Have you been blacklisted by Chase?
Feb 24, 2013, 7:07 pm
#31
Join Date: Jul 2009
Programs: Hilton Gold, Club Carlson Gold, IHG Platinum
Posts: 112
Just thinking out loud here...
OP has not pushed the envelope and doesn't know what caused the account closures.
Perhaps Chase made a mistake. Perhaps Chase is crossing your identity with someone else with the same name. Worse yet, identity theft and someone is using OPs identity and has started making a mess of the OPs credit.
The OP should order up a credit report and start looking for abnormalities.
OP has not pushed the envelope and doesn't know what caused the account closures.
Perhaps Chase made a mistake. Perhaps Chase is crossing your identity with someone else with the same name. Worse yet, identity theft and someone is using OPs identity and has started making a mess of the OPs credit.
The OP should order up a credit report and start looking for abnormalities.
Feb 24, 2013, 7:17 pm
#32
Original Poster
Join Date: Jan 2013
Location: nyc
Programs: aa
Posts: 254
Just thinking out loud here...
OP has not pushed the envelope and doesn't know what caused the account closures.
Perhaps Chase made a mistake. Perhaps Chase is crossing your identity with someone else with the same name. Worse yet, identity theft and someone is using OPs identity and has started making a mess of the OPs credit.
The OP should order up a credit report and start looking for abnormalities.
OP has not pushed the envelope and doesn't know what caused the account closures.
Perhaps Chase made a mistake. Perhaps Chase is crossing your identity with someone else with the same name. Worse yet, identity theft and someone is using OPs identity and has started making a mess of the OPs credit.
The OP should order up a credit report and start looking for abnormalities.
They had to make a mistake because identity theft wasnt the problem i have a 3 bureau alert on my credit report.I have excellent credit but chase will not tell me why im banned.Now that i think about it i ordered some madonna tickets when she was performing in yankee stadium for 1700 bucks so i had insurance on the tickets and i decided not to go through with it because my friend i was going with was making excuses on when he was going to pay me back so i got a refund on the 1700 bucks which was front row seats.I dont remember getting miles from it but i dont think thats illegal per the terms as i didnt touch any points if it was given.That's all i can come up with.
Feb 24, 2013, 7:29 pm
#33
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,082
Mod. hat on...
Less stop the personal attacks and snide/rude comments. I've deleted a few unnecessary posts & I'll close this if things don't calm down. Please, let's get along and try to be helpful. Otherwise, do NOT post.
Mod. hat off...
Less stop the personal attacks and snide/rude comments. I've deleted a few unnecessary posts & I'll close this if things don't calm down. Please, let's get along and try to be helpful. Otherwise, do NOT post.
Mod. hat off...
Feb 24, 2013, 7:38 pm
#34
Original Poster
Join Date: Jan 2013
Location: nyc
Programs: aa
Posts: 254
I'm the op of this thread who just wants to know about any other blacklisted people and all im getting is rude comments and people with sarcastic comments which has nothing to do with getting blacklisted.I hope people stay in topic and if they cant why are they even on this thread if they dont have anything good to say.
Feb 24, 2013, 7:55 pm
#35
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
I'm the op of this thread who just wants to know about any other blacklisted people and all im getting is rude comments and people with sarcastic comments which has nothing to do with getting blacklisted.I hope people stay in topic and if they cant why are they even on this thread if they dont have anything good to say.
Did you run up high balances on a 0% Slate? Did you make multiple 1¢ purchases on Freedom with Chase Exclusives, getting a 1000% return?
Take note that these aren't "bashing" questions.
Feb 24, 2013, 8:10 pm
#36
Original Poster
Join Date: Jan 2013
Location: nyc
Programs: aa
Posts: 254
Information is a two-way street --- if you really didn't do anything wrong to get blacklisted, it's a different solution than if you did do something.
Did you run up high balances on a 0% Slate? Did you make multiple 1¢ purchases on Freedom with Chase Exclusives, getting a 1000% return?
Take note that these aren't "bashing" questions.
Did you run up high balances on a 0% Slate? Did you make multiple 1¢ purchases on Freedom with Chase Exclusives, getting a 1000% return?
Take note that these aren't "bashing" questions.
Feb 24, 2013, 9:38 pm
#37
Join Date: Dec 2012
Location: CMH
Posts: 231
United Mileage Club
Um... is the whole canceling the United Mileage Club = Chase ban thing a reality across the board? I was planning on canceling mine when the 1 year was up, but I guess I'll pay if it meant that I'd get banned from Chase...
Feb 24, 2013, 9:43 pm
#38
Join Date: Dec 2012
Location: CMH
Posts: 231
It's been noted by other flyertalk members previously. I don't know when it started, and I don't know if that alone triggers it. If you are a Chase Private Client I doubt they would ban your credit card for cancelling it. Also, there's another score you don't see on your credit report that measures your program loyalty. That may be another factor. Lifehacker published an article about getting at those scores a while back, but I don't have the link handy.
Feb 24, 2013, 11:22 pm
#39
Join Date: Nov 2012
Location: HNL
Programs: AA Citi Visa and Amex, Citi AA Biz, SPG, Amex Green, Zync, Discover It (Starbucks Gold) HHonors Gold
Posts: 268
blacklisted
I've been blacklisted over 12 years for a charge off and every application has returned the same thing 'derogatory relationship with bank' I've given up with Chase. 
Feb 24, 2013, 11:57 pm
#40
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
How often have you tried reapplying? Did you try going the checking account way?
And what exactly is a "charge off?"
Feb 25, 2013, 12:02 am
#41
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
I'm the op of this thread who just wants to know about any other blacklisted people and all im getting is rude comments and people with sarcastic comments which has nothing to do with getting blacklisted.I hope people stay in topic and if they cant why are they even on this thread if they dont have anything good to say.
When we ask you if you did something...that's not an accusation. It's just a question.
There a lot of things that you could have done that YOU thought was nothing major...but could have been a big deal.
Especially since you say that back then you didn't know anything about miles and manufacturing spend etc.
Maybe you were doing something that you didn't think twice about...but could have been a huge flag.
Meanwhile, right now we're kinda flying blind. We don't know what you did/didn't do.
Everytime we ask if you did this or that or didn't do this...doesn't mean that we're accusing you of something.
We're just trying to help and it's annoying to have you scream back at us.
Cheers. ^
Feb 25, 2013, 8:02 am
#43
Join Date: Jan 2011
Location: Mountain Time Zone
Programs: AS Million Miler/Marriott Lifetime Titanium/ IGH Ambassador
Posts: 5,990
if it's that important to you to have a SW card I would suggest you have your attorney write a simply letter to Chase "just inquiring". Frankly no card is worth all this trouble. There are always work arounds if points mean that much
Feb 25, 2013, 8:14 am
#44
Join Date: Dec 2005
Location: Washington, DC
Posts: 1,727
Never heard that canceling before free year is up gets you banned. Is this only referring to the UA Club Card with $450 fee? It seems pretty silly to force you to keep it a second year at that price if you don't use it enough.
Also can someone confirm that canceling any other card with an annual fee waived first year before paying the fee for the second year doesn't hurt you.
Also can someone confirm that canceling any other card with an annual fee waived first year before paying the fee for the second year doesn't hurt you.
Feb 25, 2013, 8:36 am
#45
Join Date: Jan 2011
Location: Mountain Time Zone
Programs: AS Million Miler/Marriott Lifetime Titanium/ IGH Ambassador
Posts: 5,990
Never heard that canceling before free year is up gets you banned. Is this only referring to the UA Club Card with $450 fee? It seems pretty silly to force you to keep it a second year at that price if you don't use it enough.
Also can someone confirm that canceling any other card with an annual fee waived first year before paying the fee for the second year doesn't hurt you.
Also can someone confirm that canceling any other card with an annual fee waived first year before paying the fee for the second year doesn't hurt you.