Club Membership vs Club Card?

Old Aug 11, 19, 7:08 pm
  #1  
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Club Membership vs Club Card?

For some strange reason, I am debating finding a way of getting UA club access - Denver is my primary airport - and while 1/3 of my flights are international and hence get access, I am debating getting full-time access - either with $$$, miles, or an Explorer club card......

I am currently 1K, unlikely to ever get GS, and should be at least Plat next year - hopefully 1K again

advice?

-michael
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Old Aug 11, 19, 7:10 pm
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Get the club card the first year with the annual fee waived then decide a year from then
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Old Aug 11, 19, 7:12 pm
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If you're going to pay, I'd recommend a credit card that gives you Priority Pass. The lounges are far superior to anything United has to offer, and the membership is significantly cheaper. Even on international flights, I only use United Clubs or Star Alliance lounges when there's no Priority Pass available.
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Old Aug 11, 19, 7:12 pm
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Excluding weird extraneous circumstances around credit cards, the Club Card is strictly superior to a normal paid UC membership.
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Old Aug 11, 19, 7:17 pm
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1) Dont think the fee is waived the first year on the Club - but will check
2) PP does not have good options at DIA (different terminal)
- had PP in past (with AmEx Plat) and used occ - but was not a big fan - not really looking for big meals/food etc
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Old Aug 11, 19, 7:32 pm
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Originally Posted by findark View Post
Excluding weird extraneous circumstances around credit cards, the Club Card is strictly superior to a normal paid UC membership.
+1. No-brainer IMO.
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Old Aug 11, 19, 7:44 pm
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Originally Posted by mfirst View Post
1) Dont think the fee is waived the first year on the Club - but will check
There are two flavors of intro offer, one of which is 50k miles after 3k of spend in the first three months, but another is waived annual fee for the first year. Depending how you value UA miles, 50k is worth more than saving $450.
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Old Aug 11, 19, 9:20 pm
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Regardless of status, the Chase MP Club credit card is cheaper than outright purchasing UC membership. and you can use miles for either one. The Chase card is also much cheaper with credit card miles than purchasing the UC membership with miles. So if you can get the Chase card (a USA SSN and appropriate credit score) there is no reason / advantage to purchasing the UC membership directly.
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Old Aug 11, 19, 11:10 pm
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Originally Posted by WineCountryUA View Post
if you can get the Chase card (a USA SSN and appropriate credit score)
You also need to qualify under Chase's 5/24 rule -- and you need to be sure that taking the Club card wouldn't put you at 5/24 when you were looking for a more lucrative offer. However, these are niche exceptions; in general, I agree, if you want Club access, the card is a better option than a membership.
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Old Aug 12, 19, 10:16 am
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If this could be or is to be a business expense, credit card annual fees are tax deductible while club membership fees are not. So the credit card route would be the way t go in that case.
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Old Aug 12, 19, 10:50 am
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If you must get a UC membership, definitely get the card instead of buying the membership. As for PP, that depends how where you fly out of. For example, at MOST UA hubs, you have no better options or no options at all. If you always fly out of SEA on UA alot, the PP option is better imo.

It is not uncommon to get an offer for the first year free.
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