Which is better credit card
Oct 24, 2001 | 12:42 am
#1
Original Poster
Join Date: Jul 2001
Location: San Jose, CA, USA
Posts: 7
Which is better credit card
I have a farm bureau Bank credit card that gives me 2% cash back and other is American Express with 1.5% cash back. However I can enroll into Amex card into Membership rewards program for $40 annual fee. Wanted to know whether Membership rewards works with cash-rebate or not and if yes then which of the cards is better?
Thanks
Thanks
Oct 24, 2001 | 1:17 pm
#4
Original Member
Join Date: May 1998
Posts: 2,513
Depends on the rewards Amex gives you. I assume that since you are asking this question on a frequent flyer miles forum, you would gather miles for the Amex rewards. My site below tells you how to value those miles for the use you would give them. Click on Free Frequent Flyer Miles in the left menu, then Value of Miles in the topo menu.
But why would you pay $40 for an Amex card? You can get one for free (for a year) plus a bonus of 10000 Delta Airlines miles for free. Click on Credit Cards in the top menu.
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The Personal Travel Experience of Gary Steiger
http://home.earthlink.net/~pgary/TravelFrame.html
But why would you pay $40 for an Amex card? You can get one for free (for a year) plus a bonus of 10000 Delta Airlines miles for free. Click on Credit Cards in the top menu.
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The Personal Travel Experience of Gary Steiger
http://home.earthlink.net/~pgary/TravelFrame.html
Oct 24, 2001 | 1:27 pm
#5
Join Date: Jan 2000
Location: Ashburn, VA (IAD/DCA/BWI)
Posts: 2,757
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by njain:
I have a farm bureau Bank credit card that gives me 2% cash back and other is American Express with 1.5% cash back. However I can enroll into Amex card into Membership rewards program for $40 annual fee. Wanted to know whether Membership rewards works with cash-rebate or not and if yes then which of the cards is better?
Thanks</font>
I have a farm bureau Bank credit card that gives me 2% cash back and other is American Express with 1.5% cash back. However I can enroll into Amex card into Membership rewards program for $40 annual fee. Wanted to know whether Membership rewards works with cash-rebate or not and if yes then which of the cards is better?
Thanks</font>
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ValueConsumer.com Home of Tripple Dipping Online Shopping
Oct 24, 2001 | 3:41 pm
#6
FlyerTalk Evangelist
Join Date: Aug 2001
Programs: DL GM, AA Gold, Hilton Diamond, Bonvoy Plat
Posts: 12,171
dbaker is 100% correct. The Amex "No Fee" Cash Back Platinum Optima does not earn MR points.
So we're back to the basic equation of 2% > 1.5%, so the FB card is better.
[This message has been edited by skofarrell (edited 10-24-2001).]
So we're back to the basic equation of 2% > 1.5%, so the FB card is better.
[This message has been edited by skofarrell (edited 10-24-2001).]