Oct 31, 2014, 6:05 am
Last edit by: lifeonthego_k
I'm going to update this first post as more info flows in to create a 'master list' of all credit cards that offer a decent way of accruing miles - so please help out!
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
The 'Best credit cards for KF miles accrual' master thread
Sep 9, 2014, 11:32 pm
#3332
formerly Fly-Swiss
Join Date: Dec 2005
Location: SIN
Programs: SQ
Posts: 878
https://sg.anz.com/ANZPrivileges/pro...t-benefits.jsp
can anyone confirm if this still applies to the travel card? Their communication is shaky. I just cancelled my ez-reload and I now see this...
Sep 10, 2014, 12:35 am
#3333
Join Date: May 2004
Location: SIN (LEJ once a year)
Programs: SQ, LH, BA, IHG Diamond AMB, HH Gold, SLH Indulged, Accor Gold, Hyatt Discoverist
Posts: 7,741
If none of the above applies just figure out which one of your cards will yield the highest miles per $ and link it to that one.
Sep 10, 2014, 6:02 pm
#3334
Join Date: Sep 2010
Programs: AZ FA+, A3 G, AB G | IHG RA, HGP D, FPC P, Accor P, BW D, HH D, Eleva, GHA P, 1862 Voyager
Posts: 1,852
Plus after that I forgot I had a reservation that was prepaid on the card and the hotel only charged it just prior to my arrival.
Sep 11, 2014, 3:24 am
#3335
Join Date: Jul 2012
Posts: 106
The UOB Visa Signature can be a pain to keep track when traveling. I just exceeded my monthly limit from just a few night's hotel stays in Europe.
Plus after that I forgot I had a reservation that was prepaid on the card and the hotel only charged it just prior to my arrival.
Plus after that I forgot I had a reservation that was prepaid on the card and the hotel only charged it just prior to my arrival.
Sep 11, 2014, 5:30 am
#3336
Join Date: Jan 2013
Location: Sin
Programs: AsiaMiles , krisflyer , UA
Posts: 14
Hello all
I'm quite a noob here and you guys are seriously A-Mazing.
Citigold having a welcome 30000miles for deposits of $200k
And the client acquisition officer who open the account for me
Was nice enough to ask me to quote any family/friends who have
Any citibank relationship to get the $200 referral taka voucher.
Only drawback is that u gotta keep the money there for 3months
http://www.citibank.com.sg/citigold/welcome_prog.htm
Std Chtd has a even better welcome package for the same amount
Giving 60000 miles.
But since I have a banking relationship with them
I'm not eligible
https://www.sc.com/sg/priority/promotion/ntb/
I'm not sure whether this offer is fantastic enough but it sure sounds not bad for a noob like me
I'm quite a noob here and you guys are seriously A-Mazing.
Citigold having a welcome 30000miles for deposits of $200k
And the client acquisition officer who open the account for me
Was nice enough to ask me to quote any family/friends who have
Any citibank relationship to get the $200 referral taka voucher.
Only drawback is that u gotta keep the money there for 3months
http://www.citibank.com.sg/citigold/welcome_prog.htm
Std Chtd has a even better welcome package for the same amount
Giving 60000 miles.
But since I have a banking relationship with them
I'm not eligible
https://www.sc.com/sg/priority/promotion/ntb/
I'm not sure whether this offer is fantastic enough
but it sure sounds not bad for a noob like me
Last edited by SCRUFFYPENNE; Sep 11, 2014 at 5:39 am Reason: Broken links
Sep 11, 2014, 10:52 am
#3337
Join Date: Sep 2005
Location: SIN
Programs: SQ, UA, Delta, BMI(RIP), Marriott Lifetime Titanium, Hilton Diamond (Thanks Amex) Hyatt Discov
Posts: 1,942
Hello all
I'm quite a noob here and you guys are seriously A-Mazing.
Citigold having a welcome 30000miles for deposits of $200k
And the client acquisition officer who open the account for me
Was nice enough to ask me to quote any family/friends who have
Any citibank relationship to get the $200 referral taka voucher.
Only drawback is that u gotta keep the money there for 3months
http://www.citibank.com.sg/citigold/welcome_prog.htm
Std Chtd has a even better welcome package for the same amount
Giving 60000 miles.
But since I have a banking relationship with them
I'm not eligible
https://www.sc.com/sg/priority/promotion/ntb/
I'm not sure whether this offer is fantastic enough but it sure sounds not bad for a noob like me
I'm quite a noob here and you guys are seriously A-Mazing.
Citigold having a welcome 30000miles for deposits of $200k
And the client acquisition officer who open the account for me
Was nice enough to ask me to quote any family/friends who have
Any citibank relationship to get the $200 referral taka voucher.
Only drawback is that u gotta keep the money there for 3months
http://www.citibank.com.sg/citigold/welcome_prog.htm
Std Chtd has a even better welcome package for the same amount
Giving 60000 miles.
But since I have a banking relationship with them
I'm not eligible
https://www.sc.com/sg/priority/promotion/ntb/
I'm not sure whether this offer is fantastic enough
but it sure sounds not bad for a noob like me
Sep 11, 2014, 10:57 am
#3338
Join Date: Sep 2005
Location: SIN
Programs: SQ, UA, Delta, BMI(RIP), Marriott Lifetime Titanium, Hilton Diamond (Thanks Amex) Hyatt Discov
Posts: 1,942
Hello all
I'm quite a noob here and you guys are seriously A-Mazing.
Citigold having a welcome 30000miles for deposits of $200k
And the client acquisition officer who open the account for me
Was nice enough to ask me to quote any family/friends who have
Any citibank relationship to get the $200 referral taka voucher.
Only drawback is that u gotta keep the money there for 3months
http://www.citibank.com.sg/citigold/welcome_prog.htm
Std Chtd has a even better welcome package for the same amount
Giving 60000 miles.
But since I have a banking relationship with them
I'm not eligible
https://www.sc.com/sg/priority/promotion/ntb/
I'm not sure whether this offer is fantastic enough but it sure sounds not bad for a noob like me
I'm quite a noob here and you guys are seriously A-Mazing.
Citigold having a welcome 30000miles for deposits of $200k
And the client acquisition officer who open the account for me
Was nice enough to ask me to quote any family/friends who have
Any citibank relationship to get the $200 referral taka voucher.
Only drawback is that u gotta keep the money there for 3months
http://www.citibank.com.sg/citigold/welcome_prog.htm
Std Chtd has a even better welcome package for the same amount
Giving 60000 miles.
But since I have a banking relationship with them
I'm not eligible
https://www.sc.com/sg/priority/promotion/ntb/
I'm not sure whether this offer is fantastic enough
but it sure sounds not bad for a noob like me15,000 KrisFlyer miles for a minimum deposit placement of SGD150,000 or
USD120,000, or;
(ii) 40,000 KrisFlyer miles for a minimum deposit placement of SGD300,000 or
USD240,000
Not worth it, in my opinion. The interest they pay you on the deposit is lousy, and at 2 cents a mile, the value of the SQKF points they give you is not that much in comparision to the opportunity cost of locking the money up for six months
Sep 11, 2014, 11:36 am
#3339
Join Date: Jan 2013
Location: Sin
Programs: AsiaMiles , krisflyer , UA
Posts: 14
DBS has similar offers
15,000 KrisFlyer miles for a minimum deposit placement of SGD150,000 or
USD120,000, or;
(ii) 40,000 KrisFlyer miles for a minimum deposit placement of SGD300,000 or
USD240,000
Not worth it, in my opinion. The interest they pay you on the deposit is lousy, and at 2 cents a mile, the value of the SQKF points they give you is not that much in comparision to the opportunity cost of locking the money up for six months
15,000 KrisFlyer miles for a minimum deposit placement of SGD150,000 or
USD120,000, or;
(ii) 40,000 KrisFlyer miles for a minimum deposit placement of SGD300,000 or
USD240,000
Not worth it, in my opinion. The interest they pay you on the deposit is lousy, and at 2 cents a mile, the value of the SQKF points they give you is not that much in comparision to the opportunity cost of locking the money up for six months
i do agree with ya.
6months is quite a long period to lock up those funds.
and sorry no offence but
DBS has one of the worse RMs i have seen.
Sep 12, 2014, 11:00 am
#3341
Join Date: Apr 2007
Location: Anywhere
Posts: 6,576
Citigold having a welcome 30000miles for deposits of $200k
And the client acquisition officer who open the account for me
Was nice enough to ask me to quote any family/friends who have
Any citibank relationship to get the $200 referral taka voucher.
Only drawback is that u gotta keep the money there for 3months
http://www.citibank.com.sg/citigold/welcome_prog.htm
Std Chtd has a even better welcome package for the same amount
Giving 60000 miles.
But since I have a banking relationship with them
I'm not eligible
https://www.sc.com/sg/priority/promotion/ntb/
I'm not sure whether this offer is fantastic enough but it sure sounds not bad for a noob like me
And the client acquisition officer who open the account for me
Was nice enough to ask me to quote any family/friends who have
Any citibank relationship to get the $200 referral taka voucher.
Only drawback is that u gotta keep the money there for 3months
http://www.citibank.com.sg/citigold/welcome_prog.htm
Std Chtd has a even better welcome package for the same amount
Giving 60000 miles.
But since I have a banking relationship with them
I'm not eligible
https://www.sc.com/sg/priority/promotion/ntb/
I'm not sure whether this offer is fantastic enough
but it sure sounds not bad for a noob like meBut for SCB, $150K needs to be in current or savings account earning paltry interest. But if you invest remainder $50K you will earn 90,000 miles in total.
But be careful about foreign currency lifting fees if depositing any currency other than SGD in SCB... you lose 1.5% when depositing foreign currencies (may be waived for USD checking account) and ANOTHER 1.5% on withdrawal. And SCB is very sneaky. Must be brand new relationship only. If you have even a credit card, you fail to qualify for the promo.
Sep 15, 2014, 11:10 pm
#3342
Join Date: Feb 2010
Posts: 819
10/09/2014
*EVA AIRWAYS CORPORATIO TAOYUAN TW TWD 410.00
SGD 17.71
This is for EVA Air SkyShop. http://eservice.evaair.com/Preorder/default.aspx
Cannot charge to Citi Rewards Card!!
MCC code is 3084: EVA Air!!
Same for Thai Airways Inflight Duty Free. MCC Code: 5309. Luckily this one I charged to UOB PRVI Miles. Cannot charge to Citi Rewards Card!!
I think ALL Inflight duty free sales cannot charge to Citi Rewards Card.
But SHIN KONG MITSUKOSHI Dept Store Taipei can earn 10x Citidollars with Citi Rewards Card. MCC Code: 5311.
Updated the excel file.
*EVA AIRWAYS CORPORATIO TAOYUAN TW TWD 410.00
SGD 17.71
This is for EVA Air SkyShop. http://eservice.evaair.com/Preorder/default.aspx
Cannot charge to Citi Rewards Card!!
MCC code is 3084: EVA Air!!
Same for Thai Airways Inflight Duty Free. MCC Code: 5309. Luckily this one I charged to UOB PRVI Miles. Cannot charge to Citi Rewards Card!!
I think ALL Inflight duty free sales cannot charge to Citi Rewards Card.
But SHIN KONG MITSUKOSHI Dept Store Taipei can earn 10x Citidollars with Citi Rewards Card. MCC Code: 5311.
Updated the excel file.
Last edited by vsepr; Sep 15, 2014 at 11:19 pm
Sep 16, 2014, 1:15 am
#3344
Join Date: Feb 2010
Posts: 819
11 Sep 2014
12 Sep 2014
KING POWER IN FLIGHT BANGKOK TH
THB 1,133.00
SGD 46.17
Don't even have the word "Thai Airways".
Btw, I bought the Thai Airways A380 aircraft model. Got coupon for US$5 discount, so worth it.
Anyway, to earn 10x Citidollars with Citi Rewards Card overseas like Japan is really a guessing game.
At Shin-Chitose Airport, I bought soft ice-cream at shops that sell ice-cream, milkshakes, cakes like a cafe, 1 name is called Le Tao, I charge to Citi PM, the charge code is 5311, should charge to Citi Rewards Card.
I bought Shiroi Koibito at airport shops that sells boxes Japanese Sweets. Guess what? The MCC code is 5947, Gift, Card, Novelty, and Souvenir Shops.
Then I went food court a level 4, I used UOB Preferred AMEX. Did not get 10x even though I bought food because the MCC code is not 5812/3/4. It's 5399 Miscellaneous General Merchandise. So annoying.
But for ANA Festa at Kansai Airport, its like a convenience or souvenir store where I bought bread to eat. The MCC Code is 5311, can earn 10x Citidollars.
I think it's best to use general spending card overseas, unless you are very sure to earn 10x points at that particular merchant.
Last edited by vsepr; Sep 16, 2014 at 1:52 am
Sep 16, 2014, 4:32 am
#3345
Join Date: May 2004
Location: SIN (LEJ once a year)
Programs: SQ, LH, BA, IHG Diamond AMB, HH Gold, SLH Indulged, Accor Gold, Hyatt Discoverist
Posts: 7,741
Hey thanks for that. Looks like we have similar travel plans. I'm heading to KIX next month and on to CTS after that. Le Tao with 10x Citi Rewards - ohhh yes - Double Frommage here I come 
.
I will keep the ANA Festa in mind too, but I agree in general I use a 2mls/$ card abroad for most spend in Japan unless it is a department store like Daimaru, Isetan or Taka where it should work okay on Citi Rewards. Too much hassle.
. I will keep the ANA Festa in mind too, but I agree in general I use a 2mls/$ card abroad for most spend in Japan unless it is a department store like Daimaru, Isetan or Taka where it should work okay on Citi Rewards. Too much hassle.