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Old Jan 15, 2015 | 7:11 pm
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Getting small bills while abroad

ATMs tend to spit out large bills. If the ATM gives out multiple denominations, I'll punch in an amount such that I get as many of the smaller bills as possible.

But this doesn't last long. And often my first purchases are little things, and I've run into shopkeepers that don't want to break that 50-Euro or 500HKD or 50MYR bill for a piece of fruit or trinket.

I'm assuming these are cash-only situations or I'd use a credit card.

Does anyone have tips on how or where to break big bills in various countries?
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Old Jan 15, 2015 | 7:17 pm
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Originally Posted by backprop
Does anyone have tips on how or where to break big bills in various countries?
Northern Europe: I break 50 and even 100 euro bills in grocery stores when purchasing daily treats or necessities. A lot of department stores have groceries.
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Old Jan 15, 2015 | 7:23 pm
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Three approaches I use are:
  1. Request an odd amount from the ATM to force it to dispense both smaller and larger bills. For example, in HK I might withdraw 800 HKD to get 1x500, 1x200, and 1x100 notes.
  2. Change larger bills at the hotel. They deal in large amounts anyway, and they're more understanding of a foreigner's needs. Also, they have your credit card information (and often passport number, too) so they trust you more than a small-time shopkeeper would.
  3. When you know you'll be visiting the same country again, keep small change (e.g., enough for a simple meal or a short taxi ride) for your next trip.
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Old Jan 15, 2015 | 8:30 pm
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For what is might be worth, if you are interested in Japan, even small businesses have no problem breaking 10,000 JPY bills (+/- $100.) Most ATMs dispense smaller 1,000 or 5,000 yen notes.
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Old Jan 15, 2015 | 8:33 pm
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In Indonesia and China, I find hypermarkets (e.g. Carrefour and Wal-mart) and supermarkets to be the places where A) cashiers complain the least about big bills and 2) small bills are rarely in short supply.

Then there's Japan where using 10K to buy a 110 drink in a convenience store won't ruffle feathers, OTOH every time I spend a 500 coin, it hurts...
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Old Jan 15, 2015 | 8:54 pm
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If you are dining out with friends, take turns paying the whole tab with your larger bills vs everyone trying to pay their share with small bills.

In Argentina there was a chronic shortage of small denominations so everyone hoarded their supply. I had difficulties over the 2 weeks I visited. I have no idea how the locals managed.

As other posters have mentioned Japan had no issues. It was wonderful breaking a 10,000 note and receiving change back on a tray, quickly and efficiently, not getting yelled at.
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Old Jan 15, 2015 | 9:31 pm
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Originally Posted by Fragola
In Argentina there was a chronic shortage of small denominations so everyone hoarded their supply. I had difficulties over the 2 weeks I visited. I have no idea how the locals managed.
The largest bill has become so worthless, it isn't nearly the problem that it was even a year or two ago.
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Old Jan 15, 2015 | 10:02 pm
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Those 50-euro notes are the worst! But I find more and more ATMs that let you explicitly choose the denominations you receive. When I do get stuck with 50s, I tend to use them to pay for meals in the EUR 20-30 range where I would otherwise use a credit card. That way I get some euros back in small bills.
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Old Jan 15, 2015 | 11:36 pm
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Originally Posted by Fragola
As other posters have mentioned Japan had no issues. It was wonderful breaking a 10,000 note and receiving change back on a tray, quickly and efficiently, not getting yelled at.
+1

And Switzerland. Those Swiss do love their cash! Paying for 1.20 CHF package of mints or a 3.00 CHF train ticket with a 100 CHF bill? No problem!
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Old Jan 16, 2015 | 2:52 am
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Getting small bills while abroad

In Thailand, 7/11 is the saviour.

Pay 10 baht drink with 1000 baht bill (1000 baht is the largest anyway) - not a problem krab/ka!
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Old Jan 16, 2015 | 2:53 am
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Getting small bills while abroad

I am also happy for my ATM card with no fee abroad. So just withdraw small bills several times from same ATM. Sweet.
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Old Jan 16, 2015 | 4:56 am
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In countries where getting change from large bills is problematic, I hide my small bills that I do have and try every place I go to pay with the largest bill possible. Somehow they will usually find change though it may take a minute. I'll usually insist it's all I have because it's what the ATM gives out.

I have learned that you really have to hide the small ones though, if they get the slightest glimpse of them in your wallet they are quick to point out that you have one, lol.
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Old Jan 16, 2015 | 3:07 pm
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I generally use a combo of these tricks to obtain and keep small denominations. The easiest is generally larger stores (the cashiers usually have plenty of change and/or just don't care), or at the desk of your hotel.

And yes, hide your small bills well if you are trying to break a larger bill in a smaller shop or in a place where they don't like taking larger denominations. I usually will pull the larger bill out of my wallet/money clip before I get to the cashier so the only thing the cashier sees is the single note.

I sometimes make a game out of it...how many large bills can I break, while still getting rid of as much small-denomiation shrapnel as I can during the day.
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Old Jan 16, 2015 | 4:25 pm
  #14  
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For some countries where the bills are easily tattered - anywhere that uses the US dollar, the pound in Egypt and the birr in Ethiopia come to mind - and when the temperature/humidity is high, I keep them in a small plastic bag.

If they are just left to their own devices in my pocket, they'll all but disintegrate.
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Old Jan 16, 2015 | 4:58 pm
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Just buy cigarettes.
In Europe, tobacco shops tend to accept all kind of notes.
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