Oct 31, 2014, 6:05 am
Last edit by: lifeonthego_k
I'm going to update this first post as more info flows in to create a 'master list' of all credit cards that offer a decent way of accruing miles - so please help out!
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
The 'Best credit cards for KF miles accrual' master thread
Nov 12, 2014, 11:32 pm
#3571
Original Poster
Join Date: Dec 2009
Location: Singapore, Warsaw, Surfers Paradise
Programs: KrisFlyer Gold>>>Silver>>>Blue, Finnair Silver, Royal Caribbean Diamond
Posts: 5,174
It was good while it lasted though, and even on FP things were still ok due to the McDonald's card which gave a 5% rebate each month.
Also doesn't help that Best Denki is a SMART$ vendor...
Nov 14, 2014, 7:13 am
#3573
Join Date: Jun 2007
Location: SIN
Programs: KrisFlyer, Asia Miles
Posts: 60
Hi all,
does anyone knows how the 5% cash rebate/$10uni for every S$5 spent on foreign ccy actually works for UOB Visa Signature? Does it mean that in 1 single month, if I spend S$1000 in foreign ccy, that S$1k should be sufficient to earn $2000uni?
Quoted from the website:
Cardmembers will earn UNI$10 for every S$5 spent on transactions in foreign currencies, including online transactions in foreign currencies, which is equivalent to 5% cash rebate, subject to a minimum foreign currencies spend of S$1,000 per statement period.
http://www.uob.com.sg/personal/cards...ture_card.html
does anyone knows how the 5% cash rebate/$10uni for every S$5 spent on foreign ccy actually works for UOB Visa Signature? Does it mean that in 1 single month, if I spend S$1000 in foreign ccy, that S$1k should be sufficient to earn $2000uni?
Quoted from the website:
Cardmembers will earn UNI$10 for every S$5 spent on transactions in foreign currencies, including online transactions in foreign currencies, which is equivalent to 5% cash rebate, subject to a minimum foreign currencies spend of S$1,000 per statement period.
http://www.uob.com.sg/personal/cards...ture_card.html
Nov 14, 2014, 11:09 am
#3574
Join Date: Sep 2010
Programs: AZ FA+, A3 G, AB G | IHG RA, HGP D, FPC P, Accor P, BW D, HH D, Eleva, GHA P, 1862 Voyager
Posts: 1,852
Ok so UOB Lady's card shows there is 5X on overseas and online spending on the main page.
However everywhere else only shows it's for overseas spending. I did some online purchases and did not receive any bonus UNI$ for it?!
"Get the most out of your travels and online shopping and be rewarded with 5X UNI$ or 2 air miles with every S$1 spent on your Card."
http://www.uob.com.sg/personal/cards...inum_card.html
Anyone have any idea?
"
However everywhere else only shows it's for overseas spending. I did some online purchases and did not receive any bonus UNI$ for it?!
"Get the most out of your travels and online shopping and be rewarded with 5X UNI$ or 2 air miles with every S$1 spent on your Card."
http://www.uob.com.sg/personal/cards...inum_card.html
Anyone have any idea?
"
Nov 14, 2014, 11:14 am
#3575
Join Date: Sep 2010
Programs: AZ FA+, A3 G, AB G | IHG RA, HGP D, FPC P, Accor P, BW D, HH D, Eleva, GHA P, 1862 Voyager
Posts: 1,852
So the Ez-link Imagine has a no top up fee promo for amounts over $50
Tried topping up but each time it after the 3D SMS verification, I would get a message that the transaction is approved.
However immediately after I click to proceed, the Imagine webpage shows me transaction failed.
So now have a few hundred $ stuck in limbo. Anyone had this issue before?
Tried topping up but each time it after the 3D SMS verification, I would get a message that the transaction is approved.
However immediately after I click to proceed, the Imagine webpage shows me transaction failed.
So now have a few hundred $ stuck in limbo. Anyone had this issue before?
To follow up - the amount was just refunded back to my cc account when the transaction dropped off. I believe it was 14 days. But it certainly took EZLink much longer to get back to me on it.
In any case I did get my money back.
Nov 14, 2014, 5:37 pm
#3576
Join Date: Feb 2010
Posts: 819
ANZ no Christmas promo for 2014. HSBC & Citibank also don't have. Strange. UOB give some silly bag for S$1500 spend.
Only DBS, OCBC, Maybank, CIMB, StanChart have.
https://sg.anz.com/ANZPrivileges/
Only DBS, OCBC, Maybank, CIMB, StanChart have.
https://sg.anz.com/ANZPrivileges/
Nov 15, 2014, 8:39 am
#3577
Join Date: Apr 2007
Location: Anywhere
Posts: 6,576
ANZ no Christmas promo for 2014. HSBC & Citibank also don't have. Strange. UOB give some silly bag for S$1500 spend.
Only DBS, OCBC, Maybank, CIMB, StanChart have.
https://sg.anz.com/ANZPrivileges/
Only DBS, OCBC, Maybank, CIMB, StanChart have.
https://sg.anz.com/ANZPrivileges/
FWIW, Citibank does have a promo, but is quite pathetic: http://www.citibank.com.sg/gcb/credi...CUZUENCHRSCALM
Nov 15, 2014, 5:16 pm
#3578
Join Date: Feb 2010
Posts: 819
Yes I've been eagerly withholding my spends until ANZ communicates its promo, and patience is wearing thin.
FWIW, Citibank does have a promo, but is quite pathetic: http://www.citibank.com.sg/gcb/credi...CUZUENCHRSCALM
FWIW, Citibank does have a promo, but is quite pathetic: http://www.citibank.com.sg/gcb/credi...CUZUENCHRSCALM
DBS's promo is the best:
http://www.dbs.com.sg/personal/promo...btnfindoutmore
Stand to win iPhone 6 Plus, Golden Village movie ticket, Watsons voucher, Swensen’s ice cream, up to S$5 cash rebates and more!
Spend min. S$200 in a single receipt and SMS to 76060.
SMS XMAS<space>DBS/POSB CARD NO<space>SPEND AMOUNT
e.g. SMS XMAS 4628450012345678 200 to 76060 to receive your gift.
HSBC's promo is out today, 16 Nov:
https://www.hsbc.com.sg/1/2/personal...ards_xmas_home
Some silly RWS stuff again....
ANZ confirm don't have any Christmas promo for 2014!!
Last edited by vsepr; Nov 15, 2014 at 9:51 pm
Nov 16, 2014, 8:46 am
#3579
Join Date: Jan 2012
Posts: 21
According to the spreadsheet, payment at Din Tai Fung with Citi Rewards gets 10x miles. Why wld that be?
I made some changes to spreadsheet with regard to Guardian and Cold Storage for UOB PPV where 10x UNI$ will not be awarded as SMART$ will be awarded instead.
Anyone tried using PPV to pay for online car rentals? Will it get 10x UNI$? I am not hopeful since it seems to be under 'travel' or 'transport'?
Anyone tried using PPV for Courts online?
Lastly, if I use Citi Premiermiles as Esso to enjoy the discounts, will I also receive citi miles?
I made some changes to spreadsheet with regard to Guardian and Cold Storage for UOB PPV where 10x UNI$ will not be awarded as SMART$ will be awarded instead.
Anyone tried using PPV to pay for online car rentals? Will it get 10x UNI$? I am not hopeful since it seems to be under 'travel' or 'transport'?
Anyone tried using PPV for Courts online?
Lastly, if I use Citi Premiermiles as Esso to enjoy the discounts, will I also receive citi miles?
Last edited by elliotng; Nov 16, 2014 at 9:54 am
Nov 16, 2014, 9:15 am
#3580
Join Date: May 2012
Location: SIN
Programs: JL GC | Marriott LT Silver | Global Entry | SQ Silver
Posts: 6,819
Nov 16, 2014, 9:51 pm
#3581
Join Date: Feb 2010
Posts: 819
https://sg.anz.com/ANZPrivileges/promotion-festive/
ANZ's year end promo starts today, 17 Nov!!
Lucky draws & cashback in the form of Travel$!!
Now must charge $1000 then can get 1.8% cashback, $2500 get 2%, $5000 get 3%. 2012 & 2013 was charge $100 get $5 (5%), then 2014 change to charge $200 get $8 (4%). Now drop so much!!
Qualifying Card Spend shall exclude all brokerage/securities, transitlink, ez-link transactions and
online gaming websites as well as Paypal *Oandaasiapa, www.igmarkets.com.sg, Oanda Asia
Pacific, Saxo Cap Mkts Pte Ltd, SKR *skrill.com.
ANZ's year end promo starts today, 17 Nov!!
Lucky draws & cashback in the form of Travel$!!
Now must charge $1000 then can get 1.8% cashback, $2500 get 2%, $5000 get 3%. 2012 & 2013 was charge $100 get $5 (5%), then 2014 change to charge $200 get $8 (4%). Now drop so much!!
Qualifying Card Spend shall exclude all brokerage/securities, transitlink, ez-link transactions and
online gaming websites as well as Paypal *Oandaasiapa, www.igmarkets.com.sg, Oanda Asia
Pacific, Saxo Cap Mkts Pte Ltd, SKR *skrill.com.
Last edited by vsepr; Nov 16, 2014 at 10:00 pm
Nov 16, 2014, 10:51 pm
#3582
Join Date: Jul 2005
Location: SIN and wandering.
Posts: 1,549
Nov 17, 2014, 12:23 am
#3584
Join Date: May 2004
Location: SIN (LEJ once a year)
Programs: SQ, LH, BA, IHG Diamond AMB, HH Gold, SLH Indulged, Accor Gold, Hyatt Discoverist
Posts: 7,739
Otherwise if you have Maybank Rewards Infinite then it also earns 10x points so 4mls/$. However, personal preference is that I rather go to Paradise Dynasty Xiao Long Bao (Ion) over Din Tai Fung
. YMMV
Nov 17, 2014, 12:27 am
#3585
Join Date: Oct 2013
Location: Singapore
Programs: Marriott Titanium Elite, Hilton Diamond, Hyatt Explorist
Posts: 304
https://sg.anz.com/ANZPrivileges/promotion-festive/
ANZ's year end promo starts today, 17 Nov!!
Lucky draws & cashback in the form of Travel$!!
Now must charge $1000 then can get 1.8% cashback, $2500 get 2%, $5000 get 3%. 2012 & 2013 was charge $100 get $5 (5%), then 2014 change to charge $200 get $8 (4%). Now drop so much!!
Qualifying Card Spend shall exclude all brokerage/securities, transitlink, ez-link transactions and
online gaming websites as well as Paypal *Oandaasiapa, www.igmarkets.com.sg, Oanda Asia
Pacific, Saxo Cap Mkts Pte Ltd, SKR *skrill.com.
ANZ's year end promo starts today, 17 Nov!!
Lucky draws & cashback in the form of Travel$!!
Now must charge $1000 then can get 1.8% cashback, $2500 get 2%, $5000 get 3%. 2012 & 2013 was charge $100 get $5 (5%), then 2014 change to charge $200 get $8 (4%). Now drop so much!!
Qualifying Card Spend shall exclude all brokerage/securities, transitlink, ez-link transactions and
online gaming websites as well as Paypal *Oandaasiapa, www.igmarkets.com.sg, Oanda Asia
Pacific, Saxo Cap Mkts Pte Ltd, SKR *skrill.com.