Opinions/Experiences with InsureandGo Wanted
Feb 25, 2016 | 9:42 am
#1
Original Poster
Join Date: Feb 2013
Posts: 23
Opinions/Experiences with InsureandGo Wanted
We want to buy a 90-day travel insurance policy. InsureandGo has the lowest
premiums by far, in fact they are so much lower that I have to wonder what the catch is. Reviews of this company are all over the map. Have any forum members used this company and would you recommend it to others? If not, what is a good low cost alternative? We will be traveling to Spain if that makes a difference. TIA
premiums by far, in fact they are so much lower that I have to wonder what the catch is. Reviews of this company are all over the map. Have any forum members used this company and would you recommend it to others? If not, what is a good low cost alternative? We will be traveling to Spain if that makes a difference. TIA
Feb 25, 2016 | 11:08 am
#2
Join Date: Feb 2013
Location: Seattle, WA
Posts: 101
Opinions/Experiences with InsureandGo Wanted
I have been using them for the last 4 years for all of my international trips. Had to use them once for delayed baggage compensation. They came through. My bags were delayed in Edinburgh and the airline did not provide any compensation. Insureandgo covered all charges I had to pony up except for cell phone.
all in all worth it. claims prices easy. called and opened a case. They assigned an agent to whom then I had to email/fax the receipts, flight ticket, boarding pass etc and that was it.
good experience for me!
all in all worth it. claims prices easy. called and opened a case. They assigned an agent to whom then I had to email/fax the receipts, flight ticket, boarding pass etc and that was it.
good experience for me!
/JY1024, TravelBuzz co-moderator
Feb 27, 2016 | 4:49 am
#4
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,401
Part of the reason for price variance is tied to coverage, and deductible.
The number of boxes you "check" vary wildly.
Trip interruption and/or cancellation.
Baggage issues.
Local healthcare
Medical evacuation back home
life insurance
etc
The number of boxes you "check" vary wildly.
Trip interruption and/or cancellation.
Baggage issues.
Local healthcare
Medical evacuation back home
life insurance
etc
Feb 29, 2016 | 3:06 pm
#5
Join Date: Mar 2004
Posts: 190
need to compare
1. Policy premiums vary because the coverages vary. You need to compare coverages and their amounts 1 by 1 for a true apples comparison.
2. Complaints--typically the reviews of individual consumers are negative if a claim was denied. This is across all travel insurers.
3. Look for their BBB rating. This will indicate how well they pay claims v. industry average and their customer service.
4. Checkout reviews.com
http://travel-insurance-review.toptenreviews.com/
It really depends on your needs. We use www.csatravelprotection.com because it is US based with A+ rating w/ the BBB. We rarely need the PRE trip coverages and CSA's IN TRIP coverages are strong and low priced. Their website is not flashy which indicates they are serious about insurance, not marketing.
2. Complaints--typically the reviews of individual consumers are negative if a claim was denied. This is across all travel insurers.
3. Look for their BBB rating. This will indicate how well they pay claims v. industry average and their customer service.
4. Checkout reviews.com
http://travel-insurance-review.toptenreviews.com/
It really depends on your needs. We use www.csatravelprotection.com because it is US based with A+ rating w/ the BBB. We rarely need the PRE trip coverages and CSA's IN TRIP coverages are strong and low priced. Their website is not flashy which indicates they are serious about insurance, not marketing.