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Sapphire Reserve $75k spend benefits

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Old Oct 26, 2025 | 1:36 am
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Sapphire Reserve $75k spend benefits

First World Problem: After having to await until 10/26 to get my JPMR benefits as a legacy cardholder, I was just informed I need to wait another two weeks for the >$75K spend benefits to become unlocked. Makes sense to make your high rollers wait?
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Old Oct 26, 2025 | 4:04 am
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Originally Posted by 747FC
First World Problem: After having to await until 10/26 to get my JPMR benefits as a legacy cardholder, I was just informed I need to wait another two weeks for the >$75K spend benefits to become unlocked. Makes sense to make your high rollers wait?
Yeah, same boat for me. Im guessing its more about how their systems work than any attempt to be stingy. Southwest A-list status right now would be nice right now, but a couple of weeks from now works for me. Same for the $500 credit that will be good through 2026.
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Old Oct 26, 2025 | 8:34 am
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didnt realize there would be more waiting!

Also, am I correct that to use the Southwest credits, I must book via the Chase portal, and then they will be credited retroactively? Does anyone know which credit gets primacy (SW vs general $300 travel credit?).

I dont want to book SW thinking theyll apply the SW credit only to have used my general travel credit! Thanks


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Old Oct 27, 2025 | 7:14 am
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Sapphire Reserve $75k spend benefits

Has anyone gotten IHG Diamond to work yet once over $75k? It says "locked" for me
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Old Oct 27, 2025 | 8:03 am
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Originally Posted by mahasamatman
It also appears that we have to wait for the $75K benefits until our next statement date. Not a big issue, but there are a couple that are interesting.
Originally Posted by Mr. BoH
Has anyone gotten IHG Diamond to work yet once over $75k? It says "locked" for me
Mine says I've met the spending threshold and it will become available with my next statement cycle, which starts on the 6th, so hopefully then.

Originally Posted by smartytravel
I've added Apple Music. Oh man, just like Apple TV, how unadapted it is to Car Play.... You can't even search for songs or music on the screen.

Useless. But Ill make Chase pay for every "perk" that they offer which doesn't require me to spend extra.
I've been using Apple Music at the gym and I still like Spotify better. Apple seems to only want to play groups that I've never heard of.
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Old Oct 27, 2025 | 8:34 am
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Originally Posted by Mr. BoH
Has anyone gotten IHG Diamond to work yet once over $75k? It says "locked" for me
Same here, even though I'm well over the annual spend threshold.

Which is particularly odd because the other two benefits that are triggered by the $75,000 annual spend threshold -- the $500 WN travel credit and WN A-List status -- indicate: "You met your spend goal! This benefit will unlock in your next statement cycle."

Last edited by SAT Lawyer; Oct 27, 2025 at 8:53 am
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Old Oct 27, 2025 | 10:39 am
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This locking of 75k threshold benefits is pretty annoying and, in my opinion, not communicated well by Chase in advance. I'm a very infrequent WN flyer but heading to a wedding in Chicago in a couple weeks. Perfect opportunity to fly WN and use the credit. Logged in yesterday assuming it would be active only to find out the credit won't be available until after I was going to fly. So now I'm going to pay a premium to book the tickets since I"m now just inside the 14 day window.

Zero empathy from Chase or acknowledgement that this wasn't sufficiently disclosed for those that exceeded the spend threshold well in advance of Oct 26. Ugh.
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Old Oct 27, 2025 | 5:41 pm
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Originally Posted by SAT Lawyer
Same here, even though I'm well over the annual spend threshold.

Which is particularly odd because the other two benefits that are triggered by the $75,000 annual spend threshold -- the $500 WN travel credit and WN A-List status -- indicate: "You met your spend goal! This benefit will unlock in your next statement cycle."
You would think they would have it better organized as the benefit has been around for newer card members since early summer
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Old Oct 27, 2025 | 5:55 pm
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Originally Posted by SAT Lawyer
Which is particularly odd because the other two benefits that are triggered by the $75,000 annual spend threshold -- the $500 WN travel credit and WN A-List status -- indicate: "You met your spend goal! This benefit will unlock in your next statement cycle."
The app presents this much better than the website.
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Old Oct 27, 2025 | 6:05 pm
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Originally Posted by mahasamatman
The app presents this much better than the website.
You are correct. On the App, it indicates, for me: "You met your spend goal! Your additional benefits will unlock in your next statement cycle," which is followed by listing the locked benefits of IHG Diamond, WN A-List status, and the $500 WN credit.

To a point that belynch made earlier, it is unfortunate that Chase will apparently delay unlocking the $75,000+ annual spend benefits until the next statement cycle for those of us who already met the spend requirement as of our already-passed last billing cycle or even earlier in the year.
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Old Oct 27, 2025 | 6:12 pm
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Originally Posted by SAT Lawyer
To a point that belynch made earlier, it is unfortunate that Chase will apparently delay unlocking the $75,000+ annual spend benefits until the next statement cycle for those of us who already met the spend requirement as of our already-passed last billing cycle or even earlier in the year.
It is disappointing, but not as disappointing (for us) as the fact that our annual fee comes up on Saturday, so we get less than one week with the new benefits and old annual fee. Some people won't have to pay the new annual fee for another year.
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Old Oct 28, 2025 | 4:53 pm
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Originally Posted by SAT Lawyer
You are correct. On the App, it indicates, for me: "You met your spend goal! Your additional benefits will unlock in your next statement cycle," which is followed by listing the locked benefits of IHG Diamond, WN A-List status, and the $500 WN credit.

To a point that belynch made earlier, it is unfortunate that Chase will apparently delay unlocking the $75,000+ annual spend benefits until the next statement cycle for those of us who already met the spend requirement as of our already-passed last billing cycle or even earlier in the year.
Yeah this is pretty annoying. My statement cycle doesnt close until the 20th, so I am basically waiting a whole extra month for no reason. I had even made an IHG booking for early November in expectation of having benefits. Maybe Ill look at a different chain instead.
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Old Oct 29, 2025 | 10:27 am
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yeah I'm in the same boat - I have 75,000 spend last month and was hoping to use IHG status after October 26th. Instead, I will now wait another month (who begins new travel planning on Thanksgiving week?). I'm pretty sure they are going to lose a customer.
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Old Oct 29, 2025 | 11:16 am
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Originally Posted by belynch
This locking of 75k threshold benefits is pretty annoying and, in my opinion, not communicated well by Chase in advance.

I wonder if Chase really thought this through and decided to play a silly game with likely most valuable customers (including investment accounts and interchange fees) or were the executives asleep at the wheel?
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Old Oct 30, 2025 | 7:25 pm
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My IHG Diamond and WN A-List status activation unlocked today, which was a welcome development.

The upgrade to IHG Diamond occurred instantly, and IHG Diamond, in turn, is unlocking Hertz President's Circle status.
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