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Alternative to Currency to Go?

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Old Apr 6, 2001 | 7:27 am
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Alternative to Currency to Go?

I tried Currency to Go last fall prior to a trip to London and was generally satisfied, although having to be at home to receive delivery (since that's where my credit card bill is sent) was a hassle. Can anyone recommend another currency by mail service?
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Old Apr 6, 2001 | 8:50 am
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I've never used one of the currency delivery options since I always just use my ATM card when travelling. It's generally much less expensive since the only fee you *may* have to pay is the approx. $1.50 ATM fee. Also, you get a better exchange rate normally.



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Old Apr 6, 2001 | 8:57 am
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Also, a lot of banks don't charge any fees when dealing with ATMs outside of the country. Some do, some don't. Just something else to watch for when you chose your bank.
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Old Apr 6, 2001 | 11:18 am
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You can avoid the inconvenience of waiting home all day by going to a AAA office, or a bank and picking up a foreign money pack.

Most international airports have a moneychanging booth. I've seen one at DCA, and assume IAD and BWI have them also.

As pointed out above, you are usually better off buying or ATMing after you arrive.
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Old Apr 6, 2001 | 11:24 am
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Post Offices in many European countries also
give a very good rate. ATM ofcourse is the way to go.

Used the PostOffice in Basel,Zurich to get
excellent rates. There was one other country
(I can't remember which) two years ago, where
the PO gave us a good rate.
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Old Apr 6, 2001 | 10:12 pm
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another vote here for ATMs!

they've never let me down ...and there's usually one located right at the airport, too.
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Old Apr 6, 2001 | 10:33 pm
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I, too, vote for ATM machines. However, if you are headed into a third world country where you will need bribes for customs, make sure you have some local currency in small notes (dishonest customs officials don't give change!)
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Old Apr 7, 2001 | 7:07 am
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Amex has a program where they will deliver foreign currency to your office, too (not just billing address). It's called Travel Funds Direct.

Also, there has been quite a bit of press recently about how use of foreign ATMs are sometimes costing $3 US per transaction. Generally, this seems to occur with accounts drawn on larger US banks. Many smaller US banks and credit unions don't currently charge for using ATM's outside of their own system and this seems to carry over to ATMs in foreign countries.

For me, I try to take a few hundred dollars worth of the foreign currency with me and use credit cards where possible.
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Old Apr 7, 2001 | 7:46 am
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Thanks for your replies everyone. I do plan to use ATMs extensively in the UK while there -- just wanted to have some GBPs beforehand as walking around money *just in case*. On the subject of ATMs, I remember vaguely reading about problems some travellers have when using ATMs abroad; from what I remember, the problem had something to do with PINs having 4 digits rather than 6, or vice versa. Does this ring a bell with anyone?
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Old Apr 7, 2001 | 9:52 am
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most countries outside the US will only accommodate PINs of 4 digits or less, or at least that's the way it used to be, i changed all my PINs years ago because of this, so i don't realy know if it's still true.

it's best to check with the banking network (plus, cirrus, etc.) listed on the back of your card.
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Old Apr 7, 2001 | 10:14 am
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Originally posted by 2 Many Miles:
Also, a lot of banks don't charge any fees when dealing with ATMs outside of the country. Some do, some don't. Just something else to watch for when you chose your bank.
Don't you pay some sort of fee due to the network charge by Cirrus or Plus? There's really no way around it unless the bank reimburses you for it or the "foreign" ATM is owned by the bank itself.
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Old Apr 7, 2001 | 10:15 am
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Originally posted by eastwest:
I, too, vote for ATM machines. However, if you are headed into a third world country where you will need bribes for customs, make sure you have some local currency in small notes (dishonest customs officials don't give change!)
They also don't take charge cards.
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Old Apr 7, 2001 | 11:53 am
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Originally posted by jmiyazawa:
I tried Currency to Go last fall prior to a trip to London and was generally satisfied, although having to be at home to receive delivery (since that's where my credit card bill is sent) was a hassle. Can anyone recommend another currency by mail service?
I recently ordered currency for my son's trip to London. I had it delivered to my school. No problem at all.

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Old Apr 7, 2001 | 12:15 pm
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Don't you pay some sort of fee due to the network charge by Cirrus or Plus? There's really no way around it unless the bank reimburses you for it or the "foreign" ATM is owned by the bank itself.
Cirrus does not charge any fees. The only fees I USED to pay were tacked on by my local bank. I've since switched banks and now get the funds with no fees whatsoever!

[This message has been edited by SNA1K (edited 04-07-2001).]

[This message has been edited by SNA1K (edited 04-07-2001).]
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Old Apr 8, 2001 | 6:15 am
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First Va Bank has an ad in today's travel section for money to go. (jmiyazawa) is in DC area.
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