Windshield Damage Claim
#1
Original Poster
Join Date: Apr 2015
Posts: 212
Windshield Damage Claim
Hey all,
I received a letter from National saying I owe money for a damaged windshield with an invoice.
No pictures, no proof - they say this:
‘There are never pictures for windshield claims as the technicians completing this work do not have the ability to take photos and upload them to our system.
The notes on the file reflect the damage was pointed out to you upon return, and the invoice serves as proof there was damage that required replacing the windshield.‘
How do I fight this? This isn’t cool.
I received a letter from National saying I owe money for a damaged windshield with an invoice.
No pictures, no proof - they say this:
‘There are never pictures for windshield claims as the technicians completing this work do not have the ability to take photos and upload them to our system.
The notes on the file reflect the damage was pointed out to you upon return, and the invoice serves as proof there was damage that required replacing the windshield.‘
How do I fight this? This isn’t cool.
#2
FlyerTalk Evangelist
Join Date: Mar 2004
Location: SGF
Programs: AS, AA, UA, AGR S (former 75K, GLD, 1K, and S+, now an elite peon)
Posts: 23,194
Hey all,
I received a letter from National saying I owe money for a damaged windshield with an invoice.
No pictures, no proof - they say this:
‘There are never pictures for windshield claims as the technicians completing this work do not have the ability to take photos and upload them to our system.
The notes on the file reflect the damage was pointed out to you upon return, and the invoice serves as proof there was damage that required replacing the windshield.‘
How do I fight this? This isn’t cool.
I received a letter from National saying I owe money for a damaged windshield with an invoice.
No pictures, no proof - they say this:
‘There are never pictures for windshield claims as the technicians completing this work do not have the ability to take photos and upload them to our system.
The notes on the file reflect the damage was pointed out to you upon return, and the invoice serves as proof there was damage that required replacing the windshield.‘
How do I fight this? This isn’t cool.
- demand pictures anyway (even though they said they don't have them)
- demand written proof that you were notified of the damages at return
- demand an actual invoice (not just an estimate) from the vendor who provided the windshield repair service showing proof they actually did pay for the windshield to get replaced
- demand fleet logs if they are assessing you any loss-of-use charges
The more things you request from them (and the fewer they are actually able to provide), the more chance they'll realize the claim isn't going to be one easily pinned on you and won, and the better chance they'll just drop it. Not a large chance, but better than zero.
#3
Original Poster
Join Date: Apr 2015
Posts: 212
Just sent a request to them to further prove this.
I never heard of a rental car agency not having pictures of damage.
I never heard of a rental car agency not having pictures of damage.
Same way you fight any damage claim.
The more things you request from them (and the fewer they are actually able to provide), the more chance they'll realize the claim isn't going to be one easily pinned on you and won, and the better chance they'll just drop it. Not a large chance, but better than zero.
- demand pictures anyway (even though they said they don't have them)
- demand written proof that you were notified of the damages at return
- demand an actual invoice (not just an estimate) from the vendor who provided the windshield repair service showing proof they actually did pay for the windshield to get replaced
- demand fleet logs if they are assessing you any loss-of-use charges
The more things you request from them (and the fewer they are actually able to provide), the more chance they'll realize the claim isn't going to be one easily pinned on you and won, and the better chance they'll just drop it. Not a large chance, but better than zero.
#6
Join Date: Sep 2016
Posts: 19
I almost got charged for some minor bumper damage once, they took my insurance info and statement. The guy who I returned the car to made a suggestion I’ve used ever since. Take pictures from all angles before you get in the car. You have time stamped proof of what existed when. You can zoom in on specific areas if questioned. I rent a lot but never thought about this. I’ve always taken pictures of gas and mileage but never considered pre-rental pics.
#7
Join Date: Jan 2016
Posts: 880
I almost got charged for some minor bumper damage once, they took my insurance info and statement. The guy who I returned the car to made a suggestion I’ve used ever since. Take pictures from all angles before you get in the car. You have time stamped proof of what existed when. You can zoom in on specific areas if questioned. I rent a lot but never thought about this. I’ve always taken pictures of gas and mileage but never considered pre-rental pics.
It depends on state rules as well. Based off what I've gathered from talking to reps was at least in NYC and perhaps NY state as well is any damage like small scratches and etc on the bumper is fine. I've had asked at the time of pick up and return. Also YMMV but I had a rep tell me any damage under $1,000 won't be filed as well. Had bumper damage and used my CC cover it because of bad NYC drivers can't park. I also had 2 experiences where I was on a highway where part of it has no shoulder and after accidents or whatever debris is not always removed. Ran over something twice where it caused minor damage and did an accident report and nothing came of it.
#8
FlyerTalk Evangelist
Join Date: Mar 2004
Location: SGF
Programs: AS, AA, UA, AGR S (former 75K, GLD, 1K, and S+, now an elite peon)
Posts: 23,194
It depends on state rules as well. Based off what I've gathered from talking to reps was at least in NYC and perhaps NY state as well is any damage like small scratches and etc on the bumper is fine. I've had asked at the time of pick up and return. Also YMMV but I had a rep tell me any damage under $1,000 won't be filed as well. Had bumper damage and used my CC cover it because of bad NYC drivers can't park. I also had 2 experiences where I was on a highway where part of it has no shoulder and after accidents or whatever debris is not always removed. Ran over something twice where it caused minor damage and did an accident report and nothing came of it.
The no-charge-for-under-$1K thing is definitely not true. In fact, the vast majority of demand letters sent out on my watch were for damages well under $500. In the US, I've been on the hook for one scrape that cost about $300 and another bumper that cost about $600 to repair (fortunately covered by my credit card both times).
#9
Join Date: Jan 2016
Posts: 880
I'm not aware of any state laws about what can be charged for damage to a rental car. As far as I know, state laws only affect liability coverage. I'd be interested to be shown wrong, though.
The no-charge-for-under-$1K thing is definitely not true. In fact, the vast majority of demand letters sent out on my watch were for damages well under $500. In the US, I've been on the hook for one scrape that cost about $300 and another bumper that cost about $600 to repair (fortunately covered by my credit card both times).
The no-charge-for-under-$1K thing is definitely not true. In fact, the vast majority of demand letters sent out on my watch were for damages well under $500. In the US, I've been on the hook for one scrape that cost about $300 and another bumper that cost about $600 to repair (fortunately covered by my credit card both times).
Well as I said could just be NY. I I know therr is a law in NY that makes it where they can't charge you for wear and tear kind of damage.
As far as under 1k this was where i was filling out a claim for damage and was talking to a manager and he said that. Also as i said there was 3 cases where I had damage where I filled out a report and they never gave me anything
#10
Original Poster
Join Date: Apr 2015
Posts: 212
National has provided me every excuse in the book and has given me the whole song and dance how there’s no such records.
What should I do now? Just ignore it?
What should I do now? Just ignore it?
Same way you fight any damage claim.
The more things you request from them (and the fewer they are actually able to provide), the more chance they'll realize the claim isn't going to be one easily pinned on you and won, and the better chance they'll just drop it. Not a large chance, but better than zero.
- demand pictures anyway (even though they said they don't have them)
- demand written proof that you were notified of the damages at return
- demand an actual invoice (not just an estimate) from the vendor who provided the windshield repair service showing proof they actually did pay for the windshield to get replaced
- demand fleet logs if they are assessing you any loss-of-use charges
The more things you request from them (and the fewer they are actually able to provide), the more chance they'll realize the claim isn't going to be one easily pinned on you and won, and the better chance they'll just drop it. Not a large chance, but better than zero.
#11
Suspended
Join Date: Aug 2010
Location: DCA
Programs: UA US CO AA DL FL
Posts: 50,262
Well as I said could just be NY. I I know therr is a law in NY that makes it where they can't charge you for wear and tear kind of damage.
As far as under 1k this was where i was filling out a claim for damage and was talking to a manager and he said that. Also as i said there was 3 cases where I had damage where I filled out a report and they never gave me anything
As far as under 1k this was where i was filling out a claim for damage and was talking to a manager and he said that. Also as i said there was 3 cases where I had damage where I filled out a report and they never gave me anything
What happened to OP was easily avoided. Photos, photos, and photos. If you leave this to the rental agency, you will have a fight on your hands, perhaps wind up losing a chargeback dispute with your CC issuer and ultimately being places on the company's DNR list. If you have photos taken at pickup and return, you can simply show that you did not cause the damage.
The better question to OP is not whether National can prove the damage but whether there was danage. Was there a cracked windshield at pick up and was there such damage at drop off.
#12
Join Date: Jan 2016
Posts: 880
What law? This is an urban myth. You are talking about two different aspects of your contract. First, may be a "wear and tear" clause. That does not equate to "minor," rather it means things like bald tires or low oil. Second, is whatever insurance or waiver you may purchase or have included with your rental.
What happened to OP was easily avoided. Photos, photos, and photos. If you leave this to the rental agency, you will have a fight on your hands, perhaps wind up losing a chargeback dispute with your CC issuer and ultimately being places on the company's DNR list. If you have photos taken at pickup and return, you can simply show that you did not cause the damage.
The better question to OP is not whether National can prove the damage but whether there was danage. Was there a cracked windshield at pick up and was there such damage at drop off.
What happened to OP was easily avoided. Photos, photos, and photos. If you leave this to the rental agency, you will have a fight on your hands, perhaps wind up losing a chargeback dispute with your CC issuer and ultimately being places on the company's DNR list. If you have photos taken at pickup and return, you can simply show that you did not cause the damage.
The better question to OP is not whether National can prove the damage but whether there was danage. Was there a cracked windshield at pick up and was there such damage at drop off.
Lol urban myth? I have no desire to look up the actual law but there is a law in the city of new York city that prohibits rental car companies to charge renters certain damages. I have had the bumper scratched up a bit because of bad parkers and they don't even bother writing it up even after showing them.
As far as my other point it was only from my experience on three different experiences.
And from what i read of Cc fine print isnt windshield damage excluded?
#13
Join Date: Jan 2016
Posts: 880
You can ignore it but they will probably send it to collections eventually and besides credit issues you'll be put on the DNR
#14
FlyerTalk Evangelist
Join Date: Mar 2004
Location: SGF
Programs: AS, AA, UA, AGR S (former 75K, GLD, 1K, and S+, now an elite peon)
Posts: 23,194
Reply back and firmly but politely tell them that since they are unable to provide any evidence that the vehicle was damaged while in your possession, you cannot pay the amount they're demanding and will be involving a lawyer if they continue to attempt to pursue the claim. Visibly CC that letter to National corporate and the state insurance commissioner and the state attorney general of the state you rented in.
If they continue to pursue the claim, involve a lawyer or take them to small-claims court.
#15
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 29,585
Lol urban myth? I have no desire to look up the actual law but there is a law in the city of new York city that prohibits rental car companies to charge renters certain damages. I have had the bumper scratched up a bit because of bad parkers and they don't even bother writing it up even after showing them.
As far as my other point it was only from my experience on three different experiences.
And from what i read of Cc fine print isnt windshield damage excluded?
As far as my other point it was only from my experience on three different experiences.
And from what i read of Cc fine print isnt windshield damage excluded?
New York Consolidated Laws, General Business Law - GBS § 396-z | FindLaw