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-   -   The "What Credit Card Should I Choose?" Master Thread (https://www.flyertalk.com/forum/milesbuzz/457077-what-credit-card-should-i-choose-master-thread.html)

TravellingMan Jun 18, 2007 10:30 pm

HSBC Premier World MasterCard®
 
NOTE: Just realized that it has already been covered in the wiki. Stale news, but for anyone who could use it...good luck.

http://www.us.hsbc.com/1/2/3/persona...ier/privileges

HSBC has introduced a new card that charges no forex charges. I am a bit leery of them since they want details down to the size of my shoes before issuing a card.

Widest International Acceptance1

Shop with confidence across the globe, knowing that your card is accepted at over 24 million locations worldwide. Equipped with the purchasing power of a no pre-set spending limit, it's the only card you'll need:

* 0% Introductory APR on credit card purchases for the first 12 months from Account opening2
* No annual fee
* No pre-set spending limit3
* No foreign transaction fees on purchases made in a foreign currency

rrgg Jun 19, 2007 6:25 am


Earn a full 1% cash back on every credit card purchase
The HSBC card sounds like the Capital One, no forex and 1% reward. Thanks for posting this.

HSaxa Nov 6, 2007 5:40 pm

Any credit cards that award more than 1% cash back on travel purchases (airfare, hotels, car rentals, restaurants)? 1% seems to be the norm for these types of purchases, so I'd love to know if any cc's offer more.

I have all the points I can use, so some cash might be better at this point. Thanks

rrgg Nov 6, 2007 6:28 pm


Originally Posted by HSaxa (Post 8687803)
Any credit cards that award more than 1% cash back on travel purchases (airfare, hotels, car rentals, restaurants)? 1% seems to be the norm for these types of purchases, so I'd love to know if any cc's offer more.

You might check out this new card:
http://www.flyertalk.com/forum/showthread.php?t=747267

themicah Nov 7, 2007 8:58 am

CapOne Cash Rewards now offers 1.25% cash back on everything (1% immediately + an additional 0.25% year-end bonus).

Their customer service is pretty remarkably terrible, though.

pgary Nov 7, 2007 5:44 pm


Originally Posted by HSaxa (Post 8687803)
Any credit cards that award more than 1% cash back on travel purchases (airfare, hotels, car rentals, restaurants)? 1% seems to be the norm for these types of purchases, so I'd love to know if any cc's offer more.

I have all the points I can use, so some cash might be better at this point. Thanks

Take a look at what is available in Credit Cards > Free Cards > Cash Back Cards in my website below.

Duke5150 Nov 8, 2007 9:04 am


Originally Posted by HSaxa (Post 8687803)
Any credit cards that award more than 1% cash back on travel purchases (airfare, hotels, car rentals, restaurants)? 1% seems to be the norm for these types of purchases, so I'd love to know if any cc's offer more.

I have all the points I can use, so some cash might be better at this point. Thanks

The AmEx PLUM card gives 2% cash back with no cap.
The Fidelity Investment Rewards card gives 1 1/2% cash back with no cap.

frank_10b Feb 12, 2008 2:35 pm

Who has the most complete list of best cards? Are there any blogs recommended out there? Everything on ft and fw is just so spread out I feel like I am on a research question literature review!!! Also where is the best cardoffers.com etc site to apply from?

thanks!

rushnrockt Feb 14, 2008 11:44 am

Costco TrueEarnings. 2% on travel. 3% dining.


Originally Posted by HSaxa (Post 8687803)
Any credit cards that award more than 1% cash back on travel purchases (airfare, hotels, car rentals, restaurants)? 1% seems to be the norm for these types of purchases, so I'd love to know if any cc's offer more.

I have all the points I can use, so some cash might be better at this point. Thanks


pgary Feb 14, 2008 6:29 pm


Originally Posted by frank_10b (Post 9239627)
Who has the most complete list of best cards?

Perhaps I do. See the credit card section of my website below.

tev9999 Feb 14, 2008 6:47 pm


Originally Posted by frank_10b (Post 9239627)
Who has the most complete list of best cards? Are there any blogs recommended out there? Everything on ft and fw is just so spread out I feel like I am on a research question literature review!!! Also where is the best cardoffers.com etc site to apply from?

thanks!

Check the "Which Credit Cards Should I Get" thread at fatwallet - in finance forum in the stickies at the top. It will also link to a couple other threads for balance transfer and signup bonus cards. The summaries (2nd or 3rd post in each thread) are pretty comprehensive.

thorthor Jul 28, 2009 10:17 am

Well, I've read through some of this thread and I think the Travelocity MC may potentialy be the best card out there, with its up to 4% back on all purchases.
http://www.flyertalk.com/forum/other...astercard.html
But I'd love to get more feedback on it from someone who actually has it before I apply - how easy it is to book awards etc.

skibum85 Aug 2, 2009 9:07 am

Does anyone know if its possible to get the United Mileage Plus Visa with "Blink"?

pierre mclopez Aug 4, 2009 7:57 am


Originally Posted by HSaxa (Post 8687803)
....I have all the points I can use, so some cash might be better at this point. Thanks

I like the idea of setting up a Schwab or Fidelity account for Mad Money and funding it with cash back cards (2% Schwab Visa or Fidelity AMEX; 1-1/2% Fidelity Visa). Pretty good motivator. :cool:

rodrigo Oct 4, 2009 4:31 pm

We need an updated credit card list/chart
 
Is there a place where we can build AND MAINTAIN a list or comparison chart for all the relevant credit cards? A place that keeps their APR, annual fees, miles/points per dollar, compatibility with other programs, etc?

I feel like a forum is not the best place for this. I'm looking for cards and I just read the OP's post. It's excellent, but it's years old and some of it is outdated (I think the Starwoods card is $45 instead of $30, for example). So I can't fully trust it. And reading 11 pages worth of forum is not time-effective (and I'll be reading possibly outdated information).

Any ideas on how to do this or where to look if such list already exists?

Thanks

Edit: The fatwallet Finance forum pointed me to this site, which is very useful:
http://www.creditcardtuneup.com/


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