UAL Millage Programs For Debit Cards
Jun 8, 2004 | 4:58 am
#1
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Join Date: Jun 2004
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UAL Millage Programs For Debit Cards
Now that Continental and Alaskan have millage programs that allow you to gain miles using your debit card instead of a credit card.
Is there a bank which offers a UAL miles through a debit card?
We normally run everything as "credit" on our debit card because running as debit usually involves as fee (i.e. $.50). Wow! That does sound confusing re-reading it, only the banking industry could make it that complicated.
Basically, we want a card that automatically subtracts from our checking account, traditionally known as a "Debit Card"
Is there a difference (for these millage prorams) between using your debit card for a charge as debit vs using the debit card as credit?
Is there a bank which offers a UAL miles through a debit card?
We normally run everything as "credit" on our debit card because running as debit usually involves as fee (i.e. $.50). Wow! That does sound confusing re-reading it, only the banking industry could make it that complicated.
Basically, we want a card that automatically subtracts from our checking account, traditionally known as a "Debit Card"
Is there a difference (for these millage prorams) between using your debit card for a charge as debit vs using the debit card as credit?
Last edited by winterminute; Jun 8, 2004 at 5:05 am Reason: Edited for clarity..
Jun 8, 2004 | 6:12 am
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Originally Posted by winterminute
Now that Continental and Alaskan have ... debit card
Is there a bank which offers a UAL miles through a debit card?
Is there a difference (for these millage prorams) between using your debit card for a charge as debit vs using the debit card as credit?
Is there a bank which offers a UAL miles through a debit card?
Is there a difference (for these millage prorams) between using your debit card for a charge as debit vs using the debit card as credit?
http://www.bankone.com/answers/BolAn...PlusTHEONECard
As well as Continental (Chase & Keybank), Alaska (Bank of America) and UAL (Bank1) you can also get debit cards for America West (BofA), USAirways (BofA), Northwest (USBank) and American Airlines (Citibank). (There also used to be a Hawaiian Air card from Bank of Hawaii but they have closed it for new applicants)
Virtually all the debit cards have a $2 = 1 mile earning ratio (ie half that of a credit card) - the sole exception is the American Airlines Citibank Debit Card which has 2 levels -> a regular $2 = 1 mile card (annual fee $30?) and a premium debit card $1 = 1 mile (annual fee $65) - both have the same criteria its just a matter of how much you want to pay in annual fee.
Oh - and you only earn mileage when you choose "credit" for your card transaction (ie when you sign) - PIN transactions = no miles.
If you tend to have money sitting in your check account there is also the Bankdirect and Guaranty Bank mileage checking accounts with AA that you earn 1 mile per $10 in average monthly balance (see AA.com for details) - Australians can get a similar account through Woolworths Ezybanking to earn Qantas points on monthly balances.
Last edited by ANDREWCX; Jun 8, 2004 at 7:54 am
Jun 8, 2004 | 7:34 am
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[QUOTE=ANDREWCX]
Virtually all the debit cards have a $2 = 1 mile earning ration (ie half that of a credit card) - the sole exception is the American Airlines Citibank Debit Card which has 2 levels -> a regular $2 = 1 mile card (annual fee $30?) and a premium debit card $1 = 1 mile (annual fee $65) - both have the same criteria its just a matter of how much you want to pay in annual fee.
[QUOTE]
Continental's Chase Debit Card's highest level offer $1=1Mile, but thats only if you are willing to pay the $65 Annual Fee and maintain a average combined account balance of 25k or 50k for interest bearing cheacking, otherwise a $30 monthly fee applies...
Virtually all the debit cards have a $2 = 1 mile earning ration (ie half that of a credit card) - the sole exception is the American Airlines Citibank Debit Card which has 2 levels -> a regular $2 = 1 mile card (annual fee $30?) and a premium debit card $1 = 1 mile (annual fee $65) - both have the same criteria its just a matter of how much you want to pay in annual fee.
[QUOTE]
Continental's Chase Debit Card's highest level offer $1=1Mile, but thats only if you are willing to pay the $65 Annual Fee and maintain a average combined account balance of 25k or 50k for interest bearing cheacking, otherwise a $30 monthly fee applies...