Marriott Bonvoy UK Debit Card
Jan 23, 2026 | 11:27 pm
#47
Join Date: Jul 2013
Posts: 881
You can use a +1 mobile number during the application process for the UK debit card.
Feb 10, 2026 | 8:57 am
#48
Join Date: Jul 2025
Location: VRN
Posts: 9
Hi there, I am based in mainland Europe and have no ties to UK, but do have friends who live there.
I'm thinking of getting an esim and opening an online digital account; it seems Monzo is the easiest one, any other suggestions?
Then, I should be able to apply to AMEX UK Marriott using my credit history on AMEX in my own country & apply for the Currensea mastercard, while supplying my friends' UK address.
Do you reckon this could work?
I'm thinking of getting an esim and opening an online digital account; it seems Monzo is the easiest one, any other suggestions?
Then, I should be able to apply to AMEX UK Marriott using my credit history on AMEX in my own country & apply for the Currensea mastercard, while supplying my friends' UK address.
Do you reckon this could work?
Feb 10, 2026 | 10:16 am
#49
Join Date: Mar 2014
Location: UK / Dubai
Programs: QR Silver (Ex BA post 2025), Marriott Bonvoy Titanium, Heathrow Rewards Premium, Tesco Clubcard
Posts: 840
I'd be interested to know the reasons why people have this card over the Marriott Bonvoy credit cards.
With a debit card, you don't get Section 75 protection (which is pretty crucial IMO), nor do you build up your credit rating.
With a debit card, you don't get Section 75 protection (which is pretty crucial IMO), nor do you build up your credit rating.
Feb 10, 2026 | 10:45 am
#50
Join Date: Dec 2018
Location: London
Programs: Executive Club - Gold, HH - Gold, Marriott - Titanium
Posts: 475
I have both the Amex and this debit card. First of all thats 30 nights.
Second of all Amex sucks at holidays. Stupid high FX fees.
why would I want to pay an extra 2.99% just because im on holiday!!!
Amex in other countries doesnt have a FX fee.
Second of all Amex sucks at holidays. Stupid high FX fees.
why would I want to pay an extra 2.99% just because im on holiday!!!
Amex in other countries doesnt have a FX fee.
Feb 10, 2026 | 3:21 pm
#51
Original Poster
Join Date: Nov 2018
Location: London
Programs: BA Silver, Marriott Titanium (LTG), LH Senator, Hilton Gold
Posts: 1,438
Free spending abroad with Marriott points.
Why wouldnt you get this for the cost of what can be less than one night in a Marriott property?
Feb 11, 2026 | 1:39 am
#52
Join Date: May 2025
Location: North Wales
Programs: Flying Blue Plat4Life, BA Gold, Hilton Diamond, IHG Diamond, Marriott Titanium, ALL Plat, Hyatt Glob
Posts: 31
Feb 11, 2026 | 1:43 am
#53
FlyerTalk Evangelist
Join Date: Feb 2004
Location: London
Programs: BA, VS, HH, IHG, MB, MR
Posts: 27,211
S75 is not crucial for 99% of your payments by volume, unless there is a reason I may need to get a refund off Starbucks.
credit rating - come on, how old are you? In the UK the average member of a frequent flyer scheme is 46 years old (Virgin Atlantic data), average income high. I know what % of UK cobrand credit cardholders ever pay interest and it is not far off zero. Credit rating concerns are for 21 year olds in 25k jobs. In any case you are unlikely to use Marriott as your primary card in the UK.
credit rating - come on, how old are you? In the UK the average member of a frequent flyer scheme is 46 years old (Virgin Atlantic data), average income high. I know what % of UK cobrand credit cardholders ever pay interest and it is not far off zero. Credit rating concerns are for 21 year olds in 25k jobs. In any case you are unlikely to use Marriott as your primary card in the UK.