Miles For Banking
#31


Join Date: Sep 2002
Location: Hoboken, NJ; Pembroke Pines, FL
Programs: CO Gold, SPG Gold
Posts: 2,940
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by gleff:
And @ 100 miles per month per $1000, [BankDirect's] ongoing mileage offers are almost as good as the brokerage account offers (that generally post in several months and have early account closure fees).
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And @ 100 miles per month per $1000, [BankDirect's] ongoing mileage offers are almost as good as the brokerage account offers (that generally post in several months and have early account closure fees).
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#32
FlyerTalk Evangelist



Join Date: Apr 2001
Location: DCA
Programs: AMC MovieWatcher, Giant BonusCard, Petco PALS Card, Silver Diner Blue Plate Club
Posts: 22,314
Well, there's the Ameritrade offer of 20,000 Starwood points for opening a $25k account or up to 75,000 Delta miles for opening up an E-Trade account.
#33


Join Date: Oct 2002
Location: SF Eastbay
Programs: AA Plt-Lite 2MM,HH Gld, MR Plat
Posts: 616
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by gleff:
Well, there's the Ameritrade offer of 20,000 Starwood points for opening a $25k account or up to 75,000 Delta miles for opening up an E-Trade account.</font>
Well, there's the Ameritrade offer of 20,000 Starwood points for opening a $25k account or up to 75,000 Delta miles for opening up an E-Trade account.</font>
You should be aware that if your are parking cash for points, Ameritrade pays less than 0.25%
interest in their money market account. It works better if you moving over stock or bonds. P.S. Ameritrade is pretty fast in sending you the points(about 7-10 days after the deposit).
#34


Join Date: Sep 2002
Location: Hoboken, NJ; Pembroke Pines, FL
Programs: CO Gold, SPG Gold
Posts: 2,940
So for ongoing mileage earning, there's nothing better than BankDirect and Guaranty Bank?
I'm thinking about parking some cash and earning miles instead of interest. On an after-tax basis, it's not a particularly bad cash investment right now - particularly since the Savings Bond party is over. It also has the benefit of being easy.
I'm thinking about parking some cash and earning miles instead of interest. On an after-tax basis, it's not a particularly bad cash investment right now - particularly since the Savings Bond party is over. It also has the benefit of being easy.
#35
Join Date: Nov 2003
Location: LIT
Posts: 13
I got some DL miles with Netbank. Soon afterwards, I found that I could have gotten $50 instead. Should have gone for the $50 rather than 2,500 mi. You get the money now. 2.5k miles might end up as orphan miles in a few years. Either that or Gordo or his DL counterpart will make redemption hard.
#36


Join Date: Feb 1999
Location: Denver CO
Posts: 3,686
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by gleff:
up to 75,000 Delta miles for opening up an E-Trade account.</font>
up to 75,000 Delta miles for opening up an E-Trade account.</font>
#40




Join Date: Aug 2001
Location: Tha OC
Programs: Outgrew all status except AA: Plat for life (the program's); Costco: Ex Plat
Posts: 681
Originally Posted by Steve M
One advantage Guaranty has over Bank Direct is that it's a real "bricks and mortar" bank.
As for the branches, the nearest one to me is 37 miles.
#41
Join Date: Apr 2002
Location: DCA/BWI/IAD; Washington, DC
Posts: 129
I've been using BankDirect for 6 months and am very happy with them esp. the ATM fee refund up to 4 times a month. Absolutely love it and don't need to find an ATM locator as long as it belongs to one of the networks that BankDirect is with.
I can refer somebody if u send me an email.
Thanks,
FMM
I can refer somebody if u send me an email.
Thanks,
FMM
#43


Join Date: Feb 2004
Location: DFW
Programs: AA ExPlat, Marriott Titanium, IHG Diamond
Posts: 3,261
Originally Posted by KWCurtis
I'm looking for a referral to bankdirect too.
If interested, please send me your referring address.
Thanks for the help. I'm new to this...
If interested, please send me your referring address.
Thanks for the help. I'm new to this...
#44


Join Date: Jun 2003
Programs: AA EXP / 1.7 MM, Marriott Platinum, HH Gold
Posts: 219
Originally Posted by FrequentMilesManiac
I've been using BankDirect for 6 months and am very happy with them esp. the ATM fee refund up to 4 times a month. Absolutely love it and don't need to find an ATM locator as long as it belongs to one of the networks that BankDirect is with.
I can refer somebody if u send me an email.
Thanks,
FMM
I can refer somebody if u send me an email.
Thanks,
FMM
fyi, you can use any ATM you want. There is no BankDirect network you have to locate.
Anyway, I also echo all the positives about BankDirect. Great customer service and miles post promptly.
#45


Join Date: Feb 2004
Location: DFW
Programs: AA ExPlat, Marriott Titanium, IHG Diamond
Posts: 3,261
UFB? Nope!
While I am happy with BankDirect, my experience with UFB Direct has not been as positive. It may be fine to park some money ($1,500 for no-fee checking) and establish direct deposit to get the AA bonus miles, but I wouldn't use it for my primary checking account.

