Travel Insurance- Best policy for Weather delays (hurricane, cyclone, etc)
Aug 31, 2015, 1:19 pm
#16
Original Poster
Join Date: Dec 2005
Location: California
Programs: AA EXP...couple hotels and cars too
Posts: 4,548
Thank you Exec_Plat
In my case I just had a trip interruption with the credit card that I purchased the ticket
I fell and broke my knee cap on my trip to Israel the doctor said stay of your feet for a week
I just paid the difference in ticket price and came back home when I was able to tolerate the thirteen hour flight. did not need to be evacuated.
For the future I would like to be able to buy travel insurance, and are looking for a company that will cover
trip interruption for medical reasons and extend my stay as per doctor advise, which is less expensive than emergency evacuation.
Thanks again for your recomendation
In my case I just had a trip interruption with the credit card that I purchased the ticket
I fell and broke my knee cap on my trip to Israel the doctor said stay of your feet for a week
I just paid the difference in ticket price and came back home when I was able to tolerate the thirteen hour flight. did not need to be evacuated.
For the future I would like to be able to buy travel insurance, and are looking for a company that will cover
trip interruption for medical reasons and extend my stay as per doctor advise, which is less expensive than emergency evacuation.
Thanks again for your recomendation
Do recognize that in the situation you describe you simply cannot say "I stayed 1 week, pay me". You will need to notify the insurers and they will contact the doctor (or their docs as well) to determine what it the best way medically to get you home. They may put you in a special seat, a gurney, or extend the stay. YOU dont get to decide.
(Hint: get the doctor to create a recommendation and document the grim situation so they cannot just say "take some pain pills and learn how to use crutches". If you were to fess up with your doc about the situation with travel insurance, they will be able to buttress the medical record....)
Sep 1, 2015, 2:49 pm
#17
Join Date: Jun 2012
Location: BNA
Programs: Virtuoso, FSPP, RC STARS, Rosewood Elite, Bellini, SPG LP, Dorchester Diamond, PenClub
Posts: 357
Especially for luxury hotels, the majority require some sort of deposit (1-3 nights usually) and the penalty for canceling your reservation is the same as cost of the deposit. Or they require full prepayment at time of booking and it is fully nonrefundable.
The major chains may only require a credit card guarantee, but they usually also allow cancelation up to one day prior without penalty, and only one night penalty thereafter.
Of course there are always exceptions.
The challenge is in understanding the reservation policies, but once you know what they are it is easy to understand your potential liability should you need to cancel or depart early.
Or you could just book prepaid rates.
Last edited by luxtrvlwrks; Sep 1, 2015 at 4:20 pm
Sep 1, 2015, 3:34 pm
#18
Original Poster
Join Date: Dec 2005
Location: California
Programs: AA EXP...couple hotels and cars too
Posts: 4,548
Sep 1, 2015, 5:15 pm
#19
Join Date: Jun 2012
Location: BNA
Programs: Virtuoso, FSPP, RC STARS, Rosewood Elite, Bellini, SPG LP, Dorchester Diamond, PenClub
Posts: 357
Sep 3, 2015, 11:07 am
#20
FlyerTalk Evangelist
Join Date: Jun 2006
Location: IAD/DCA
Posts: 31,797
if just talking about paying in advance, always possible
many use wire transfers, especially those without US credit cards
luxtrvlwrks, common for certain kinds of properties/periods, which is all we are talking about
many use wire transfers, especially those without US credit cards
luxtrvlwrks, common for certain kinds of properties/periods, which is all we are talking about
Last edited by Kagehitokiri; Sep 3, 2015 at 12:26 pm