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No luck opening an account from IL.
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Originally Posted by spankytoes
(Post 21399186)
Meh. I'll wait for the AA offer.
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How did you set up the money transfer
Originally Posted by jaymar01
(Post 21396338)
The points posted in just a week or two after the terms of the promotion were met....although I was definitely applying pressure.
Make sure you call them when doing the monthly bill payment. A "qualifying" payment is not straightforward as you would think, and I found it better to have the Citibank Customer Service rep make it from my account. A simple money transfer from my regular checking qualified as "direct deposit". As I mentioned earlier, I was never assessed any monthly fees prior to account closing. |
Was the offer different last summer?
Originally Posted by jaymar01
(Post 21395291)
I did this promotion last Summer for 40,000 Thank You points, and never got 1099 from Citi. As 40,000 Thank You points equates to $400 in Best Buy gift cards, it may fall below the minimum threshold.
As an aside, I was able to meet the terms of the promo and cash out before any monthly fees kicked in. Of course, YMMV. Hypothetically, could you open the account on Sept. 25. Make a qualifying bill pay on Sept 29 as well as set up an ach to post before then end of september. Then set up another ach on Oct. 1. You could complete the terms of the offer in less than a week, right? Do you think a paypal transfer would qualify as an ach? |
Originally Posted by Mbcijim10
(Post 21400313)
What's the typical offer?
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I pulled up the normal page for the CitiGold checking accounts and it says the 30$ monthly fee is waived for the first 2 month. After two months, you need to meet the 50K minimum.
https://online.citibank.com/US/JRS/p...do?ID=Citigold Does this deal also waive the first 2 months? |
Originally Posted by wmonty67
(Post 21401388)
I pulled up the normal page for the CitiGold checking accounts and it says the 30$ monthly fee is waived for the first 2 month. After two months, you need to meet the 50K minimum.
https://online.citibank.com/US/JRS/p...do?ID=Citigold Does this deal also waive the first 2 months? Yes it does. I called in a couple days ago and asked and was told the 1st 2 months are waived. |
Originally Posted by alaskantraveler
(Post 21400488)
Thanks for the valuable info. When you said "A simple money transfer from my regular checking qualified as "direct deposit"." How did you set that up? Was that something you set up with your regular checking acct or did you set that up through citi?
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Originally Posted by alaskantraveler
(Post 21400540)
Was offer different last summer? This offer says there will be a $30 monthly fee. And it takes 2 different months to complete the terms of the offer.
Hypothetically, could you open the account on Sept. 25. Make a qualifying bill pay on Sept 29 as well as set up an ach to post before then end of september. Then set up another ach on Oct. 1. You could complete the terms of the offer in less than a week, right? Do you think a paypal transfer would qualify as an ach? Paypal transfer should work. |
Originally Posted by mosquito
(Post 21399189)
No luck opening an account from IL.
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Originally Posted by mosquito
(Post 21399189)
No luck opening an account from IL.
Anyone know how long you have to wait to churn this offer? Thx |
I did this offer in April, completed the requirements in May and June, and still waiting for the points... The $30 fee was charged the first time on 9/1. Hoping I can get them to post the points before another fee is charged.
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Early in the thread there was mention of clawback possibility. If you meet all the terms and conditions, but then close the account after getting the TYP, why would there be a clawback? Has this happened to anyone?
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Originally Posted by Jetsfan
(Post 21416359)
Early in the thread there was mention of clawback possibility. If you meet all the terms and conditions, but then close the account after getting the TYP, why would there be a clawback? Has this happened to anyone?
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Can anyone tell me if Citi does hard pull for opening a checking account? TIA
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