Oct 31, 2014, 6:05 am
Last edit by: lifeonthego_k
I'm going to update this first post as more info flows in to create a 'master list' of all credit cards that offer a decent way of accruing miles - so please help out!
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
The 'Best credit cards for KF miles accrual' master thread
Jan 21, 2017, 6:42 am
#6661
Join Date: Jun 2016
Posts: 53
UOB Reserve card benefit
The Reserve card offers members an option to purchase miles anytime or pay taxes to earn miles. This unique feature makes it one of the fastest miles-earning cards in the market. Apart from that, members can also enjoy dedicated Concierge services, complimentary golf and health screening and even use the card to buy big ticket items like cars or fine art to earn an extraordinary amount of points.
A complete list of its benefits are as follows:
High Earn Rate (Air miles)
· Local - $1 = 1.6 miles
· Overseas - $1 = 2 miles
· Upon signing up, obtain 100,000 miles upfront
Do note that if you hit min spend of $250,000 for one year, you earn bonus 100,000 miles when you renew for the 2nd year. Spend can comprise of Tax and regular/business expenses. Yes, you can pay income or property tax with this card and earn miles!
Tax Facility
· Pay Income and /or Property Tax and earn $1 = 1mile
· Subject to 1 off processing fee of 1.6%
· Produce latest NOA and receive funds (1-lump sum) in 7 working days after the amount is drawn down from card’s Credit Limit
· Opt to pay back to UOB over 1 or 12 months @ ZERO interest rate
Purchase miles Facility (also known as ‘Pay Anything’)
· Earn $1 = 1mile
· Subject to 1 off processing fee of 1.9%
· Receive funds (1-lump sum) in 7 working days after the amount is drawn down from card’s Credit Limit
· Opt to pay back to UOB over 1 or 12 months @ ZERO interest rate
Access
· Enjoy unlimited exclusive access to members-only Tower Club and China Club in Singapore where you can enjoy 50% off Dim Sum every Saturday at the Tower Club
· Enjoy unlimited access to Home House and Eight Members Club, London UK
· Access to Privilege Banking Suites in Singapore
· Free 4 rounds of golf at Sentosa ever year (worth $1.6k)
· Free health screening every year (worth $600)
· 1-for-1 discounts at Grand Hyatt Singapore restaurants
· Complimentary one way car transfer for any minimum spend of S$5,000 for packages
Hotels
· Prestigious Hilton HHonors Gold membership
· Enjoy Complimentary room upgrades if avail, welcome amenities up to USD100 and daily breakfast at the prestigious Starwood Hotels & Resorts and Ritz Carlton
· Enjoy automatic room upgrades, complimentary daily breakfast, late check out and Best Room Rate guarantee at any Visa Luxury Hotel Collection brands like Park Hyatt, Aman Resorts and Six Senses etc
4) Flights
· Unlimited VIP airport lounge access at over 1000 Priority PassTM lounges worldwide
· Exclusive tie-ups with Singapore Airlines (2-to-go companion fares on Business/First/Suites). You are then entitled to welcome amenities including:-
1. US$1M comprehensive travel insurance coverage including flight/luggage delays and purchase protection
2. 1-way limousine transfer to the airport
3. 1 night free stay at selected Mandarin Oriental Hotels with spending benefit of USD100 and free daily breakfast for 2 pax
The annual fee on this card is $3,852 with GST and comes with 2 supplementary cards for free. You get 100,000 miles upon signing and every year upon renewal.
A complete list of its benefits are as follows:
High Earn Rate (Air miles)
· Local - $1 = 1.6 miles
· Overseas - $1 = 2 miles
· Upon signing up, obtain 100,000 miles upfront
Do note that if you hit min spend of $250,000 for one year, you earn bonus 100,000 miles when you renew for the 2nd year. Spend can comprise of Tax and regular/business expenses. Yes, you can pay income or property tax with this card and earn miles!
Tax Facility
· Pay Income and /or Property Tax and earn $1 = 1mile
· Subject to 1 off processing fee of 1.6%
· Produce latest NOA and receive funds (1-lump sum) in 7 working days after the amount is drawn down from card’s Credit Limit
· Opt to pay back to UOB over 1 or 12 months @ ZERO interest rate
Purchase miles Facility (also known as ‘Pay Anything’)
· Earn $1 = 1mile
· Subject to 1 off processing fee of 1.9%
· Receive funds (1-lump sum) in 7 working days after the amount is drawn down from card’s Credit Limit
· Opt to pay back to UOB over 1 or 12 months @ ZERO interest rate
Access
· Enjoy unlimited exclusive access to members-only Tower Club and China Club in Singapore where you can enjoy 50% off Dim Sum every Saturday at the Tower Club
· Enjoy unlimited access to Home House and Eight Members Club, London UK
· Access to Privilege Banking Suites in Singapore
· Free 4 rounds of golf at Sentosa ever year (worth $1.6k)
· Free health screening every year (worth $600)
· 1-for-1 discounts at Grand Hyatt Singapore restaurants
· Complimentary one way car transfer for any minimum spend of S$5,000 for packages
Hotels
· Prestigious Hilton HHonors Gold membership
· Enjoy Complimentary room upgrades if avail, welcome amenities up to USD100 and daily breakfast at the prestigious Starwood Hotels & Resorts and Ritz Carlton
· Enjoy automatic room upgrades, complimentary daily breakfast, late check out and Best Room Rate guarantee at any Visa Luxury Hotel Collection brands like Park Hyatt, Aman Resorts and Six Senses etc
4) Flights
· Unlimited VIP airport lounge access at over 1000 Priority PassTM lounges worldwide
· Exclusive tie-ups with Singapore Airlines (2-to-go companion fares on Business/First/Suites). You are then entitled to welcome amenities including:-
1. US$1M comprehensive travel insurance coverage including flight/luggage delays and purchase protection
2. 1-way limousine transfer to the airport
3. 1 night free stay at selected Mandarin Oriental Hotels with spending benefit of USD100 and free daily breakfast for 2 pax
The annual fee on this card is $3,852 with GST and comes with 2 supplementary cards for free. You get 100,000 miles upon signing and every year upon renewal.
Jan 21, 2017, 9:44 am
#6662
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
While I can write a book 'How Not To Treat Your Customers' based on my interactions with Singapore HSBC, I can tell you guys that you DO NOT want to deal with banks in other countries of the region...
Jan 24, 2017, 5:08 am
#6664
Join Date: Jan 2016
Location: SIN
Posts: 352
Citi - Expedia promo
Any news on Expedia Citi promo (6x) getting extended?
I've an airline spend coming up in Feb - would be good to rack up miles using 6x promo.. And dont want to rush through by the 31st Jan timeline..
Also - any other promo's worth looking at ? (no more Amex KF for me)...
I've an airline spend coming up in Feb - would be good to rack up miles using 6x promo.. And dont want to rush through by the 31st Jan timeline..
Also - any other promo's worth looking at ? (no more Amex KF for me)...
Last edited by ExSin; Jan 24, 2017 at 5:49 am
Jan 24, 2017, 7:58 am
#6665
Original Poster
Join Date: Dec 2009
Location: Singapore, Warsaw, Surfers Paradise
Programs: KrisFlyer Gold>>>Silver>>>Blue, Finnair Silver, Royal Caribbean Diamond
Posts: 5,174
I believe UOB had a deal until the end of the year and then did an extension to it that takes us to the end of March: http://www.uob.com.sg/personal/promo...ia-yrlong.html
Maybe Citi will do the same? How is Citi with crediting the bonus points btw? Is there a wait for the additional points or are they credited instantly along with the standard points?
Edit: posted the wrong link. The promo at UOB is until the end of Feb: http://www.uob.com.sg/personal/cards...ard/microsite/
Maybe Citi will do the same? How is Citi with crediting the bonus points btw? Is there a wait for the additional points or are they credited instantly along with the standard points?
Edit: posted the wrong link. The promo at UOB is until the end of Feb: http://www.uob.com.sg/personal/cards...ard/microsite/
Last edited by aster; Jan 24, 2017 at 8:17 am Reason: Correction in link
Jan 24, 2017, 8:27 am
#6666
Join Date: Jan 2016
Location: SIN
Posts: 352
I believe UOB had a deal until the end of the year and then did an extension to it that takes us to the end of March: http://www.uob.com.sg/personal/promo...ia-yrlong.html
Maybe Citi will do the same? How is Citi with crediting the bonus points btw? Is there a wait for the additional points or are they credited instantly along with the standard points?
Edit: posted the wrong link. The promo at UOB is until the end of Feb: http://www.uob.com.sg/personal/cards...ard/microsite/
Maybe Citi will do the same? How is Citi with crediting the bonus points btw? Is there a wait for the additional points or are they credited instantly along with the standard points?
Edit: posted the wrong link. The promo at UOB is until the end of Feb: http://www.uob.com.sg/personal/cards...ard/microsite/
Thanks mate!
Jan 24, 2017, 6:00 pm
#6667
Join Date: May 2004
Location: SIN (LEJ once a year)
Programs: SQ, LH, BA, IHG Diamond AMB, HH Gold, SLH Indulged, Accor Gold, Hyatt Discoverist
Posts: 7,741
Regarding Expedia promos, I just saw below in my email inbox. Am holding a KF Amex Ascend for what it's worth.
Time to pack your suitcase and leave the hectic world behind. From 1 January 2017 to 30 June 2017, American Express is pleased to offer you a 10% savings on Expedia Rate hotel bookings with stay period from 1 January 2017 to 31 March 2018.
Seems pretty useless if I look at the list of non-eligible hotels in the T&Cs:
https://www.expedia.com.sg/g/rf/coup...&om_lid=amex23
Time to pack your suitcase and leave the hectic world behind. From 1 January 2017 to 30 June 2017, American Express is pleased to offer you a 10% savings on Expedia Rate hotel bookings with stay period from 1 January 2017 to 31 March 2018.
Seems pretty useless if I look at the list of non-eligible hotels in the T&Cs:
https://www.expedia.com.sg/g/rf/coup...&om_lid=amex23
Last edited by demue; Jan 24, 2017 at 6:06 pm
Jan 24, 2017, 7:25 pm
#6668
Join Date: May 2012
Location: SIN
Programs: JL GC | Marriott LT Silver | Global Entry | SQ Silver
Posts: 6,820
Regarding Expedia promos, I just saw below in my email inbox. Am holding a KF Amex Ascend for what it's worth.
Time to pack your suitcase and leave the hectic world behind. From 1 January 2017 to 30 June 2017, American Express is pleased to offer you a 10% savings on Expedia Rate hotel bookings with stay period from 1 January 2017 to 31 March 2018.
Seems pretty useless if I look at the list of non-eligible hotels in the T&Cs:
https://www.expedia.com.sg/g/rf/coup...&om_lid=amex23
Time to pack your suitcase and leave the hectic world behind. From 1 January 2017 to 30 June 2017, American Express is pleased to offer you a 10% savings on Expedia Rate hotel bookings with stay period from 1 January 2017 to 31 March 2018.
Seems pretty useless if I look at the list of non-eligible hotels in the T&Cs:
https://www.expedia.com.sg/g/rf/coup...&om_lid=amex23
Jan 24, 2017, 10:33 pm
#6669
Join Date: Jan 2008
Location: Singapore
Programs: SPG Lifetime Gold
Posts: 247
I will have to check on this to see if mine was actually credited or not. I only did one charge during the Citi Expedia promo because the charge is processed outside of Singapore (even though its in SGD), so I got hit with an additional fee. Given that, I prefer using USD cards for Expedia transactions.
Jan 24, 2017, 11:09 pm
#6670
Join Date: Feb 2016
Location: HOME
Programs: HH Dia;SPG Plat;Marriott Plat;GHA Black
Posts: 335
Jan 25, 2017, 10:37 am
#6672
Join Date: Aug 2003
Location: Singapore
Programs: SIA Solitaire PPS, IHG Royal Amb, Hyatt Globalist, Bonvoy Gold, Hilton Hhonor Gold
Posts: 2,208
Just checking if anyone has redeemed the Double KrisFlyer Miles Accrual Voucher before given under the AMEX KrisFlyer Ascend Credit Card?
I have received the voucher via email and followed the steps as provided to redeem the 5,000miles:
https://icm.aexp-static.com/Internet...lyerAscend.pdf
To redeem this one-off benefit, kindly:
- Contact the KrisFlyer Membership Services hotline at +65 67898188 after your flight travel to provide the itinerary details (e.g. flight number, flight date, sectors, Electronic Ticket number, etc.); and
- Inform the agent that you would like to enjoy your American Express Singapore Airlines KrisFlyer Ascend Credit Card Double KrisFlyer Miles Accrual Benefit.
I called the KF hotline and the staff seems very clueless on this benefit and have advised to call me back again within 24 hours.
I have received the voucher via email and followed the steps as provided to redeem the 5,000miles:
https://icm.aexp-static.com/Internet...lyerAscend.pdf
To redeem this one-off benefit, kindly:
- Contact the KrisFlyer Membership Services hotline at +65 67898188 after your flight travel to provide the itinerary details (e.g. flight number, flight date, sectors, Electronic Ticket number, etc.); and
- Inform the agent that you would like to enjoy your American Express Singapore Airlines KrisFlyer Ascend Credit Card Double KrisFlyer Miles Accrual Benefit.
I called the KF hotline and the staff seems very clueless on this benefit and have advised to call me back again within 24 hours.
Jan 31, 2017, 2:29 pm
#6674
Moderator, El Al and Marriott Bonvoy, FlyerTalk Evangelist
Join Date: Feb 2005
Location: SIN
Programs: SQ*G, Mar LTT, Hyatt Glb, AA LTG, LY, HH, IC, BA, DL, UA SLV
Posts: 12,020
Anyone have any advice for opening up new savings accounts and getting miles or special perks?
Jan 31, 2017, 4:24 pm
#6675
Join Date: Apr 2015
Location: Singapore
Programs: Krisflyer Gold, Starwood Gold, Hilton Gold
Posts: 444
I think it very much depends on how much you have to save. If you are a High Net Worth customer all sorts of things are possible, otherwise not so much with base rates still so low.