I need some creative help
Oct 18, 2002 | 3:19 pm
#1
Original Poster
Join Date: Mar 2002
Location: Valley View Tx
Posts: 1,054
I need some creative help
Last fall I took advantage of a No Interest-No Payment for 1 Year Promotion from Home Depot. The bill is due in January. I contacted HD and attempted to pay the charge off early using a credit card, they would not take a CC for payment on an extended no interest promotion. I called AE and asked about buying Travelers Checks and gaining MR points,they said no MR points on TC purchases Anyone have any ideas on how I could pay this off and receive miles/points?
Oct 18, 2002 | 8:12 pm
#2
Suspended
Join Date: Jun 2002
Location: Hong Kong
Programs: None any more
Posts: 11,017
Go buy something of similar value at Home Depot on your mileage-earning credit card. Take it back as unsuitable and ask them for credit vouchers. Use the creidt vouchers to pay off the loan.
No experience of doing this - just an off-the-wall idea.
No experience of doing this - just an off-the-wall idea.
Oct 19, 2002 | 1:22 pm
#6
Original Poster
Join Date: Mar 2002
Location: Valley View Tx
Posts: 1,054
we2sparks
I called HD Credit Dept. and asked if someone gave me a gift coupon could I use it to pay off my account, I received a very polite "NO". Back to SQUARE ONE.
Anyone else have any ideas?
I called HD Credit Dept. and asked if someone gave me a gift coupon could I use it to pay off my account, I received a very polite "NO". Back to SQUARE ONE.
Anyone else have any ideas?
Oct 19, 2002 | 3:24 pm
#8
Join Date: Apr 2002
Location: +61
Programs: previous hero, now zero
Posts: 5,838
Perhaps put it on a debit card that has a lower mile earning rate, but gives you miles nonetheless?
I've seen a bunch of these posted around, but none of them exist in Canada (with the exception of one crappy BMO one), and so I tune out.
O
I've seen a bunch of these posted around, but none of them exist in Canada (with the exception of one crappy BMO one), and so I tune out.
O
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by Dudrop:
we2sparks
I called HD Credit Dept. and asked if someone gave me a gift coupon could I use it to pay off my account, I received a very polite "NO". Back to SQUARE ONE.
Anyone else have any ideas?</font>
we2sparks
I called HD Credit Dept. and asked if someone gave me a gift coupon could I use it to pay off my account, I received a very polite "NO". Back to SQUARE ONE.
Anyone else have any ideas?</font>
Oct 19, 2002 | 10:23 pm
#9
Join Date: Oct 2001
Location: Fort Worth, TX; AA EXP, Starwood Gold, Hertz Five Star, Hilton Gold
Posts: 147
Could you buy large gift certs and then buy 99 cent items and get the remainder back in cash? Some places will give you cash back, others won't..don't know about Home Depot.
Oct 20, 2002 | 12:06 am
#10
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Bay Area, CA
Programs: UA Plat 2MM; AS MVP Gold 75K
Posts: 35,092
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by we2sparks:
Could you buy large gift certs and then buy 99 cent items and get the remainder back in cash? Some places will give you cash back, others won't..don't know about Home Depot.</font>
Could you buy large gift certs and then buy 99 cent items and get the remainder back in cash? Some places will give you cash back, others won't..don't know about Home Depot.</font>
Besides, it's probably not worth the hassle. Have you ever seen the return lines at Home Depot?
Oct 20, 2002 | 8:22 pm
#11
Join Date: Jan 1999
Location: northern NJ
Posts: 1,352
Most gift certificates have something printed on them along the lines of "not valid for payment on account." I recently experienced the same dilemma at Best Buy - if I took their 48 month interest-free promo, I would not earn the miles by charging it on a mileage card.
If you do figure out a way to do this, please post it!!
If you do figure out a way to do this, please post it!!
Oct 20, 2002 | 10:11 pm
#12
Join Date: Aug 2002
Location: PDX
Programs: HHonors Gold since '02, Hertz President's Circle since '07
Posts: 3,228
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by Dudrop:
Christstep,
Good idea except used the promo for recarpeting house and adding a deck on the rear of house. Thanks for answering though. </font>
Christstep,
Good idea except used the promo for recarpeting house and adding a deck on the rear of house. Thanks for answering though.
</font>
I think you're saying the amount is too high to be practical, but I'd urge you to reconsider Christstep's return for store credit idea.
Say you spent $5,000 or even more. If you browse the power tools section surely you can find some small things that are very expensive. You'll need to study the return policy to see how best to play the scenario out, but I'd think it could be done.
Oct 20, 2002 | 10:13 pm
#13
Join Date: Aug 2002
Location: PDX
Programs: HHonors Gold since '02, Hertz President's Circle since '07
Posts: 3,228
Another idea:
I've occasionally seen and heard of miles, points, or cash back bonuses being earnable on balance transfers and/or convenience checks. I don't know of any offhand, but you could call your credit card company.
I've occasionally seen and heard of miles, points, or cash back bonuses being earnable on balance transfers and/or convenience checks. I don't know of any offhand, but you could call your credit card company.
Oct 22, 2002 | 1:06 pm
#15
Join Date: Aug 2001
Location: ATL/MDW/ORD
Programs: AA Gold
Posts: 590
If you have a Citibank AAdvantage card or a Citibank HHonors card then register for c2it. Transfer $ from Citibank to your bank account via c2it (it should post as a purchase on a Citibank card). Don't get into a habit of doing this or they'll terminate your c2it account. Then just use the new cash in your credit card account to pay off the Depot card.
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