Earning status via credit cards vs EQNs
#1
Original Poster
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Join Date: Jul 2003
Location: Florida
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Earning status via credit cards vs EQNs
I wonder if OP gets the Bold card before the upcoming change in July, would he get 15 nights instead of the new 5 nights July onward?
Would Chase take back the 15 nights awarded at card opening then replace with the 5 nights come July? I doubt that.
Would Chase take back the 15 nights awarded at card opening then replace with the 5 nights come July? I doubt that.
#2




Join Date: Jun 2019
Location: NYC/DC
Programs: AA, Bonvoy, Delta, Amtrak, JB
Posts: 1,835
Regarding the impending adjustments to the Bonvoy Bold program, I don't anticipate any negative impact. The alteration that would affect me concerns the elite night credits. However, the forthcoming changes appear advantageous. My understanding is that at the commencement of my qualifying year, I'll receive silver status, (which by my calculation is 15 nights (matching my current benefit) plus an additional 5 elite nights. This totals 20 nights, compared to the 15 I presently receive. Am I miscalculating?
#3




Join Date: Jun 2019
Location: NYC/DC
Programs: AA, Bonvoy, Delta, Amtrak, JB
Posts: 1,835
You got it all wrong.
You confuse the needed Elite qualifying nights with the Elite status itself. The former is the eligible nights earned to qualify your next year status. The latter is the status you have, it does NOT carry ANY eligible night...
Instead of granting 15 elite nights now, upon July changes, Bold will only give 5 elite nights.
There is no such thing of 5 nights from Silver status, add on the current 15 elite nights. It is the 15 elite nights will be no more, and you only get 5 elite nights holding Bold starting January 2025 for existing cardholders and for new applications after Jul 11th 2024.
You will still get Silver, but you will only get 5 elite nights versus currently 15 elite nights.
Silver gives you zilch at Marriott, even Gold does not get much.
Changes to Chase Marriott Bonvoy Bold Elite Nights
You confuse the needed Elite qualifying nights with the Elite status itself. The former is the eligible nights earned to qualify your next year status. The latter is the status you have, it does NOT carry ANY eligible night...
Instead of granting 15 elite nights now, upon July changes, Bold will only give 5 elite nights.
There is no such thing of 5 nights from Silver status, add on the current 15 elite nights. It is the 15 elite nights will be no more, and you only get 5 elite nights holding Bold starting January 2025 for existing cardholders and for new applications after Jul 11th 2024.
You will still get Silver, but you will only get 5 elite nights versus currently 15 elite nights.
Silver gives you zilch at Marriott, even Gold does not get much.
Changes to Chase Marriott Bonvoy Bold Elite Nights
Currently, if you were to apply for a bold card: You would immediately receive 15 Elite Night credits towards the next level of the program status. If you have 0 nights this immediate endowment will give you silver status. That is what has happened to me each year for the two years that I have had the card. So 15 elite nights = silver status.
With the July change: if you do not have the card, you will still need 15 elite nights to reach silver status.
With the July change: Bold cardholders will be given silver status automatically. In addition to this, they will also be granted 5 elite nights. If I will receive silver status immediately, how is this not the same as the previous endowment of 15 elite nights that would have given me silver if starting from 0 nights? And if I am being granted 5 elite nights in addition to this automatic silver status, how is this not technically 20 elite nights total?
Under the current plan: I need 25 nights to get to gold. When i am given the 15 elite night credit I just need 10 more elite nights to reach gold
Come July: I will be given silver automatically and to get to gold at 25 nights, I will just need 10 more elite nights from silver status.
The only how the July change could be a negative impact is if there is no resetting of accounts to 0 as is done with airline FF programs.
#4




Join Date: Jan 2016
Location: SFO
Programs: Marriott Ti/LTP
Posts: 1,414
Under the current plan: I need 25 nights to get to gold. When i am given the 15 elite night credit I just need 10 more elite nights to reach gold
Come July: I will be given silver automatically and to get to gold at 25 nights, I will just need 10 more elite nights from silver status.
Come July: I will be given silver automatically and to get to gold at 25 nights, I will just need 10 more elite nights from silver status.
#5
FlyerTalk Evangelist




Join Date: Mar 2002
Location: Saipan, MP 96950 USA (Commonwealth of the Northern Mariana Islands = the CNMI)
Programs: UA Silver, Hilton Silver. Life: UA .60 MM, United & Admirals Clubs (spousal), Marriott Platinum
Posts: 17,930
With the July change: Bold cardholders will be given silver status automatically. In addition to this, they will also be granted 5 elite nights. If I will receive silver status immediately, how is this not the same as the previous endowment of 15 elite nights that would have given me silver if starting from 0 nights? And if I am being granted 5 elite nights in addition to this automatic silver status, how is this not technically 20 elite nights total?
Under the current plan: I need 25 nights to get to gold. When i am given the 15 elite night credit I just need 10 more elite nights to reach gold
Come July: I will be given silver automatically and to get to gold at 25 nights, I will just need 10 more elite nights from silver status.
Under the current plan: I need 25 nights to get to gold. When i am given the 15 elite night credit I just need 10 more elite nights to reach gold
Come July: I will be given silver automatically and to get to gold at 25 nights, I will just need 10 more elite nights from silver status.
10 EQN = Silver Elite
25 EQN = Gold Elite
50 EQN = Platinum Elite
75 EQN = Titanium Elite
100 EQN + $23K spend = Ambassador Elite
Note that, as GoSh4rks points out, attaining Marriott BONV
The only EQN you get are what the credit card contract provides for, that is, 5 (Bold) (starting in July if EQN not received previously), 15, or 25 (Brilliant) EQN. They do not come "from" the Elite status.
Having received 15 EQN from a Bold card in early 2024, one will receive neither a decrease to nor an increase of 5 EQN, and 10 additional EQN will be required this year to make Gold. Receiving 5 EQN in early 2025 from a Bold card, 20 additional EQN will be required to make Gold then.
Last edited by SPN Lifer; May 4, 2024 at 9:29 pm
#6




Join Date: Jun 2019
Location: NYC/DC
Programs: AA, Bonvoy, Delta, Amtrak, JB
Posts: 1,835
If you join Bonvoy program today, and Bonvoy grants you silver status automatically, how many elite nights will you need to get to gold status?
#7
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Join Date: Feb 2020
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If you join the Bonvoy program today, and Bonvoy grants you gold status automatically, how many elite nights will you need to get to gold status?
If you join Bonvoy program today, and Bonvoy grants you silver status automatically, how many elite nights will you need to get to gold status?
If you join Bonvoy program today, and Bonvoy grants you silver status automatically, how many elite nights will you need to get to gold status?
#8
FlyerTalk Evangelist




Join Date: Mar 2002
Location: Saipan, MP 96950 USA (Commonwealth of the Northern Mariana Islands = the CNMI)
Programs: UA Silver, Hilton Silver. Life: UA .60 MM, United & Admirals Clubs (spousal), Marriott Platinum
Posts: 17,930
So if one were a Silver Elite, but had no EQN for the year thus far, one would need the full 25 EQN to reach Gold Elite.
Last edited by SPN Lifer; May 4, 2024 at 9:31 pm
#9




Join Date: Jun 2019
Location: NYC/DC
Programs: AA, Bonvoy, Delta, Amtrak, JB
Posts: 1,835
10 nights = silver status
25 nights = gold status
You seem to be stating that if you are granted silver status automatically, you will still need to stay 25 more nights to get to gold. I am saying that cannot be correct. By my calculations, if you are granted silver status you will only need to stay an additional 15 nights before reaching gold (25-10).
#10




Join Date: Jun 2019
Location: NYC/DC
Programs: AA, Bonvoy, Delta, Amtrak, JB
Posts: 1,835
You can earn a status with no Elite Night Credit (through a credit card) - if so, you need to earn all of the ENC to get the next status (no boost). Some CCs give a number of ENC - then you need to earn the difference to get the next status. For example, the US Bonvoy Brilliant gives Platinum status and 25 ENC - to get Titanium, you need to get 50 more ENC, not just 25 - even though you are already Platinum.
#11
FlyerTalk Evangelist




Join Date: Mar 2002
Location: Saipan, MP 96950 USA (Commonwealth of the Northern Mariana Islands = the CNMI)
Programs: UA Silver, Hilton Silver. Life: UA .60 MM, United & Admirals Clubs (spousal), Marriott Platinum
Posts: 17,930
I am not follow your line of reasoning. According to the Bonvoy literature:
10 nights = silver status
25 nights = gold status
You seem to be stating that if you are granted silver status automatically, you will still need to stay 25 more nights to get to gold. I am saying that cannot be correct. By my calculations, if you are granted silver status you will only need to stay an additional 15 nights before reaching gold (25-10). [Emphasis added.]
10 nights = silver status
25 nights = gold status
You seem to be stating that if you are granted silver status automatically, you will still need to stay 25 more nights to get to gold. I am saying that cannot be correct. By my calculations, if you are granted silver status you will only need to stay an additional 15 nights before reaching gold (25-10). [Emphasis added.]
Being granted Marriott BONV

Until you can understand this central principle, sadly, your calculations will be in error.
Last edited by SPN Lifer; May 4, 2024 at 9:39 pm
#12



Join Date: Dec 2014
Location: Lisbon
Programs: Marriott Bonvoy Titanium, IHG Platinum, BAEC Silver, TK Miles & Smiles Elite
Posts: 2,508
I am not follow your line of reasoning. According to the Bonvoy literature:
10 nights = silver status
25 nights = gold status
You seem to be stating that if you are granted silver status automatically, you will still need to stay 25 more nights to get to gold. I am saying that cannot be correct. By my calculations, if you are granted silver status you will only need to stay an additional 15 nights before reaching gold (25-10).
10 nights = silver status
25 nights = gold status
You seem to be stating that if you are granted silver status automatically, you will still need to stay 25 more nights to get to gold. I am saying that cannot be correct. By my calculations, if you are granted silver status you will only need to stay an additional 15 nights before reaching gold (25-10).
That's where your assumption is incorrect. That's what people here have been telling you in multiple posts.
Your credit card may give you a certain level of status but that does not add the equivalent number of EQNs to your annual total. Just check your Bonvoy account numbers if you think there's some doubt here. I'm not an expert on US credit cards but if your card gave you Silver status and 15 EQNs then there's clearly no correlation between the card EQNs and the Bonvoy status (which would require 10 EQNs) that it gives you.
You want Platinum? Your Bonvoy account must count up to 50 (or pay for that US card that gives Platinum).
#13
FlyerTalk Evangelist




Join Date: Feb 2020
Location: USA
Programs: MB Ambassador, WOH Globalist, HH Diamond (Aspire), IHG Plat (CC), UA (*G) Gold, AA Plat (OWS)
Posts: 10,028
Regarding the impending adjustments to the Bonvoy Bold program, I don't anticipate any negative impact. The alteration that would affect me concerns the elite night credits. However, the forthcoming changes appear advantageous. My understanding is that at the commencement of my qualifying year, I'll receive silver status, (which by my calculation is 15 nights (matching my current benefit) plus an additional 5 elite nights. This totals 20 nights, compared to the 15 I presently receive. Am I miscalculating?
If OP is talking about a different card or a different country, they should specify what they mean by Bonvoy Visa
#14
Original Poster
FlyerTalk Evangelist


Join Date: Jul 2003
Location: Florida
Posts: 30,341
I believe you are misunderstanding the impact of the changes:
Currently, if you were to apply for a bold card: You would immediately receive 15 Elite Night credits towards the next level of the program status. If you have 0 nights this immediate endowment will give you silver status. That is what has happened to me each year for the two years that I have had the card. So 15 elite nights = silver status.
With the July change: if you do not have the card, you will still need 15 elite nights to reach silver status.
With the July change: Bold cardholders will be given silver status automatically. In addition to this, they will also be granted 5 elite nights. If I will receive silver status immediately, how is this not the same as the previous endowment of 15 elite nights that would have given me silver if starting from 0 nights? And if I am being granted 5 elite nights in addition to this automatic silver status, how is this not technically 20 elite nights total?
Under the current plan: I need 25 nights to get to gold. When i am given the 15 elite night credit I just need 10 more elite nights to reach gold
Come July: I will be given silver automatically and to get to gold at 25 nights, I will just need 10 more elite nights from silver status.
The only how the July change could be a negative impact is if there is no resetting of accounts to 0 as is done with airline FF programs.
Currently, if you were to apply for a bold card: You would immediately receive 15 Elite Night credits towards the next level of the program status. If you have 0 nights this immediate endowment will give you silver status. That is what has happened to me each year for the two years that I have had the card. So 15 elite nights = silver status.
With the July change: if you do not have the card, you will still need 15 elite nights to reach silver status.
With the July change: Bold cardholders will be given silver status automatically. In addition to this, they will also be granted 5 elite nights. If I will receive silver status immediately, how is this not the same as the previous endowment of 15 elite nights that would have given me silver if starting from 0 nights? And if I am being granted 5 elite nights in addition to this automatic silver status, how is this not technically 20 elite nights total?
Under the current plan: I need 25 nights to get to gold. When i am given the 15 elite night credit I just need 10 more elite nights to reach gold
Come July: I will be given silver automatically and to get to gold at 25 nights, I will just need 10 more elite nights from silver status.
The only how the July change could be a negative impact is if there is no resetting of accounts to 0 as is done with airline FF programs.
First of all - Silver status is USELESS in BonVoy program. But you seem to get hung up on it because it is still an "elite" tier. However what benefits this tier gives you are FAR MORE IMPORTANT THAN THE NAME ITSELF! That is why Chase and BonVoy are playing the trick to FOOL people by cutting the most important benefit then give a phony "benefit" to cover the big negativity.
I can see this age-old marketing trick does work, because you are the live example of how folks get fooled when they dont really understand the program.
MANY BonVoy elites own Bold Card solely for the 15 elite nights versus own the fee-based (also get a 35K anniversary FN) Boundless card. A personal and a business card together can stack to give 30 eligible nights just by owning the CCs. A unique feature of Bonvoy program if you will.
Or, you can shell out $650 AF for the AMEX Brilliant and be an instant Plat + receiving 25 eligible nights. However you will NOT receive the regular Plat annual benefit that ONLY can be earned from achieving 50 nights - you will need to add another 25 eligible nights to reach 50 nights in order to choose the annual benefit after achieving Plat, not a Plat from CC. You can check out what the annual benefits are.
By the same token, you will need to add 50 nights to achieve Titanium status which annual benefits incl a 40K FN cert which is what most Titanium folks choose.
When the 15 elite nights is reduced to 5 elite nights, the Bold card is basically a rubbish card due to the extremely poor earning.
Again, the value of Bold currently solely relies on the 15 elite nights without any cost. Without it, I dont see anybody has any analytical skill / understand how a program works, would still think it is worth owning. Of course it is a big YMMV as demonstrated here.
Last edited by Happy; May 3, 2024 at 9:47 am
#15




Join Date: Jun 2019
Location: NYC/DC
Programs: AA, Bonvoy, Delta, Amtrak, JB
Posts: 1,835
You still dont understand.
First of all - Silver status is USELESS in BonVoy program. But you seem to get hung up on it because it is still an "elite" tier. However what benefits this tier gives you are FAR MORE IMPORTANT THAN THE NAME ITSELF! That is why Chase and BonVoy are playing the trick to FOOL people by cutting the most important benefit then give a phony "benefit" to cover the big negativity.
I can see this age-old marketing trick does work, because you are the live example of how folks get fooled when they dont really understand the program.
MANY BonVoy elites own Bold Card solely for the 15 elite nights versus own the fee-based (also get a 35K anniversary FN) Boundless card. A personal and a business card together can stack to give 30 eligible nights just by owning the CCs. A unique feature of Bonvoy program if you will.
Or, you can shell out $650 AF for the AMEX Brilliant and be an instant Plat + receiving 25 eligible nights. However you will NOT receive the regular Plat annual benefit that ONLY can be earned from achieving 50 nights - you will need to add another 25 eligible nights to reach 50 nights in order to choose the annual benefit after achieving Plat, not a Plat from CC. You can check out what the annual benefits are.
By the same token, you will need to add 50 nights to achieve Titanium status which annual benefits incl a 40K FN cert which is what most Titanium folks choose.
When the 15 elite nights is reduced to 5 elite nights, the Bold card is basically a rubbish card due to the extremely poor earning.
Again, the value of Bold currently solely relies on the 15 elite nights without any cost. Without it, I dont see anybody has any analytical skill / understand how a program works, would still think it is worth owning. Of course it is a big YMMV as demonstrated here.
First of all - Silver status is USELESS in BonVoy program. But you seem to get hung up on it because it is still an "elite" tier. However what benefits this tier gives you are FAR MORE IMPORTANT THAN THE NAME ITSELF! That is why Chase and BonVoy are playing the trick to FOOL people by cutting the most important benefit then give a phony "benefit" to cover the big negativity.
I can see this age-old marketing trick does work, because you are the live example of how folks get fooled when they dont really understand the program.
MANY BonVoy elites own Bold Card solely for the 15 elite nights versus own the fee-based (also get a 35K anniversary FN) Boundless card. A personal and a business card together can stack to give 30 eligible nights just by owning the CCs. A unique feature of Bonvoy program if you will.
Or, you can shell out $650 AF for the AMEX Brilliant and be an instant Plat + receiving 25 eligible nights. However you will NOT receive the regular Plat annual benefit that ONLY can be earned from achieving 50 nights - you will need to add another 25 eligible nights to reach 50 nights in order to choose the annual benefit after achieving Plat, not a Plat from CC. You can check out what the annual benefits are.
By the same token, you will need to add 50 nights to achieve Titanium status which annual benefits incl a 40K FN cert which is what most Titanium folks choose.
When the 15 elite nights is reduced to 5 elite nights, the Bold card is basically a rubbish card due to the extremely poor earning.
Again, the value of Bold currently solely relies on the 15 elite nights without any cost. Without it, I dont see anybody has any analytical skill / understand how a program works, would still think it is worth owning. Of course it is a big YMMV as demonstrated here.
Whether Silver level is useless in the benefits it provides or not, is not in anyway relevant and not the point I am making. The point you do not seem to be able to grasp is the arithmetic calculations that get you to the various tiers and the impact the upcoming changes will have. For the last time:
The Bonvoy programs offers several level status. I will concentrate on just silver and gold levels to make the arithmetic simple.
If you are not a Bonvoy cardholder, you need 10 nights to reach silver and 25 nights to reach gold etc.
If you are a Bonvoy cardholder, you also need 10 nights to reach silver and 25 nights to reach gold.
Being a cardholder however, gives you a credit of 15 nights and thus to get to gold, you only need to stay 10 more nights (25-15 =10).
When the changes are enacted in July: cardholders will be given silver status and in addition 5 elite nights. If a cardholder desires to get to gold they only need to stay 10 more nights
Number of nights required for gold = 25
Silver status granted/equivalent nights = 10
Additional nights granted 5
So total number of nights a cardholder would need to stay to reach gold with the program change in July will still be 10 nights (25-10-5). Exactly as it currently is.
Last edited by AJNEDC; May 3, 2024 at 11:24 am

