Oct 31, 2014, 6:05 am
Last edit by: lifeonthego_k
I'm going to update this first post as more info flows in to create a 'master list' of all credit cards that offer a decent way of accruing miles - so please help out!
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
The 'Best credit cards for KF miles accrual' master thread
Apr 6, 2013, 10:42 am
#1261
Original Poster
Join Date: Dec 2009
Location: Singapore, Warsaw, Surfers Paradise
Programs: KrisFlyer Gold>>>Silver>>>Blue, Finnair Silver, Royal Caribbean Diamond
Posts: 5,174
As mentioned this card stands out due to the phenomenal 4 miles/$ ratio for using the paywave feature. Here we were lamenting the fact that there used to be this great card in the past that offered 2 miles/$ but was unfortunately pulled by the bank... and then *wham*, UOB suddenly shows up with one offering 4 miles/$ as long as you use paywave.
Sounds too good to be true in the long run I reckon, but you just gotta take advantage of this while it lasts.
Apr 7, 2013, 2:47 am
#1262
Join Date: May 2012
Posts: 107
Visa is really going all out to promote pay wave it seems. I've see. Quite a few promotions in Singapore if you use Paywave. One for example is $1 off at Starbucks per order. That's 15-20% off depending what you drink, and then another 10% on top of that if its a Citi card.
Apr 7, 2013, 5:30 am
#1263
Join Date: Feb 2010
Posts: 819
https://sg.anz.com/apps/anz-travel-c...iles-partners/
New promotion from ANZ Travel Card Singapore!!
Plan your holidays with the ANZ Travel Visa Signature Credit Card and earn 2.8 air miles* for every S$1 spent at selected partners, direct flight bookings with airlines or your purchases in Australia and New Zealand.
3 ways to earn 2.8 air miles* for every S$1 spent
Shop at these selected partners
Asiatravel.com
Misatravel.com
Zuji.com
Hotels.com
Hotelsclub.com
Agoda.com
Roomkey.com
Asiarooms.com
Booking.com
Avis
Cold Wear
Hertz
Planet Traveller
Samsonite
Winter Time
Australia International School in Singapore
Book direct flight bookings with any airline
Spend on your ANZ Travel Visa Signature Credit Card in Australia and New Zealand
* Open to new Principal Cardmembers who successfully apply for an ANZ Travel Visa Signature Credit Card. All applications must be approved by the Bank by 28 February 2014. The maximum number of Travel$ which can be awarded under the Promotion will be limited to 14,000 Travel$ per Principal Cardmember per calendar month. Approved Cardmembers with any retail spend in participating partners and/or merchants before 31 March 2014, including overseas spend in Australia and New Zealand, will be eligible to receive 2.8 air miles per S$1 equivalent of retail spend. 1 Travel$ = 1 air mile.
New promotion from ANZ Travel Card Singapore!!
Plan your holidays with the ANZ Travel Visa Signature Credit Card and earn 2.8 air miles* for every S$1 spent at selected partners, direct flight bookings with airlines or your purchases in Australia and New Zealand.
3 ways to earn 2.8 air miles* for every S$1 spent
Shop at these selected partners
Asiatravel.com
Misatravel.com
Zuji.com
Hotels.com
Hotelsclub.com
Agoda.com
Roomkey.com
Asiarooms.com
Booking.com
Avis
Cold Wear
Hertz
Planet Traveller
Samsonite
Winter Time
Australia International School in Singapore
Book direct flight bookings with any airline
Spend on your ANZ Travel Visa Signature Credit Card in Australia and New Zealand
* Open to new Principal Cardmembers who successfully apply for an ANZ Travel Visa Signature Credit Card. All applications must be approved by the Bank by 28 February 2014. The maximum number of Travel$ which can be awarded under the Promotion will be limited to 14,000 Travel$ per Principal Cardmember per calendar month. Approved Cardmembers with any retail spend in participating partners and/or merchants before 31 March 2014, including overseas spend in Australia and New Zealand, will be eligible to receive 2.8 air miles per S$1 equivalent of retail spend. 1 Travel$ = 1 air mile.
Apr 7, 2013, 6:08 am
#1264
Join Date: Oct 2011
Posts: 143
https://sg.anz.com/apps/anz-travel-c...iles-partners/
New promotion from ANZ Travel Card Singapore!!
Plan your holidays with the ANZ Travel Visa Signature Credit Card and earn 2.8 air miles* for every S$1 spent at selected partners, direct flight bookings with airlines or your purchases in Australia and New Zealand.
3 ways to earn 2.8 air miles* for every S$1 spent
Shop at these selected partners
Asiatravel.com
Misatravel.com
Zuji.com
Hotels.com
Hotelsclub.com
Agoda.com
Roomkey.com
Asiarooms.com
Booking.com
Avis
Cold Wear
Hertz
Planet Traveller
Samsonite
Winter Time
Australia International School in Singapore
Book direct flight bookings with any airline
Spend on your ANZ Travel Visa Signature Credit Card in Australia and New Zealand
* Open to new Principal Cardmembers who successfully apply for an ANZ Travel Visa Signature Credit Card. All applications must be approved by the Bank by 28 February 2014. The maximum number of Travel$ which can be awarded under the Promotion will be limited to 14,000 Travel$ per Principal Cardmember per calendar month. Approved Cardmembers with any retail spend in participating partners and/or merchants before 31 March 2014, including overseas spend in Australia and New Zealand, will be eligible to receive 2.8 air miles per S$1 equivalent of retail spend. 1 Travel$ = 1 air mile.
New promotion from ANZ Travel Card Singapore!!
Plan your holidays with the ANZ Travel Visa Signature Credit Card and earn 2.8 air miles* for every S$1 spent at selected partners, direct flight bookings with airlines or your purchases in Australia and New Zealand.
3 ways to earn 2.8 air miles* for every S$1 spent
Shop at these selected partners
Asiatravel.com
Misatravel.com
Zuji.com
Hotels.com
Hotelsclub.com
Agoda.com
Roomkey.com
Asiarooms.com
Booking.com
Avis
Cold Wear
Hertz
Planet Traveller
Samsonite
Winter Time
Australia International School in Singapore
Book direct flight bookings with any airline
Spend on your ANZ Travel Visa Signature Credit Card in Australia and New Zealand
* Open to new Principal Cardmembers who successfully apply for an ANZ Travel Visa Signature Credit Card. All applications must be approved by the Bank by 28 February 2014. The maximum number of Travel$ which can be awarded under the Promotion will be limited to 14,000 Travel$ per Principal Cardmember per calendar month. Approved Cardmembers with any retail spend in participating partners and/or merchants before 31 March 2014, including overseas spend in Australia and New Zealand, will be eligible to receive 2.8 air miles per S$1 equivalent of retail spend. 1 Travel$ = 1 air mile.
Looks like it's time to empty the miles from the account and cancel the card. Reapply again in October to enjoy this promo for December holidays...
Apr 7, 2013, 8:26 am
#1265
Original Poster
Join Date: Dec 2009
Location: Singapore, Warsaw, Surfers Paradise
Programs: KrisFlyer Gold>>>Silver>>>Blue, Finnair Silver, Royal Caribbean Diamond
Posts: 5,174
I hate it when banks offer these offers to new cardmembers only. Kind of like special interest rates just for "new funds."
Apr 8, 2013, 5:36 am
#1266
Join Date: May 2004
Location: SIN (LEJ once a year)
Programs: SQ, LH, BA, IHG Diamond AMB, HH Gold, SLH Indulged, Accor Gold, Hyatt Discoverist
Posts: 7,741
You got existing customers and put them in a worse position and new guy just dropping buy. It costs yo so much more and a credit card is easily cancelled. Use scoring and go by CLV (Customer Lifetime Value) if you must and you can tailor the promos differently, but no they just screw existing cardholders. Probably get paid bonus by number of new signups and no ones bothers to analyse retention?
Oh well, rant over.
Apr 9, 2013, 4:06 am
#1267
Original Poster
Join Date: Dec 2009
Location: Singapore, Warsaw, Surfers Paradise
Programs: KrisFlyer Gold>>>Silver>>>Blue, Finnair Silver, Royal Caribbean Diamond
Posts: 5,174
Apr 10, 2013, 12:10 pm
#1269
Original Poster
Join Date: Dec 2009
Location: Singapore, Warsaw, Surfers Paradise
Programs: KrisFlyer Gold>>>Silver>>>Blue, Finnair Silver, Royal Caribbean Diamond
Posts: 5,174
Apr 10, 2013, 7:02 pm
#1270
Join Date: Feb 2010
Posts: 819
Use Citi PremierMiles for overseas spend if you are not a Maybank Rewards Infinite member. No expiry. S$1=2 miles. No blocks of 500 miles. Only downside is rounding down per S$1.
Apr 11, 2013, 12:31 am
#1271
Join Date: Apr 2007
Location: Anywhere
Posts: 6,576
The 'Best credit cards for KF miles accrual' master thread
Email from UOB today:
25% More UNI$ Promotion: Promotion is from 10 Apr to 31 Dec 2013 (inclusive) and is applicable for Principal credit cards earning UNI$ only. Promotion is split into 3 quarters for accrual of spend, starting from Apr - Jun, Jul - Sep and Oct - Dec 2013. Valid with a minimum spend of S$1,000 in each calendar month for 3 consecutive calendar months in each quarter. 25% more UNI$ is calculated based on the base rate of UNI$1 earned for every S$5 spent using the registered credit card during each quarter. 25% more UNI$ is subject to a maximum cap of UNI$250 awarded per quarter per registered credit card account.
Am I interpreting correctly that this means 0.2 UNI$ (0.4 mile) more per S$1 up to a max of 250 UNI$ (500 miles) - which means only applies to max spend of S$1,250 per QUARTER?
25% More UNI$ Promotion: Promotion is from 10 Apr to 31 Dec 2013 (inclusive) and is applicable for Principal credit cards earning UNI$ only. Promotion is split into 3 quarters for accrual of spend, starting from Apr - Jun, Jul - Sep and Oct - Dec 2013. Valid with a minimum spend of S$1,000 in each calendar month for 3 consecutive calendar months in each quarter. 25% more UNI$ is calculated based on the base rate of UNI$1 earned for every S$5 spent using the registered credit card during each quarter. 25% more UNI$ is subject to a maximum cap of UNI$250 awarded per quarter per registered credit card account.
Am I interpreting correctly that this means 0.2 UNI$ (0.4 mile) more per S$1 up to a max of 250 UNI$ (500 miles) - which means only applies to max spend of S$1,250 per QUARTER?
Apr 11, 2013, 1:00 am
#1272
Join Date: Feb 2010
Posts: 819
My interpretation:
Normal: UNI$1 for every $5 spent. 3 consecutive calendar months, each month spend minimum $1000 => spend total $3000, gives UNI$600. So for that quarter, you get 25% bonus, means you get UNI$150 extra. Total you get UNI$750.
Maximum cap of UNI$250 per quarter means each for that 3 months, you can maximum spend $5000.
This is based on assumption that you charge in multiples of $5 per transaction. If you have spending <$5 (do not earn any UNI$) or not in multiples of $5, it is very hard to calculate the number of miles earn for every $1.
Also, how about transactions on AMEX PRVI Miles and Preferred AMEX that earn 2x, 4x, 6.25x, 5x and 10x for every $5? Does the 25% bonus calculate the same way? If so, the bonus given out due to the cap of UNI$250 is very little. Because if every $5 you get UNI$10, 25% more is a lot.
Better to call UOB Card Centre up and get them to explain to you how it works for the AMEX cards that earn up to 10x UNI$.
Anyway, the answer is here: http://www.uob.com.sg/25years/pdfs/t...dollar-tnc.pdf
the Award is strictly calculated using the base rate of UNI$1 earned for every $5 worth of
Transactions charged to the Eligible Card account (“Base UNI$ Rate”). For the avoidance of doubt,
the Base UNI$ Rate will be used to calculate the amount of the Award, regardless of the different
types and UNI$ earn rate for each Eligible Card and excludes UNI$ earned via any other UNI$
promotion which may apply and/or be implemented by UOB from time to time during the
Qualifying Period;
Normal: UNI$1 for every $5 spent. 3 consecutive calendar months, each month spend minimum $1000 => spend total $3000, gives UNI$600. So for that quarter, you get 25% bonus, means you get UNI$150 extra. Total you get UNI$750.
Maximum cap of UNI$250 per quarter means each for that 3 months, you can maximum spend $5000.
This is based on assumption that you charge in multiples of $5 per transaction. If you have spending <$5 (do not earn any UNI$) or not in multiples of $5, it is very hard to calculate the number of miles earn for every $1.
Also, how about transactions on AMEX PRVI Miles and Preferred AMEX that earn 2x, 4x, 6.25x, 5x and 10x for every $5? Does the 25% bonus calculate the same way? If so, the bonus given out due to the cap of UNI$250 is very little. Because if every $5 you get UNI$10, 25% more is a lot.
Better to call UOB Card Centre up and get them to explain to you how it works for the AMEX cards that earn up to 10x UNI$.
Anyway, the answer is here: http://www.uob.com.sg/25years/pdfs/t...dollar-tnc.pdf
the Award is strictly calculated using the base rate of UNI$1 earned for every $5 worth of
Transactions charged to the Eligible Card account (“Base UNI$ Rate”). For the avoidance of doubt,
the Base UNI$ Rate will be used to calculate the amount of the Award, regardless of the different
types and UNI$ earn rate for each Eligible Card and excludes UNI$ earned via any other UNI$
promotion which may apply and/or be implemented by UOB from time to time during the
Qualifying Period;
Last edited by vsepr; Apr 11, 2013 at 1:43 am
Apr 11, 2013, 1:07 am
#1273
Join Date: Apr 2007
Location: Anywhere
Posts: 6,576
It's not an issue for me to spend S$1,000+ every month since PRVI Miles is my main card anyway, but isn't 500 max miles every QUARTER a bit pathetic for so called "25 years celebration"? 
And it's only applicable to one UOB card even if you have multiple cards...
And it's only applicable to one UOB card even if you have multiple cards...
Apr 11, 2013, 1:18 am
#1274
Join Date: Feb 2010
Posts: 819
Last edited by vsepr; Apr 11, 2013 at 1:46 am
Apr 11, 2013, 1:45 am
#1275
Join Date: Oct 2011
Posts: 143
I think this line "25% more UNI$ is calculated based on the base rate of UNI$1 earned for every S$5 spent using the registered credit card during each quarter." means that the 25% bonus is only on the base rate earned (ie excludes the 4x, 10x bonus that some of the cards give).
So what this adds to is actually a 0.1 mile/$ more that what you would normally earn (0.25 UNI$ /$5 = 0.5 miles/$5 = 0.1 mile/$1).
The 250 UNI$ cap translate to $5k spending a quarter.
Overall, the bonus is hardly attractive enough to change my charging patterns but given that I already use the PRVI Miles card as a main card, it's free miles for doing what I normally do. However, the T&Cs seems to indicate that only spending on the principle card qualifies which may then be a problem.
One alternative would be to tie this to the Preferred Platinum Visa, and to make up the $1k spending by 'dumping' into my Singtel account. However, it sounds like too much trouble for very little returns...
So what this adds to is actually a 0.1 mile/$ more that what you would normally earn (0.25 UNI$ /$5 = 0.5 miles/$5 = 0.1 mile/$1).
The 250 UNI$ cap translate to $5k spending a quarter.
Overall, the bonus is hardly attractive enough to change my charging patterns but given that I already use the PRVI Miles card as a main card, it's free miles for doing what I normally do. However, the T&Cs seems to indicate that only spending on the principle card qualifies which may then be a problem.
One alternative would be to tie this to the Preferred Platinum Visa, and to make up the $1k spending by 'dumping' into my Singtel account. However, it sounds like too much trouble for very little returns...