Has anyone used this and, if so, how do they really pay?

I've used it before but prefer Ebates or MrRebates. You request payment of what's in your account(if you have $10 or more) and they mail it to you or you can have it sent to a PayPal account.

I've used it. Yes, they pay, and they're pretty good about investigating "missing" credit as well (when it happens). Ebates is also good, as mrthrifty mentioned... you should pick whichever has the higher rebate, and if they're tied, pick which one you like better. When shopping, I pick between Fatwallet, Ebates, uPromise, Citi Dividend Merchant Network, and occasionally MyPoints or Memolink, depending on which one gives the highest rebate (and they do differ a bit on most merchants).

BTW, FatWallet pays via PayPal regardless of how much you have in your account (no minimum required for PayPal; $10 minimum for checks), and you also get a one-time bonus of $5 after your first $5 in earnings.

FatWallet is awesome - and pays. As mentioned - they do either check or paypal - and payouts through paypal are very quick.

They have an excellent tracking system.

FW is good stuff. If you shop overstock and find a 12% coupon, it's even better. I use fw for whatever I can, and mypoints for my ebay purchases.

FW is awesome when combined with Restaurant.com and discounts. They give 10% on purchases at restaurant.com. When combined with 50% discount I just tokk, we just got 2 subs, drinks, chips, and cookies for lunch for under $5.00.

Definitely good stuff. Just be careful on the forums; it's a tougher crew than the AA board here.

Mike

Fatwallet is definitely one of the most reliable cashback programs, although rarely the one offering the highest rewards. It is very variable by partner so make sure you check the rewards on offer for the specific merchant (using RewardsDB.com for example ).

Also, agree with what has been said about the FW forums - they can be somewhat brutal at times...

I've been a member since 2001 and FatCash has definately performed par with Ebates. I personally use both, however I FatCash has paid out more on my preferred stores.

Yes, and the $5 sign-up bonus will show up in time. [I think it's 30-90 days after your first purchase?]

While I think you can opt for PayPal, I opted for a physical paper check. I am impressed by their turnaround time, which for me has been 3-5 business days after my request to the check arriving in my mailbox.

On a side note, I have noticed that Fatwallet now offers something no other rewards site/portal on the net currently offers: the ability when you earn cash back to earn not only you cash back but earn cash back for a respected charity of your choosing from a selection of organizations [at no penalty to you when you earn your own cash back].

Props to Fatwallet for your great social contribution in addition to cash payments to your members!

Yes. They pay. I bought a lot of $15 Ithaca and Binghamton, NY Entertainment Books minus a $10 discount (and free shipping), minus the FW $5 Rebates (got some $7 rebates for a December special). There were a couple of issues with a couple of orders that had more than one book, but those were cleared up and I have already got the money back for quite a few of them. You also get an extra percentage (10?) that you can donate to a choice of charities.
I have NO complaints. For some, the 3 month wait might be too long, but it was OK with me, and they want to make sure you don't return stuff and still get the money... I have nothing bad to say about them. After all, I got Entertainment Books for $0 or less. I sold a bunch of AA codes on EBAY as well as some coupons.

The charity thing was nice, but it's been discontinued.

I prefer Fatwallet to Ebates because you can request a check anytime you have $10 in your account. I believe Ebates only pays quarterly, although I haven't really kept up. Fatwallet also tends to have the merchants I want. I always request a physical check, and they come pretty quickly.

You should always request a check for the first payment as the $5 enrollment bonus can only be paid via check (and as noted b4, min $10 per check).

I've been very happy with Fatwallet, and their customer service is helpful. They do have the best cash back rate I've found for Priceline - 3%.

You can still donate charity bucks from Fatwallet until June 30, but the program is discontinued going forward.