"Cancel for Work Reasons" Travel Insurance Experiences?
#1
Original Poster
Join Date: Apr 2013
Programs: AA PLT, DL GM, Hyatt Diamond, SPG Gold
Posts: 241
"Cancel for Work Reasons" Travel Insurance Experiences?
What are your experiences when making a travel insurance claim for "cancel for work reasons"? Details including insurer, circumstances, claim approved/denied, etc. would be very helpful. I'm especially interested in stories of salaried employees who have flexible/uncertain hours. I will be making a number of personal weekend trips and want protection in case I have to work.
Last edited by lawyertalk; Jun 23, 2014 at 11:59 pm
#2
Join Date: Jun 2007
Location: gggrrrovvveee (ORD)
Programs: UA Pt, Marriott Ti, Hertz PC
Posts: 6,091
I don't see how travel insurance could possibly apply. In the case of "I'm really busy and probably shouldn't go" that's on you. If your employer is telling you that you must be somewhere else during your planned trip, your employer should cover any changes, Imo.
#3
Original Poster
Join Date: Apr 2013
Programs: AA PLT, DL GM, Hyatt Diamond, SPG Gold
Posts: 241
It's not permitted in all/most travel insurance policies, which is why I'm asking for people's experiences. An example of such a coverage provision: "the Insured or Traveling Companion is required to work during his/her scheduled Trip. He/she must provide proof of requirement to work, such as a notarized statement signed by an officer of his/her employer. In the situation of self- employment, proof of self-employment and a notarized statement confirming that the Insured is unable to travel due to his or her job obligations will be required."
#4
Join Date: Sep 2007
Programs: DL Silver, AS MVP, UA Silver, HHonors Diamond, Marriott Plat, SPG Plat, National Exec Elite
Posts: 3,883
It's not permitted in all/most travel insurance policies, which is why I'm asking for people's experiences. An example of such a coverage provision: "the Insured or Traveling Companion is required to work during his/her scheduled Trip. He/she must provide proof of requirement to work, such as a notarized statement signed by an officer of his/her employer. In the situation of self- employment, proof of self-employment and a notarized statement confirming that the Insured is unable to travel due to his or her job obligations will be required."