Android pay on TFL with American Credit or debit card
Dec 20, 2017, 10:05 am
#31
Join Date: Nov 2016
Programs: BA Blue, Avios, Accor Basic, IHG Gold
Posts: 67
I believe Apple Pay and Android Pay are different approaches technically, though I can't be sure...
Dec 20, 2017, 10:32 am
#32
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
Dec 21, 2017, 4:27 am
#33
Join Date: Nov 2006
Location: TLV
Posts: 522
I haven't been to UK in at least a decade and this was simply a long layover, with no expectation to be there again any time soon. On this layover I learned that my One Pound coins left from last time have been expired (I put them in the charity collection envelope later on the BA flight; I assume they'll be able to extract some value still). Therefore no desire to donate to Oystercard. ;-)
Dec 21, 2017, 9:25 am
#34
Join Date: Nov 2016
Programs: BA Blue, Avios, Accor Basic, IHG Gold
Posts: 67
NFC is just a communications protocol - it can be used in potentially endless different ways. The differences are around the way the cards are stored, secured, presented and authorised. Apple Pay is considered an authorised, customer-present transaction the same way Chip & Pin is because it requires a fingerprint or PIN; from what I've seen of Android Pay (personally I haven't used it), it doesn't seem to require any user authentication. That might not be the key difference in this case, but i do believe that the systems are slightly different and it does make a difference to payment terminals.
Dec 21, 2017, 9:58 am
#35
Join Date: Sep 2015
Programs: LH SEN; BA Gold
Posts: 8,405
FWIW my bank wouldn't take them. They accepted the expired £5 notes but wouldn't take old £1 coins (I changed three coins I found between couch cushions at an older change machine that gives back £0.2 coins).
Dec 21, 2017, 10:36 am
#36
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
NFC is just a communications protocol - it can be used in potentially endless different ways. The differences are around the way the cards are stored, secured, presented and authorised. Apple Pay is considered an authorised, customer-present transaction the same way Chip & Pin is because it requires a fingerprint or PIN; from what I've seen of Android Pay (personally I haven't used it), it doesn't seem to require any user authentication. That might not be the key difference in this case, but i do believe that the systems are slightly different and it does make a difference to payment terminals.
Dec 22, 2017, 7:36 am
#37
Join Date: Sep 2012
Location: NW London and NW Sydney
Programs: BA Diamond, Hilton Bronze, A3 Diamond, IHG *G
Posts: 6,344
Which bank is that? All banks are still supposed to be accepting them for deposits.
Jan 16, 2018, 12:32 pm
#38
Suspended
Join Date: Feb 2011
Posts: 313
just adding data point. I used android and apple pay during our trip in Dec 17 for tubes and gatwick express. Works flawlessly with Citi prestige MC and got the discounted pricing. Love the fact, I don't have to buy/return the oyster card.