Yes it does. All programs are different, different earning rates for different airlines, different rates to redeem awards, and different status levels/benefits.

Also note that not all programs will allow retro-claims and may have limitations on how far back you can claim.

See also the replies in your previous thread: http://www.flyertalk.com/forum/infor...alliances.html

So if I've got a Visa Infinite First Class (the black one, TD's own miles program), I'm ineligible for the signup bonus on the AP Infinite?

I don't see anything about this 40k aeroplan fyf deal with referral anywhere.... anyone know where I can see some more info to confirm its legit?

I think you are referring to the AMEX Membership Reward 40K sign-up bonus with FYF on the Business Gold Rewards card. 1 AMEX MR can be convert to 1 Aeroplan, so that the 40K Aeroplan.

yes thank you! would i get approved without owning a business? have people been successful?

many had successfully applied (including myself) using your name as the business name.

The other problem is I keep on getting the message every time I try to apply:

Unfortunately, we have encountered system issues and cannot complete processing your application at this time. Please save your application and we will notify you via e-mail when the system is available for you to resume the process. We apologize for the inconvenience.

If you already have a TD Profile and been signing in to it, try select the option where you will create a new profile. That is why I got it working for myself.

Hopefully someone can help me out with a CC dilemma. Just trying to see which will give me the most bang for my buck.

I have an AMEX Plat and since those points can be transferred to either Aeroplan or Skymiles at 1:1, that covers SkyTeam and *A.

I'm looking to cover ground with oneworld and can't decide whether to go for the RBC BA Visa or the RBC CX Visa:

http://www.rbcroyalbank.com/credit-c...edit-card.html
http://www.rbcroyalbank.com/credit-c...edit-card.html

I can spend $30k annually but that means giving up the AMEX Platinum. I'm only keeping the Plat because of the lounge access and the $200 annual travel perk; both have been great.

Apparently the Avion Infinite Privilege Visa has an income requirement of $200k? LOL.

AMEX transfer to Skymiles at 1:0.75.

Crap. Well I guess I can get the CapitalOne Delta Gold card. No annual fee and 2 miles/$1 redemption.

Trying to maximize my purchasing power.

Amex also transfers 1:1 to BA, so you've got Oneworld covered there.

I seem to be getting the error either way, hope they fix it before the end of the promo.

Have you tried submitting the application in Internet Explorer? I found I kept getting an error when I was trying to do it in Google Chrome.

Been using IE on a PC and Safari on a Mac. Both are having the same problem