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-   -   The "What Credit Card Should I Choose?" Master Thread (https://www.flyertalk.com/forum/milesbuzz/457077-what-credit-card-should-i-choose-master-thread.html)

acf573 Aug 22, 2006 12:01 pm


Originally Posted by maulah
And also if you apply through certain internet links which are not availible on chase web site. I hope I am correct as I got my card this way last week. It does not mention much about benefits which I will receive with my first statement.

I think some people have reported getting a card other than what they were expecting. Flexible Rewards (which I think is 3 pts/$) instead of Cash Plus or Rewards Plus. It's sort of hard to tell with Chase since all of those cards look the same... Good luck though. :)

themicah Aug 22, 2006 12:39 pm


Originally Posted by dieuwer2
The rumor is the card is an identity theft scam :eek:

While the directrewardscard.com site does look a bit sketchy, it looks like it's probably legit, since several FatWalleters report a legit-seeming approval process:

http://www.fatwallet.com/t/52/645200/

The Verisign verification link on the application page also looks like it works (assuming HSBC.com, Inc. in Illinois is actually HSBC).

I'd hold off on seeing more folks get it at FatWallet before applying myself, however.

drbond Aug 22, 2006 1:03 pm

Has anyone else been harrassed by Watchguard Identity Theft Solutions as a result of signing up with Citibank? They call every other week at all hours and days of the week. I have told them NO and they still keep calling. I contacted Citi and told them to take me off of marketing due to this.

gregorygrady Aug 22, 2006 2:04 pm


Originally Posted by dieuwer2
It looks like all true 5% cash back cards have been discontinued. Citibank no longer offers the Dividend Platinum Select nor the AT&T Universal Card. Similar for Chase.
The AMEX Blue Cash card still gives you 5%, but only when you spend over $6500.

Yikes, I just got notification from my Citi Dividend Plat Select card yesterday that they were downgrading the 5% cash back on gas/groceries/drugstore purchases down to 2% effective Oct. 13, 2006. :mad: :td:

Time to take that card out of the rotation. :mad:

dac Aug 22, 2006 6:13 pm

Citi Driver's Edge
 
The Citi Driver's Edge card https://www.accountonline.com/ACQ/Ch...EYS=4TZZ5Z15-M is still offered, it offers 6% rebates on purchases at supermarkets, drugstores and gas stations for 12 months; 3% after that, 1% rebates on other purchases.

SF Pauillac Aug 23, 2006 5:11 pm

AT&T Universal card
 

Originally Posted by dieuwer2
It looks like all true 5% cash back cards have been discontinued. Citibank no longer offers the Dividend Platinum Select nor the AT&T Universal Card. Similar for Chase.
The AMEX Blue Cash card still gives you 5%, but only when you spend over $6500.

The AT&T Universal Card is still offered, with 10,000 bonus Thank You points plus 5 points per dollar on Gas, Grocery and Drugstore purchases, and 1 point for everything else. 5,000 Thank You points can be converted to $50 gift cards for gas stations, various stores and Amazon. The Thank You points can be converted to a bit more than 1 cent per mile if you redeem them for travel tickets, and you still get to earn miles on those tickets.

Blam104417 Aug 29, 2006 9:02 am

Starwood American Express!
 
I have decided to apply for the Starwood American Express card and use my CitiBank AAdvantage Platinum card as a backup. I read somewhere on one of these boards that in addition to the normal sign-up points you get for applying for the card you can also get additional points for ordering a second card. Does anyone out there know anything about this? I don't want to order both cards now if I am leaving points on the table. Thanks in advance for any assistance.

Dieuwer Aug 29, 2006 9:34 am


Originally Posted by SF Pauillac
The AT&T Universal Card is still offered, with 10,000 bonus Thank You points plus 5 points per dollar on Gas, Grocery and Drugstore purchases, and 1 point for everything else. 5,000 Thank You points can be converted to $50 gift cards for gas stations, various stores and Amazon. The Thank You points can be converted to a bit more than 1 cent per mile if you redeem them for travel tickets, and you still get to earn miles on those tickets.

I stand corrected. The AT&T Universal Rewards Card is still available, the AT&T Cash Rewards Card is not.
However, the 5 points per dollar spend on gas, grocery and drugstore purchases are offered only for a limited amount of time (one year). After that you get the usual 1 point per dollar spend.

bluester Aug 29, 2006 3:09 pm


Originally Posted by Blam104417
I have decided to apply for the Starwood American Express card and use my CitiBank AAdvantage Platinum card as a backup. I read somewhere on one of these boards that in addition to the normal sign-up points you get for applying for the card you can also get additional points for ordering a second card. Does anyone out there know anything about this? I don't want to order both cards now if I am leaving points on the table. Thanks in advance for any assistance.

I have not heard of Starwood Amex offering bonus points for a second card (I'm assuming you mean a second cardholder on the same account). I know that Delta Amex offers points for a second cardholder. If you mean "second card" by get a card, cancel, then apply for another card, typically the Amex cards will only give bonus sign-up points once, and never again.

gregorygrady Aug 29, 2006 3:12 pm


Originally Posted by bluester
I have not heard of Starwood Amex offering bonus points for a second card (I'm assuming you mean a second cardholder on the same account). I know that Delta Amex offers points for a second cardholder. If you mean "second card" by get a card, cancel, then apply for another card, typically the Amex cards will only give bonus sign-up points once, and never again.

The bonus points for an additional cardholder rumor has a thread over in the SPG Forum, go look at that for more info. But basically it boils down to the fact that it is a targeted promo and most people aren't able to get in on it unless they were targeted........

ExclusiveDorothy Sep 1, 2006 4:32 pm

Marriot VISA has been really good for me, I prefer the Marriots worldwide (Paris is my fave), and when I check in with their own VISA I have had great upgrades, including Presidential floors and countlesses breakfasts and free nights!

MKEbound Sep 12, 2006 5:14 pm

I've heard that starting in October the Starwood AX will offer an additional bonus point per dollar spent at Starwood hotels, i.e. 1 point per dollar spent, and 2 points per dollar spent for a stay at the Westin.

Can anyone confirm this or provide a link?

AKronin Sep 14, 2006 2:57 am


Originally Posted by MKEbound
I've heard that starting in October the Starwood AX will offer an additional bonus point per dollar spent at Starwood hotels, i.e. 1 point per dollar spent, and 2 points per dollar spent for a stay at the Westin.

Can anyone confirm this or provide a link?

Sure: New Benefits for SPG Amex Card

MKEbound Sep 15, 2006 9:31 am

https://www201.americanexpress.com/c...=4/15882/b/223

New offer for the HHonors AMEX - Upto 65,000 points for 4 stays and 5k in spend by March of 2007

Best deal I've seen yet.

biggestbopper Sep 15, 2006 2:30 pm

HSBC MAX 6% (sort of) rebate card-apparenlty targeted
 
Got a targeted U.S. Mail solcitation from HSBC for a 6% cash rebate MasterCard today. No annual fee, no interest balance transfer to Sept. '07. The catches appear to be: 1. 3% balance transfer fee, 2. 6% rebate does not kick in until you spend 12K in a year, til 12K it is a measly 1% (but, apparently the cash back is on everything put on the card), 3. Maximun yearly rebate is $300. No annual fee.

"Perfect for anyone who lives to the MAX." Guess that let's me out. :p

But, what do you think, is this offer worth considering?

IMHO, the UAL "pre-approved" Plat Visa solicitation I got in the same mail looks much better. 20,500 miles for getting card, fee waived for first yeart. I figure that 20,500 miles is worth at least 500 bucks and I don't have to spend any stinkin 12 grand to get it. In fact, I already sent in the UAL app to Chase. Still thinking about the HSBC offer, but think it will be :td:


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