Heritage Financial - 4.06% CD + FF Points
Apr 13, 2005 | 8:38 pm
#1
Original Poster
Join Date: May 2000
Posts: 2,098
Heritage Financial - 4.06% CD + FF Points
Heritage Financial appears to be offering a 1 year, 4.06% CD AND providing frequent flyer miles for the transaction, according to an ad in the San Francisco Chronicle today (4/13).
I have not called the bank to confirm the details, since it was after business hours when I saw the ad, but for those that might be interested in pursuing this offer, the telephone number in the ads are:
San Francisco office 415/277-5493
Redwood Shores office 650/632-4434
Walnut Creek office 925/974-3567
A google search found a number of businesses with this name, however, none has offices in the Bay Area.
I have not called the bank to confirm the details, since it was after business hours when I saw the ad, but for those that might be interested in pursuing this offer, the telephone number in the ads are:
San Francisco office 415/277-5493
Redwood Shores office 650/632-4434
Walnut Creek office 925/974-3567
A google search found a number of businesses with this name, however, none has offices in the Bay Area.
Apr 14, 2005 | 2:19 pm
#2
Original Member
Join Date: May 1998
Posts: 2,513
I entered Heritage Financial and California in the FDIC Is My Bank Insured? page, and came up negative.
Apr 14, 2005 | 4:12 pm
#3
Original Poster
Join Date: May 2000
Posts: 2,098
UA or AA Miles offered
I gave Heritage Financial a call this afternoon and was told that the frequent flyer mileage program offered ranged from 500 to 50,000 miles, depending on which type of account that was opened. This specific offer included 500 UA or AA miles for the one year FDIC insuranced CD at 4.06%.
Apr 14, 2005 | 5:23 pm
#4
FlyerTalk Evangelist
Join Date: Dec 2002
Location: Danville, CA, USA;
Programs: UA 1MM, WN CP, Marriott LT Plat, Hilton Gold, IC Plat
Posts: 18,110
Originally Posted by raffy
I gave Heritage Financial a call this afternoon and was told that the frequent flyer mileage program offered ranged from 500 to 50,000 miles, depending on which type of account that was opened. This specific offer included 500 UA or AA miles for the one year FDIC insuranced CD at 4.06%.
For example, E-Trade, Fidelity and TD Waterhouse (to name a few) all offer a bunch of miles if you deposit $$ or stocks in a brokerage account and keep the account at this level for 6 months, e.g. 25K AA miles for $25,000 (don't quote that, I don't have time to look it up).
So if you really want miles and don't care about the return you might be better off with a brokerage account.
Apr 18, 2005 | 4:06 pm
#5
Join Date: Apr 2005
Location: STL
Programs: AAdvantage Executive Platinum 1MM, Marriott Platinum Premier, Hertz President's Circle
Posts: 31
Boraxo,
As far as I know, Fidelity is not and has never been an AA partner. I re-ckecked the AA business partner link and Fidelity is not advertised under Financial Services.
http://www.aa.com/apps/AAdvantage/Vi...ancialServices
If you are somehow getting AA miles for investing at Fidelity, let me know as I'm a Fidelity customer as well as an AA customer and I've never heard of this.
As far as I know, Fidelity is not and has never been an AA partner. I re-ckecked the AA business partner link and Fidelity is not advertised under Financial Services.
http://www.aa.com/apps/AAdvantage/Vi...ancialServices
If you are somehow getting AA miles for investing at Fidelity, let me know as I'm a Fidelity customer as well as an AA customer and I've never heard of this.
Apr 19, 2005 | 12:36 am
#6
Join Date: Mar 2000
Programs: Hy-Vee Fuel Saver
Posts: 404
Originally Posted by raffy
Heritage Financial appears to be offering a 1 year, 4.06% CD AND providing frequent flyer miles for the transaction, according to an ad in the San Francisco Chronicle today (4/13).
I have not called the bank to confirm the details, since it was after business hours when I saw the ad, but for those that might be interested in pursuing this offer, the telephone number in the ads are:
San Francisco office 415/277-5493
Redwood Shores office 650/632-4434
Walnut Creek office 925/974-3567
A google search found a number of businesses with this name, however, none has offices in the Bay Area.
I have not called the bank to confirm the details, since it was after business hours when I saw the ad, but for those that might be interested in pursuing this offer, the telephone number in the ads are:
San Francisco office 415/277-5493
Redwood Shores office 650/632-4434
Walnut Creek office 925/974-3567
A google search found a number of businesses with this name, however, none has offices in the Bay Area.
http://personalshopper.sfgate.com/Ro...946&ad=1640153
(I don't know how long the newspaper keeps its ads online, so the link may go dead soon.)
The fine print says the company is not a bank, but the CD is issued by a bank.
Some general info about bank CDs sold through brokers is here:
http://www.fdic.gov/consumers/consum...00/BankCD.html
Many deposit-related FF-mile offers fall into 2 categories:
1. Lots of miles but bad interest rates.
2. Good interest rates but few miles.
Apr 20, 2005 | 1:54 pm
#7
Join Date: Jul 2003
Location: RSW & HDS (Naples, Florida & Hoedspruit, South Africa); frequently flying via JNB, EWR, IAD, ORD
Programs: UA Platinum, Star Alliance Gold, Hilton Silver, AA
Posts: 411
Has anyone followed up on this & does anyone know how many miles they are offering & with whch airline?