Separate Checking Account for Travel?
#1
Original Poster
Join Date: Sep 2004
Location: ORD
Programs: UA E+, HH Platinum, Marriott Rewards, Budget Fastbreak
Posts: 211
Separate Checking Account for Travel?
I was toying with the idea of opening a separate checking account with the idea being that there are some banks where I live and where I travel , (mainly the U.S. only). My current bank, Bank One, does not have branches or ATM's anywhere I travel to currrently. They are merging with Chase so that may help but we will see.
Does anyone else have a separate account/debit card that they use purely for travel purchases/travel cash advances?
Thanks
Does anyone else have a separate account/debit card that they use purely for travel purchases/travel cash advances?
Thanks
#2
Join Date: Sep 2004
Posts: 422
Originally Posted by UAORDFLYER
Does anyone else have a separate account/debit card that they use purely for travel purchases/travel cash advances?
Thanks
Thanks
Since then, I've started to use a credit card for traveling and a separate card for home. I request a new travel credit card every 3 months or so, to ensure that my number changes frequently. Although, for my travel credit card, I use it enough that the signature panel wears out in less than 3 months, so I basically need to request a new one that often anyway.
#3
FlyerTalk Evangelist
Join Date: May 2001
Location: LAX; AA EXP, MM; HH Gold
Posts: 31,789
I have a checking account with Bank One. Of course, the nearest branch is in Arizona. But since Bank One is the official bank of DisneyLand, there are 3 Bank One ATMs at the Happiest Place on Earth, which I think are the only Bank One ATMs in southern California.
I have a couple other checking accounts (one with Citi) that make finding a no-fee ATM much easier when traveling than if I only had one checking account.
I have a couple other checking accounts (one with Citi) that make finding a no-fee ATM much easier when traveling than if I only had one checking account.
#4
Join Date: Jan 2003
Posts: 4,930
Originally Posted by UAORDFLYER
Does anyone else have a separate account/debit card that they use purely for travel purchases/travel cash advances?
Thanks
Thanks
Having a separate account means that my business expenses don't get mixed up with my personal finances. Plus the fact that I got a bonus 12,000 BA Miles (plus an ongoing 100-200 BA Miles per month) for opening the account, helped sway my decision! b
#5
Join Date: Aug 2001
Location: IN and NV
Posts: 1,006
I've opened an account with Bank of America. They are in many states I travel to and allow for free online bill pay.
The closest branch to my home is about an hour away so I generally mail my deposits and then bank online. It is nice to have and works out well.
The closest branch to my home is about an hour away so I generally mail my deposits and then bank online. It is nice to have and works out well.