Chase Changes Mileage Plus Visa Terms [Merged Threads]
#46
Join Date: Dec 2004
Posts: 7,905
Several people have reported getting this threat from Chase, but has it ever happened? (I heard it 10 years ago and had the card converted to a no-fee Mileage Plus visa. They did not deduct miles.)
#47
Join Date: May 2006
Location: GA
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Posts: 8,242
I doubt that Chase would take back the miles unless you closed the account completely.
#48
Join Date: Sep 2003
Location: Toronto, ON, Canada
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Posts: 109
What if you used up the miles and then cancelled the card? They cant obviously cause a negative balance in your account.
#49
Join Date: Nov 2006
Location: SFO South Bay
Programs: UA 2MM
Posts: 3,052
I am confused by all the various Chase MP cards. I had one that was free, no annual fee, but only gave 1/2 mile per $. I just got a new one that has an annual fee of $60, and gives 1 mile per $. But they wave the fee for first year. Not aware of which card has a $140 fee and why anyone would even want it (?)
Another question, though, is whether a year from now, as a 1K, they will wave my $60 fee. I assume so.
Another question, though, is whether a year from now, as a 1K, they will wave my $60 fee. I assume so.
#50
Join Date: Jun 2004
Programs: united airlines
Posts: 4,967
I am confused by all the various Chase MP cards. I had one that was free, no annual fee, but only gave 1/2 mile per $. I just got a new one that has an annual fee of $60, and gives 1 mile per $. But they wave the fee for first year. Not aware of which card has a $140 fee and why anyone would even want it (?)
Another question, though, is whether a year from now, as a 1K, they will wave my $60 fee. I assume so.
Another question, though, is whether a year from now, as a 1K, they will wave my $60 fee. I assume so.
#51
Join Date: Mar 2003
Location: at 35,000 feet
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Posts: 1,473
That's probably the same reason Citi was handing out cash like crazy earlier this year: someone was getting comped on that metric. I got both 0%/year and 2%/life of balance offers. The first check I put right back into Citi at 5% and the second I put on my mortgage. I made about $2000+ off that deal, after taxes.
#52
Moderator: Avianca, Travel Photography, Travel Technology & USA
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For housekeeping and search purposes, we have merged like threads.
#53
Join Date: May 2004
Location: Home
Programs: AA, Delta, UA & thanks to FTers for my PC Gold!
Posts: 7,676
The question, then, is, Will They (under the NEW terms)?
#54
Join Date: Dec 2002
Posts: 209
Yes, but if you've already used them for an award ticket and your balance is near zero there's not really a whole lot that they could do.
#56
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Join Date: Jul 2003
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#57
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#58
Join Date: May 2004
Location: Home
Programs: AA, Delta, UA & thanks to FTers for my PC Gold!
Posts: 7,676
There's an actual incident that might share some light to it. Don't remember the title of the thread abount 6 months (or longer) before from someone who said he made an innocent mistake. That poster overdrew his mileage account. Can't seem to find the thread right now. Don't be picky about the following "facts", if they sound fuzzy. I can only try my best.
IIRC, the "facts" are:
1. He only uses his CC to accumulate the miles; charge $1-2K/mo to the card
2. He doesn't track nor monitor his mileage account at all, hence has no idea how many miles he has;
3. He redeemed his miles for a trip to UK, and made reservation for another domestic trip to Vegas (I think) for him and his families (4 tickets, I think).
4. He doesn't have enough miles to "support" his reservations; (I forgot how the reservations went through)
5. This mistake was 'discovered' during an audit and his reservations were cancelled
6. He ended up paying for his tix to UK (hotel reservation non-refundable) & buying tix for family's Vagas trip.
7. He's not happy and posted his questions on the board asking what compensation he deserved.
The points being, yes, they can take away your miles; yes, they can cancel your reservation; yes, they can make you pay.
#60
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