promise Visa. I decided not to list any of the hsbc cards because they are notorious for giving people very low credit limits, even if the applicant has perfect credit. They just seem useless.
I do not have the Premier card, but my hsbc limit is among my lowest but is over 15K.

Mia, do you know if the HSBC premier mastercard is part of the sale to capital one?
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Old Aug 24, 2011, 2:18 pm
  #50  
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OK, will mention HSBC cards with a warning
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Old Aug 24, 2011, 2:31 pm
  #51  
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Join Date: Dec 2009
Location: DCA
Posts: 814
Originally Posted by Happy
Marriott card also offers a free night cert at anniversary and Hyatt card quietly joined in.
Ah, didn't catch that Hyatt offered a free night too. Added. Both Marriott and Hyatt seem to limit you to category 1-4 hotels only for the free night.
Last edited by Montacute; Aug 24, 2011 at 2:37 pm
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Old Aug 24, 2011, 2:37 pm
  #52  
mia
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Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
Originally Posted by Dr_wanderlust
...if the HSBC premier mastercard is part of the sale to capital one?
It is not, see discussion here:

http://www.flyertalk.com/forum/credi...mier-card.html
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Old Aug 24, 2011, 2:42 pm
  #53  
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Is there a consensus--would people like each card's point earning info included on the list, or is this too much info that would just make the list harder to read?
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Old Aug 24, 2011, 3:14 pm
  #54  
 
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Originally Posted by Montacute
Is there a consensus--would people like each card's point earning info included on the list, or is this too much info that would just make the list harder to read?
It depends on how ambitious you are and how much work you want to put into this, frankly. Once you start listing card attributes beyond "no forex" and annual fee, it's hard to give a fair picture without listing everything, including
  • signup bonus
  • bonus for add'l spend within a given time frame
  • travel benefits (lounge access, free checked bag(s), priority checkin and/or boarding)
  • earning ratio dollars/points
  • special award discounts (e.g., fewer miles for an award ticket)
  • hotel benefits (status & associated bennies such as late checkout, discounted award rates)
  • vouchers for free/low-cost companion ticket(s)
  • etc. etc. ad nauseam

If I were you, I'd just link to each card's application splash page and let people figure it out themselves.
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Old Aug 24, 2011, 3:32 pm
  #55  
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Join Date: Dec 2009
Location: HaMerkaz/Exit 145
Programs: UA, LY, BA, AA
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The Capital One cards as mentioned have no forex fee. 7 of them also come with no annual fee. The other cards have fees that range from $39 to $59. They have partner cards as well.

I have the Journeys card, and they're great because you can put a personalized photo on the card.
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Old Aug 24, 2011, 6:58 pm
  #56  
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Join Date: Jul 2003
Posts: 11,377
Two small notes
-The 0% forex Priority Club card is the "Select" visa (there's another non-Select card as well).

-The Chase Marriott Premier card gives a category 1-5 e-certificate on each anniversary (not category 1-4).
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Old Aug 24, 2011, 8:32 pm
  #57  
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Location: Florida
Posts: 29,762
Originally Posted by Montacute
Ah, didn't catch that Hyatt offered a free night too. Added. Both Marriott and Hyatt seem to limit you to category 1-4 hotels only for the free night.
I believe Marriott's at anniversary is up to Cat 5.

Of course PC's is ANY.
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Old Aug 25, 2011, 9:18 am
  #58  
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Join Date: Dec 2009
Location: DCA
Posts: 814
Originally Posted by beltway
It depends on how ambitious you are and how much work you want to put into this, frankly. Once you start listing card attributes beyond "no forex" and annual fee, it's hard to give a fair picture without listing everything, including
  • signup bonus
  • bonus for add'l spend within a given time frame
  • travel benefits (lounge access, free checked bag(s), priority checkin and/or boarding)
  • earning ratio dollars/points
  • special award discounts (e.g., fewer miles for an award ticket)
  • hotel benefits (status & associated bennies such as late checkout, discounted award rates)
  • vouchers for free/low-cost companion ticket(s)
  • etc. etc. ad nauseam

If I were you, I'd just link to each card's application splash page and let people figure it out themselves.
Sound advice, which I will follow! ^
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Old Aug 25, 2011, 9:36 am
  #59  
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Join Date: Dec 2009
Location: DCA
Posts: 814
Marriott updated to show free night up to category 5. Thanks.
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Old Aug 25, 2011, 12:26 pm
  #60  
 
Join Date: May 2009
Location: Washington, DC
Programs: UA 1K 1MM, AA, DL
Posts: 7,418
Originally Posted by tribeca
I read in a previous thread that Capital One customer service is spotty?
I used to find their CS to be mediocre at best, but recent experience has been a lot better. Not Amex caliber, but good as opposed to "how can we do as little as possible for you if it might cost us money"
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