Troubles with Continental and United CCs
#1
Original Poster
Join Date: Jun 2010
Location: Minneapolis, MN
Posts: 475
Troubles with Continental and United CCs
Question folks,
I applied for the Continental card, made a purchase and got my miles. I also applied for the United card at the same time but was denied due to the two applications being so close together. When I called to get it reconsidered, they said the only way to approve the United card would be to close the Continental card. Would closing my Continental card only a month after being approved for it affect my credit or the miles that I earned in any way? Thanks for your help.
I applied for the Continental card, made a purchase and got my miles. I also applied for the United card at the same time but was denied due to the two applications being so close together. When I called to get it reconsidered, they said the only way to approve the United card would be to close the Continental card. Would closing my Continental card only a month after being approved for it affect my credit or the miles that I earned in any way? Thanks for your help.
#2
Join Date: Aug 2004
Location: Seattle
Programs: United Airlines Premier, Starwood Gold Preferred Guest, Hyatt Gold Passport, Club Carlson Gold
Posts: 356
It definitely won't affect the miles. Regarding the credit, there will be some effect, but it won't be that much.
Question folks,
I applied for the Continental card, made a purchase and got my miles. I also applied for the United card at the same time but was denied due to the two applications being so close together. When I called to get it reconsidered, they said the only way to approve the United card would be to close the Continental card. Would closing my Continental card only a month after being approved for it affect my credit or the miles that I earned in any way? Thanks for your help.
I applied for the Continental card, made a purchase and got my miles. I also applied for the United card at the same time but was denied due to the two applications being so close together. When I called to get it reconsidered, they said the only way to approve the United card would be to close the Continental card. Would closing my Continental card only a month after being approved for it affect my credit or the miles that I earned in any way? Thanks for your help.
#3
Moderator: United Airlines
Join Date: Jun 2007
Location: SFO
Programs: UA LT Plat 2MM, Hyatt Discoverist, Marriott LT Gold, Hilton Silver, IHG Plat
Posts: 67,768
On the miles, most cc promos reserve the right to revoke the promo mile bonus if you cancel in some time period -- 6 months, a year, .... you would have to look at your promo mileage T&Cs. Normal miles earn from purchases should be safe.
#4
Join Date: Feb 2009
Location: HKG
Programs: UA 1K / *A Gold
Posts: 157
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You can ask to use part of your credit limits on you CO CC be transfered to your UA CC. Chase is generally open to this.
If the agent could not do this, ask to talk to a manager.
If the agent could not do this, ask to talk to a manager.
Question folks,
I applied for the Continental card, made a purchase and got my miles. I also applied for the United card at the same time but was denied due to the two applications being so close together. When I called to get it reconsidered, they said the only way to approve the United card would be to close the Continental card. Would closing my Continental card only a month after being approved for it affect my credit or the miles that I earned in any way? Thanks for your help.
I applied for the Continental card, made a purchase and got my miles. I also applied for the United card at the same time but was denied due to the two applications being so close together. When I called to get it reconsidered, they said the only way to approve the United card would be to close the Continental card. Would closing my Continental card only a month after being approved for it affect my credit or the miles that I earned in any way? Thanks for your help.
#5
Original Poster
Join Date: Jun 2010
Location: Minneapolis, MN
Posts: 475
Yeah, I tried this but she said it couldn't be done. Do you think calling another CSR or getting a supervisor would work?
#6
FlyerTalk Evangelist
Join Date: Oct 2006
Location: SFO/SJC
Programs: UA Silver, Marriott Gold, Hilton Gold
Posts: 15,000
As for the CO promo miles, they will probably be gone if you cancel within 6 months of getting the card. But check the T+C's to find out exactly what it is in your case.
#7
Join Date: Nov 2004
Location: San Francisco Bay Area
Programs: UA 2MM Plat, IHG Plat, Marriott Gold, and EVA Gold soon
Posts: 546
Had open 2 Chase CC about 2 weeks apart Hyatt ($75 annual fee) and Continental (free the first year).
They approved the first card and deny the second.....too many applications and too many credit lines (UA, Marriott, PC as well).
Called and spoke to supervisor, she could not do anything..... includiing lowering my credit line for the other cards, so I asked if they could close my Hyatt (never used it) and apply the credit line to the Continental......that was OK.
Got my 1st time Continental sign up bonus^ .....Hyatt card closed, saved $75
, but still got some of the sign-up bonuses!
They approved the first card and deny the second.....too many applications and too many credit lines (UA, Marriott, PC as well).
Called and spoke to supervisor, she could not do anything..... includiing lowering my credit line for the other cards, so I asked if they could close my Hyatt (never used it) and apply the credit line to the Continental......that was OK.
Got my 1st time Continental sign up bonus^ .....Hyatt card closed, saved $75
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Last edited by rerunree1; Apr 12, 2011 at 7:59 am