Newbie seeks advice
Nov 16, 2005 | 5:59 pm
#1
Original Poster
Join Date: Nov 2005
Posts: 2
Newbie seeks advice
First of all, great site.
Looking for some help. The family and I are looking to book a trip in October of 2006 to Disney. We are looking for a credit card that can give us our best options in getting flyer miles and /or points towards our trip. I know Disney has their own card, but i'm unsure if it's what we want. We are hoping in the long run to pay our mortgage through the card to see if we can get a free flight for the trip.
Any advice on a card or other info I should look for?
thank you and i hope i'm in the right forum.
Looking for some help. The family and I are looking to book a trip in October of 2006 to Disney. We are looking for a credit card that can give us our best options in getting flyer miles and /or points towards our trip. I know Disney has their own card, but i'm unsure if it's what we want. We are hoping in the long run to pay our mortgage through the card to see if we can get a free flight for the trip.
Any advice on a card or other info I should look for?
thank you and i hope i'm in the right forum.
Nov 16, 2005 | 8:26 pm
#2
Join Date: Oct 2005
Location: SFO/SJC
Programs: Marriott Platinum/UAPremier Gold/IC Platinum
Posts: 671
Originally Posted by jrdoa
First of all, great site.
Looking for some help. The family and I are looking to book a trip in October of 2006 to Disney. We are looking for a credit card that can give us our best options in getting flyer miles and /or points towards our trip. I know Disney has their own card, but i'm unsure if it's what we want. We are hoping in the long run to pay our mortgage through the card to see if we can get a free flight for the trip.
Any advice on a card or other info I should look for?
thank you and i hope i'm in the right forum.
Looking for some help. The family and I are looking to book a trip in October of 2006 to Disney. We are looking for a credit card that can give us our best options in getting flyer miles and /or points towards our trip. I know Disney has their own card, but i'm unsure if it's what we want. We are hoping in the long run to pay our mortgage through the card to see if we can get a free flight for the trip.
Any advice on a card or other info I should look for?
thank you and i hope i'm in the right forum.
Last edited by sandyweb33; Nov 16, 2005 at 8:28 pm
Nov 17, 2005 | 9:58 pm
#4
FlyerTalk Evangelist
Join Date: Dec 2003
Location: STL
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Advice for Newbie: Newbie will get more information if Newbie uses more descriptive thread titles. Most experienced users will not bother clicking into threads with vague titles.
Nov 18, 2005 | 11:25 am
#5
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Join Date: May 2001
Location: MSY; 2-time FT Fantasy Football Champ, now in recovery.
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Posts: 14,813
How much do you typically spend per month on the card? Given your goal is less than a year away, if your spend is low, you may be better with a Disney card (which may have lower award levels) than an airline card (which typically starts at 25,000 miles/dollars per ticket).
Have you checked if your mortgage payments can be charged? Most can't, unless you go thru a 3rd party service that charges fees high enough to make it un-worthwhile for the miles earned.
Have you checked if your mortgage payments can be charged? Most can't, unless you go thru a 3rd party service that charges fees high enough to make it un-worthwhile for the miles earned.
Nov 18, 2005 | 11:36 am
#7
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Join Date: Aug 2001
Location: SF CA USA. I love large faceless corporations. And they cherish me in return (sometimes). ;)
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Originally Posted by jrdoa
We are hoping in the long run to pay our mortgage through the card to see if we can get a free flight for the trip.
Nov 18, 2005 | 12:18 pm
#8
Join Date: Mar 2000
Location: Santa Cruz, CA USA
Programs: AA, UA, WN, HH, Marriott
Posts: 7,293
I would suggest that you consider Diners Club. I know many people don't like it because of the very high annual fee and the charges they impose to transfer points to airline miles (though not hotels). However, there are two shortcomings with the SPG AMEX (which I agree is an excellent card) 1) there are still many merchants who do not accept AMEX, (Diners Club is now treated as a Mastercard and is universally accepted) and 2) Diners Club allows transfer to a few airlines and many hotel programs that SPG AMEX does not.
Nov 18, 2005 | 2:07 pm
#9
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Join Date: Aug 2001
Location: SF CA USA. I love large faceless corporations. And they cherish me in return (sometimes). ;)
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Posts: 17,819
Originally Posted by JerryFF
I would suggest that you consider Diners Club. I know many people don't like it because of the very high annual fee and the charges they impose to transfer points to airline miles (though not hotels). However, there are two shortcomings with the SPG AMEX (which I agree is an excellent card) 1) there are still many merchants who do not accept AMEX, (Diners Club is now treated as a Mastercard and is universally accepted) and 2) Diners Club allows transfer to a few airlines and many hotel programs that SPG AMEX does not.
I find that more and more merchants do accept Amex; for example, some time ago, Safeway began accepting it.
Nov 23, 2005 | 2:18 am
#10
Join Date: Nov 2003
Location: Santa Barbara
Programs: United 1K 3MM (almost!), Starwood Platinum, Nexus/GlobalEntry
Posts: 91
I also vote for the Amex card, although I am using my BMW Visa, issued through BMW Finance of North America. this card has many advantages and lots of flexibility.